We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Credit Card Tarting - Advice Please
flowerstar_2
Posts: 13 Forumite
in Credit cards
Hi
I have a Halifax One Credit Card which is now on 16.9% APR - It has a limit of £6950 which I am right up to.
I would like to transfer the balance to a 0% interest free card but am confused by the options including fees plus don't want to put loads of footprints on my credit file by getting refused by loads of cards.
I have a good credit record but am dubious whether one card will be sufficient to take on the whole balance or whether it'd be more likely I'd have to take two or more.
Am soooo confused. And worried about this 'debt' hanging over me.
ANY HELP - PLLLEEAAASSSEE?!!
I have a Halifax One Credit Card which is now on 16.9% APR - It has a limit of £6950 which I am right up to.
I would like to transfer the balance to a 0% interest free card but am confused by the options including fees plus don't want to put loads of footprints on my credit file by getting refused by loads of cards.
I have a good credit record but am dubious whether one card will be sufficient to take on the whole balance or whether it'd be more likely I'd have to take two or more.
Am soooo confused. And worried about this 'debt' hanging over me.
ANY HELP - PLLLEEAAASSSEE?!!
0
Comments
-
flowerstar wrote:Hi
I have a Halifax One Credit Card which is now on 16.9% APR - It has a limit of £6950 which I am right up to.
I would like to transfer the balance to a 0% interest free card but am confused by the options including fees plus don't want to put loads of footprints on my credit file by getting refused by loads of cards.
I have a good credit record but am dubious whether one card will be sufficient to take on the whole balance or whether it'd be more likely I'd have to take two or more.
Am soooo confused. And worried about this 'debt' hanging over me.
ANY HELP - PLLLEEAAASSSEE?!!
Its very doubtful that you will be able to transfer the whole £6950 to a new card in one lump. It will probably take around 3 different cards to do that. Would recommend you read the balance transfer article within the 'Credit card' section on the left hand side. If theres any other queries then post back as their will be plenty of people to help0 -
humfer wrote:Its very doubtful that you will be able to transfer the whole £6950 to a new card in one lump. It will probably take around 3 different cards to do that. Would recommend you read the balance transfer article within the 'Credit card' section on the left hand side. If theres any other queries then post back as their will be plenty of people to help
Also find attached a link to a list of what the best deals are at the moment
http://www.stoozing.com/0fees.htm0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards