APR list

david_hellier

As we know the CC companies can be a little furtive when it comes to telling you the APRs on the statements. The following list tells you the APR from the monthly rate:

Credit Card Rates

Monthly% APR%
1 12.68
1.1 14.02
1.2 15.38
1.3 16.76
1.4 18.15
1.5 19.56
1.6 20.98
1.7 22.42
1.8 23.87
1.9 25.34
2 26.82
2.1 28.32
2.2 29.84
2.3 31.37
2.4 32.92
2.5 34.48
2.6 36.07
2.7 37.67
2.8 39.29
2.9 40.92

Milarky

Adapted the above table below. Note that '12.9' is in fact 12.949% pa which makes everything that bit little more, but is an allowed 'trick' of credit cards because it gets rounded down under noirmal rules:

Table:

APR.............Per month (%)

12.9................. 1.020
13.9................. 1.094
14.9................. 1.168
15.9................. 1.241
16.9................. 1.313
17.9................. 1.385
18.9................. 1.457
19.9................. 1.527
20.9................. 1.598
21.9................. 1.667
22.9................. 1.737
23.9................. 1.805
24.9................. 1.873
25.9................. 1.941
26.9................. 2.008
27.9................. 2.075
28.9................. 2.141
29.9................. 2.207
30.9................. 2.272
31.9................. 2.337
32.9................. 2.402
33.9................. 2.466
34.9................. 2.529
35.9................. 2.592
36.9................. 2.655
37.9................. 2.717
38.9................. 2.779
39.9................. 2.840

Robert_Sterling

david_hellier wrote:

As we know the CC companies can be a little furtive when it comes to telling you the APRs on the statements. The following list tells you the APR from the monthly rate:

The table shows the conversion of Monthly Rates to AERs.
Strictly speaking they are not APRs.