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Electrol roll
Not too sure where to post this please move if it's wrong. I don't have any CCards at all but thinking I might like one 'just in case' but I have just found out i am not on the electrol roll, can I get a cc without being on this? or how do i get on it?:confused:
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Pay off transactions before doing BT?
I'm all ready to do a Balance Transfer to take advantage of a 0% rate when I realised there'll be existing transactions on the next statement. So, I've £1000 on this month's statement which I'll pay in full as normal but there's also £200 of transactions accrued since which I'd normally pay next month. If I do a BT now…
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Egg Money manager
Has anyone successfully asked Egg to include a new credit provider? How long did it take to be added?
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Needing to do 0% Balance Transfer but bad credit history, help!
Hi, I have two storecards with a balance of £1600 between them, I want to transfer them onto a credit card with 0% for the first few months but have been declined for the GE card due to my bad credit history. Any advise on any lenders who may give me a card?
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MINT - again! I'm raging!
Now I really really am not a happy bunny. Got home for work today to a letter from Mint telling me that had not received a payment for over one month. Went straight to my filing and guess what - no July statement. I checked my pile of 'to dos' - and no statement there either. I phoned them up to see what the crack was and…
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The Best Credit Card for me?......
Hi All, Im looking for a new card, simply as I shop online loads and am worried about fraud etc... So would like to cover my !!!. I have been told mastercard is the best I can get... Dont need balance transfers or anything of the kind as I am totally debt free... Something would be nice, either cashback or I was thinking…
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Nationwide Gold 0% on purchases 9 months
Quick question - I've received a "priority application" for this card. Does it make any difference to the application whether I complete the form they sent or apply online? I called Nationwide but waited 8 mins for a customer advisor (it was an 0800 number but I've got better things to do) and ended up putting the phone…
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GE Money Transformation ANY GOOD?
What about the GE Money Transformation credit card...is it any good at all for balance transfer and credit limiT????? WHAT ABOUT IMMEDIATE RESPONSE ON CREDIT CARD APPLICATIONS?
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e-mail notification of Credit Card transactions
I would place a lot of value on a facility whereby my credit card provider e-mailed me whenever my account was debited. In my case this would be a very effective means of fraud control, because I'd normally get the notification straight away. Has anybody ever come across such a service or facility? Currently I log-in to my…
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How many times you can apply for a credit card?
Hello...How many times you can apply for a credit card in a short period of time...one week...there is a limit?
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Help:Capital One Platinium, GE Money Transformation or Virgin
Hello...I am looking for an advice here...I wanted to apply for a new credit card today as I want ot transfer some debt...I did some research but I am not sure yet...well I was looking for a good credit card with at least 12 months free interest on balance transfer...my debt is of £1500 .. I read Capital one is good for…
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Overdraft interest rate - credit rating HELP!
Hi MoneySavers I'm not sure which board is best to post this! I've regularly read this board but now I need some advice that I can't seem to find anywhere else. I want to know how long between applying for credit items is best to wait so as not to impact on your credit score. Here is my situation: I got about £4000 in debt…
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Zero % balance transfer
Hello Everyone, I received a Capital one credit card application today (yet another) and was just looking through it before shredding it (dont need it thank goodness) and found it contained all the bumph but no application form. There also appeared to be a sheet where the application form might have been perforated. Am I…
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Credit Crad to pay off loan ?
Can you use a BT to a credit card to pay off an unsecured loan?
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"It's Playtime"!!!
This, believe it or not, is how a letter to me from Virgin [STRIKE]Debt[/STRIKE] Credit Cards was headed in large (over 1cm high) capital letters accompanying my new card. I think this glosses over the fact that spending money on [STRIKE]debt[/STRIKE] credit cards is not to be taken lightly. The same letter then invites me…
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Capitol One - proof documents
i have applied for a capitol one card, and have been 'provisionally approved' now they have asked me for 2 documents as to prove who i am and where i live. probably very standard, and they have to be issued from the last 3 months, with my current name and address. (thats the problem) i have a water bill, in my name,…
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Morgan Stanley cloned credit card
My ms cc was cloned. I cannot access online, would they have revoked my access, or is that how someone got my details? I only logged in once in the last month, and that was via Egg Money manager?
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Virgin Credit Card - Change in fees
Not sure whether this is the right spot for this, but just had a letter about fees from Virgin: 1. 3% BT fee (includes Cheques and CASH up to £75/transaction from 9th September 2. They are changin the "Due Date" presumably to catch out unsuspecting users who pay by cheque and don't look at the due date. I suspect many may…
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Stoozing or Life of Balance Transfer?
Hi all, Was wondering if you could offer me some advice. For the past year or so, I've been stoozing my credit card debts, swapping from one card to the next when the 0% BT months were up. My latest card is due to be up in September so I'm trying to find a good 0% BT card now. I applied for the Mastercard Harley one the…
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Platinum Barclaycard - grrr
Will it damage my credit rating if I cancel a credit card as soon as I've received it? Barclaycard have been advertising 9 months interest free balance transfer rates on their platinum card, so I applied online, intending to transfer the £6000 left from my last tarting venture. The card came this week with a £2100 limit!!…
