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Problems with Barclaycard!
I have a Barclaycard where I don't owe anything on it at the moment. (Credit limit £400 - OK, I'm a pensioner!) I wrote and said I wanted a better interest rate than 24.9%!!! or I wouldn't use the card anymore. They wrote me a letter saying they'd give me 11.9% plus I could make a balance free transfer. Whoopee, I thought!…
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Citibank credit card cashback max limit
I am thinkin gof switching to my citi credit card for my spending. The card I have is on the 1% cash back offer. Does anyone know if there is a maximum cashback amount pa / tiered cashback structure / likelihood of cashback being reduced?
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can i transfer money from overdraft?
Can I transfer money from my current account and business account onto a credit card and maintain a 0% rate for six months? I understand you can BT from another credit card, but I have around 2000 on overdrafts, that I could clear easily enough in 6 months - especially at a o% rate. Is this possible? Thank you.
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Barclaycard Flexi-rate
Whats the deal with this card? I don't hear anyone talk about it and it doesn't appear on best buy tables for life of balance cards. Info available on barclaycards website 16.9% standard rate and 4.95% on balance transfers until repaid. Purchaces at standard rate. It's there mid range card so should be easy to get. Is…
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Virgin Credit Card Charge - Can they do this?
Hello all, Sorry if this is a question that has been asked by someone else previously. On the 21st July I made the final payment on my Virgin Credit Card and then I cancelled the direct debit mandate as now my card is clear I won't need to make any more payments and I was planning on cancelling my card (Which I did on the…
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Help! Mbna
Can anyone please help me! I owe nearly £6K on my MBNA credit card due to their crippling interest rate - 25% and late payment charges. I cannot afford the repayments and have contacted them several times to dicuss this with them but they are not being very helpful. I have offered to pay a certain amount each month (all…
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I want 0% on purchases but..
...I was declined last month for one of the charity cards, think it was run by Bank of Scotland or Royal Bank of Scotland. I want it purely for purchases as I don't want to spend on my current card as it has BTs only on it and don't want to confuse that and be paying mixed interest rates. What should I apply for? I had a…
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Sainsbury's Credit Card
I applied for a new Sainsbury's credit card at the end of July. I received the letter saying that I it had been approved and that you have to sign and send back. I sent it back on I think it was very end of July/first day in August but still had no card. Has anyone else applied for this card and had to wait a long time for…
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BT multiples vs. credit rating - Please help!
Please help- I think I've got myself in a pickle. Have been well used to card tarting for years now, always finding the longest 0% deals. I thought my current one - HSBC - was due to run out at the end of August so I began to look around. I applied for a Barclaycard platinum - 0% for 12 months with no fee which was sent to…
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transfering money to us
OUr eldest is going to study in the us this autum and we need to tranfer money in her account. Which is the best way now the rate is very much in our favor without incurring big costs. thanks
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Virgin MBNA withdrawing 0% offer on me 2 months in!
Hello, I moved house recently and in the move foolishly lost my Virgin credit card statement. I have also cut the card up and did not make a record of the number as I thought this could be a little too tempting. Anyway, I knew when the bill was due and thought I had remembered the amount. I made the payment in time (28th…
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0% balance transfer
Anyone know which card is the longest length currently for 0% on balance transfers? This is also for one with no fee...... A&L have offered 0% for 6 months on a credit card on my new premier online current account that i've signed up for.
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Debit card protection?
:hello: Hope I'm in the right place here.... I've made a purchase using a VISA Debit card. The product supplied is not what I ordered. In case the company get funny and don't want to refund me, do I have any recourse through the card provider (i.e. bank)? Cheers. MBE
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virgin credit card upped apr!
virgin credit card upped apr! i recieved a letter today from virgin stating that the cash balances apr will be increased to 1.7366% what is that in apr? it was origionally 1.2408% has anyone else recieved this letter? only the cash balance apr has been increased!:mad:
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Linked addresses ....
do linked addresses come of after 6 years or do they stay on your credit file for ever ?
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Can a BT be denied if you have plenty of balance and have good credit use?
I have tried to use my BA AMEX life of the balance deal to transfer upto 25k worth of debt onto it in total (I have 10k on there at the moment), and they have declined it without any further information. I was given the excuse that the card is design for spending to get air miles not BT's by their customer services…
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Claiming Interest back from Credit Card Companies
Hi Having messed up with the date that my 0% deal ran out on my Abbey credit card, I paid off all the balance slightly too late, incurring interest. I rang up the cancellations department to cancel my card and when asked why I wanted to cancel, I pointed out that I thought the % interest charged was too high. They…
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Do I go for it or keep shopping around?
Hi folks A little bit of advice please. Thanks My 0% b/t ends next month. I did get a GE Money cc at 0% b/t but they would only offer me £2500 credit limit but I have a balance of £8,600. I have a cc with Halifax with a credit card limit of £15000 so could transfer to there but they are only offering me 9.93% for life of…
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Capital one have reduced their charges
I have just noticed on my statement that from end of August that Capital one will be reducing their late payment etc charges to £12.Are they the first to reduce their charges.
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Egg Money Pos Balance. How to Cashback?
hello. i am sure this will have been covered somewhere, but for some reason when i type Egg in the search box it comes back as nothing found. heres my scenario, probably the same as 100's of others. i have got the potential to put around £12500 onto my Egg Money card. £8550.00 was transferred from virgin to my current…
