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egg money card
i see on here people saying that you get 1% cashback with this card, but what is confusing me is that on there site there is no mention of this 1% cashback but loads about the cashback you get from shopping at certain liked retailers. Can any one shed any light on this
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Any cashback cards available for non-workers???
My Mum and Dad no longer work; my Mum has MS, and my Dad took early retirement to care for her. I got them to apply for a Morgan Stanley credit card like mine, so that they'd benefit from the cashback, but after applying, they received a knock-back letter, saying that their earnings weren't high enough. Their credit…
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Easiest place to get a new card?
I have an existing card with 15k on it following splitting up with my ex, and wanted to transfer it onto an 0% transfers card for 6 months, until I sell my house so I've got the money to pay it off in full, but have just been turned down by Virgin. Anywhere else worth trying or am I stuck paying stupid amounts of interest…
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The NatWest Challenge…
Dear Mr ********* Thank you for your letter of ** August 2006 and I apologise for any dissatisfaction or upset caused by the application of charges to your account. We believe our charges are fair, reasonable and transparent. We consider that the amounts debited to your account have been applied strictly in accordance with…
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Best Credit Card for over 60's?
Trying to get my parents to get themselves a credit card which pays cashback as I can see them throwing money away day by day. Which would pay the best cashback for them? Egg Money is a bit too complicated and don't think they'd have enough income for an Amex.
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Card Protection Plan Renewal
I ticked the box which gave me CPP when I applied for my Egg Credit Card on the 03/08/2005 for the period of a year. I recieved a letter yesturday saying: Renewal date: 27/10/2006 Collection Date: 24/10/2006 Amount: £29 Length of policy: 1 year What does all this mean? I want to cancel the CPP, can I cancel it now? or do I…
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How long till credit file is updated with closed accounts?
Currently have 4 Credit Cards. Have just closed 2 of them as I am looking to apply for another within the next few months. Does anyone know how long it takes for Experian or Equifax to acknowledge that these 2 accounts have been closed. Dont want to apply for another card if the 2 I have recently closed down are still…
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Residual (sp) interest
What on earth. Have been paying my credit card balance in full for 4 years on time and last month payment was 2 days late due to me not being well. Anyway got almost £50 worth of interest and late payment charges pretty steep for only 2 days but I suppose thats how they make their money. Only to get this statement through…
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MBNA upping minimum payment
In the post this morning was a letter from MBNA. It seems that the minimum payment is going up from 2.25% to 5%. This isnt something that will affect me as I'm looking at paying twice the minimum payments on cards as a minimum but it might affect others. The reason given is to cover any payment protection, fees or charges.…
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Credit Card Tarting - Advice Please
Hi I have a Halifax One Credit Card which is now on 16.9% APR - It has a limit of £6950 which I am right up to. I would like to transfer the balance to a 0% interest free card but am confused by the options including fees plus don't want to put loads of footprints on my credit file by getting refused by loads of cards. I…
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Natwest Credit Card - a warning!!!
I took out a Natwest credit card back in November last year where the deal with the card was 9 months interest free for purchases and balance transfers. The small print on the credit agreement sent to me when I took out the card said that the interest rate was 0% for "9 months from the account opening" which according to…
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quick MBNA question...
Are MBNA or Egg picky about giving their cards to students? I'm fairly new to credit - have had my HSBC card for 7 months, and my limit is now £1500, and I was hoping to apply for a conran card or an Egg Money card for the cashback in time for the start of my first year at Uni. Are either of these lenders liable to even…
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Capital One Mistakes
I have recently been moving money around to pay of my current debts. During this process I have accidentally paid Capital One £1000 pound of money that has taken my account in to the green by over £900. Capital One are trying to make me transfer the money out of their card to another of my cards, this on face value is a…
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Citibank sign-on
This has to be the worst security system EVER! THREE times I have now inadvertantly reset my account in spite of following their instructions! Has anybody else suffered the same frustrations?
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Is it worth putting my Credit Card debt onto Mortgage
Hi.. Can anyone help me?? i have wracked up £14000 in debts - my own fault, i know and im so working hard to clear it. Someone told me about putting the crdit card debt onto my mortgage as the interest rate is much much less- would this work?? Has anyone got any other advice for me?? Thanks :eek: :eek: :eek: :eek: :eek:…
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AmEx Blue
Hi guys, what's the latest with AmEx Blue? Is it worth getting it now or have AmEx completely stopped offering it? It's on their site (not everywhere) and they force you to call them to apply for it, so no online application for it.
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Personal Creditcard for work expenses only
Hi All, I've been recommended to this forum by a friend of mine who swears by it. I am looking to get a personal creditcard that will be used just for work-related purchases and expenses. Our accountant will then pay the creditcard bill each month for me. Are there any cards that offer advantages like vouchers, cashback,…
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Card Balances
This is all of my own fault, i have racked up approx £11000 in card debts, £6000 on Barclaycard,£5000 on Halifax mastercard. My minimum payment on barclaycard is £150 and £100 on the mastercard, as i can only afford to pay off £300 a month over the 2 cards, i'm finding that the balances are not going down easily. any help…
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virgin upped my apr to 27.9 !!!!!
i have a virgin credit card and have recieved a letter today saying my apr has changed from october from 15.9 to 27.9!!!!!!! you know what they can do with there card they can shove it!!!!! ill just transfer the balance !!!!! :mad: :mad: :mad:
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Capital One 0% until Jan 2008 - anyone know of any cashback on offer?
Hi, I'm considering moving my debt from 0% card that expires in November to Capital One credit card(I know it's got a 2% btf but for over a year it still seems worth it). Has anyone seen any of the cashback sites offering cash or points for opening an account? lesley_rod
