How long till credit file is updated with closed accounts?

ukbondraider

Currently have 4 Credit Cards. Have just closed 2 of them as I am looking to apply for another within the next few months.

Does anyone know how long it takes for Experian or Equifax to acknowledge that these 2 accounts have been closed.

Dont want to apply for another card if the 2 I have recently closed down are still showing on my credit file as they both have a combined available limit of £30K.

Thanks

grumbler

http://www.stoozing.com/experian2.htm:

Can you describe the process and timescales by which lenders update Experian Credit files with balance and payment details? It would appear that updates are either fortnightly or monthly and are always loaded on Sundays. When are updates sent, received, processed and loaded? (YorkshireBoy)

Lenders update the credit account information they share through us once a month. Each lender will have a different date, of course. Updates reflect any relevant account changes, including current balance, credit limit and payment history. We run a series of checks on the information then, assuming there are no data quality issues, we load it to the live database.

No_6

Egg took 2 months to get my EGG.Green credit file updated,
ie to show the LARGE cleared balance as zero,
then another month to show the reduced credit limit.

Co-Op took nearly the same time to show the balance as zero,
then another month to show it as settled.

Nat West only 3 weeks, to show reduced balance and reduced
credit limit.

Regards
6