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British Airways Credit Card (with BA airmiles) - anyone got one of these?
Hi all, Has anyone heard of or got one of these BA credit cards? You get a BA mile for every £1 spent, and if you spend £20,000 on it within a year, you get a companion to travel free. Seems too good to be true! http://www.americanexpress.com/pes/uk/benefits/ba/ba_amex_credit_features.cgi However, see point 5 in the…
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worried about cc?
sorry im gonna sound stupid here, but ive just been accepted and had my card for my credit card limit 3000, but because i was unsure if i would get it i applied for another cc and got declined, im worried that the credit card i got accepted for will now take my credit card of me, because i tried for another and got…
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Vanquis not reporting my info
Hi all Had an atrocious credit rating so applied and was granted a vanquis card in feb of this year soley for rebuilding my rating and showing i could be trusted before moving on to a better card etc etc.... To my absolute horror i have just checked my credit file through checkmyfile.com (all 3 agencies) and discovered…
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Credit Cards that dont send out paper statements?
Does anybody know of any credit cards (other than egg) that dont send out paper statements. I am sick of filing them all, and much rather view my statements online ideally the credit card would also have a 0% balance transfer offer or at least a competitive interest rate. Thanks
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Egg Money 1% and refunds
Thought I'd ask here before ringing up Egg. I've had a refund onto my Egg card for a purchase that wasn't originally made on the card. The refund has had the effect of cancelling cashback on £500 of expenditure in August (only £5 but better in my pocket). Bearing in mind that the expenditure for the refund wasn't made on…
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Keep or cancel
Does any one have any advice on the best way to proceed in the following situation? I have a debt of approx £1500 between 2 capital one credit cards.these are at a very high interest rate,as they are the credit rebuilder cards.I now have a virgin cc with 12 months 0% bt.The thing is after transferring the balance…
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credit cards for 18 year olds
im only 18 and have tryed applying to about 10 different compaines and banks for credit cards and been declined by all apart from my bank which is hsbc, but i have now moved bank from hsbc to the royal bank of scotland, im just wondering if there are any credit card schemes that are out there that someone with now no…
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airmiles CC gives you free ticket for your friends
It seems they relaunched the airmiles card, give you airmiles, also give you free tickets if you spend over 8500 per year. http://www.airmiles.co.uk/content/generatePage.do?destination=Flight+for+a+friend any good?
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which creditcards check with ....
Does anyone know which creditcards check equifax and not with experian ? My ratiing is a lot higher with equifax for some reason so i wanna go with who ever checks them !! Cheers :)
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Dumb Question_sorry
I don't own credit card and have some savings allthough we have just spent most on buying a property. I am wondering wether it is worth using a credit card intrest free for the renovation of the property. This should cost around 10 to 12k. I can cover the re payments. How do you find out your credit limit? Do you have to…
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Spam - again
It's happening again - please don't reply to spam, just report and wait for it to sink down the list!
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Co-Op Bank introduces monthly fee on some credit card
It appears from recent press reports that the Co-Op Bank is introducing a monthly fee of £2 per month from November this year for some of its credit cards. It is from the Daily Mail so it should be taken with a pinch of salt :wink: http://www.thisismoney.co.uk/credit-and-loans/article.html?in_article_id=412672&in_page_id=9…
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Pay off CC vs. Loan
Hi there, I am trying to pay off my GBP5,300 debt on CC. I applied for several CC to BT. Howeverm got declined (due to moving houses sveral times I think). I have now been accepted for a loan from my bank for GBP6,400 over 24 months at 14.9% APR (monthly payment of 307.15). Do you think it is better to go for the loan to…
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Repayment Protector
Hi there, I have currently got about GBP5,300 debt on my CC and am trying to pay this off. I have a repayment protector for 0.79 per GBP100 on my statement. Is this really necessary or do you think it can be cancelled to save this monthly spending? Thanks.
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Interest on CC
Hi there, I hope someone can help me understand how interest on CC is charged. Let's have a look at the following example: GBP 6,563.01 on my CC. It says that the interest rate is 1.385% which makes the total interest on purchases GBP106.61. Now when I calculate the base that this 1.385% has been applied on, I get…
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accept or not
My boyfriend and i live together etc, but he is the one with a credit card, though i am seeking advice on what we should do as a couple. Current credit card - 14.9%, balance - £5000, limit - £6000 Card offered - 19.9%, dont know limit, 0% on balance transfers for 12 mths, 0% on new purchases for 3mths. As a couple we want…
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PO credit Card - Free BT not forever
Hello, Just thought i'd pass on the info that free balance trasfers on the PO credit card will not be there forever. They told us in the training session to cease using the balance transfer as a selling point and to just use the 2-in-1 feature. They didn't give a specific date though. call 0800 169 2000 code 162427x to…
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PO credit Card -
Hello, As an employee at POL just thought you guys ought to know the PO cre]
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Citi Platinum Mastercard
Just got home from work and there's a letter from Citi offering me their latest card. 0% on balance transfers until June 1st, 2.5% fee capped at £75. 15.8% rate afterwards. Not massively competitive to be fair. One question though - are they anything to do with Capital One? The reason I ask is that on this form they dont…
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&more 3.9% LOB alternatives
If you weren't succesful in getting your &More card. You may be interested in the latest offer from Morgan Stanley: http://www.morganstanleycard.co.uk/uk/data/card/platinum/plat.html They offer 3.9%, not on the life of the balance - but for a hefty few years. More specifically, until 1st July 2010. They do offer 3%…
