📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

e-mail notification of Credit Card transactions

I would place a lot of value on a facility whereby my credit card provider e-mailed me whenever my account was debited.

In my case this would be a very effective means of fraud control, because I'd normally get the notification straight away.

Has anybody ever come across such a service or facility?

Currently I log-in to my CC accounts online, but they're normally at least 2/3 days in arrears...

Cheers in advance...:beer:

Comments

  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I think the online facility is as good as it is going to get for now.
    I remember before the internet you had no way of finding out what went through your account until you received a postal statement.
  • King_Of_Fools
    King_Of_Fools Posts: 1,607 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    THe nearest I have seen to this is American express who will email or SMS your current balance to you every week.
  • Chris2000
    Chris2000 Posts: 318 Forumite
    Part of the Furniture Combo Breaker
    According to the flyer with my Citi Visa card statement this month, they have just launched the Citi Alerting Service. There's several free email or text message alerts available, including:

    transaction over £500
    overseas transaction over £200
    cardholder not present transaction over £200

    It says the default values can be changed to your own choice in each case. I haven't tried it, so can't comment how well it works.
  • Bossyboots
    Bossyboots Posts: 6,757 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I noticed a box on the Tesco credit card site that said text or e-mail alerts. I didn't look at it because I wasn't interested. Will have a look and see if that is what it is for.


    Edit: Just had a look and that is exactly what it is for. The alerts you can have are - credit limit is reached or exceeded, Balance is more than £..... (you choose the figure), Balance is less than £...... (you choose the figure), balance is within £........... (you choose the figure) of my credit limit, Payment due - remind me ........... days before my payment is due, Alert me on (insert date) about (choose event) [there are two of these]. You then choose text or e-mail alert and put in the relevant details.
  • Joe_Bloggs
    Joe_Bloggs Posts: 4,535 Forumite
    I got a receipt from a credit card transaction to my email account. The receipt came from the supplier and quoted the amount and the last few digits of the credit card. Many suppliers take a day or so to process credit card transactions and so do many credit card companies. An instant alert/reminder from the supplier is a faster option.
    J_B.
  • Hello all;
    Many thanks for the heads-ups...
    Looks like Citi Visa could be what I'm looking for... all others depend on me logging on; which I do now anyway...
    Cheers;
    Lee
  • M_Thomson
    M_Thomson Posts: 1,596 Forumite
    Part of the Furniture
    leebrown wrote:
    I would place a lot of value on a facility whereby my credit card provider e-mailed me whenever my account was debited.

    In my case this would be a very effective means of fraud control, because I'd normally get the notification straight away.

    Has anybody ever come across such a service or facility?

    Currently I log-in to my CC accounts online, but they're normally at least 2/3 days in arrears...

    Cheers in advance...:beer:

    Why would you need this? You would get the money back in event of a fraud anyway.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.