Electrol roll

ageandjo

Not too sure where to post this please move if it's wrong.
I don't have any CCards at all but thinking I might like one 'just in case' but I have just found out i am not on the electrol roll, can I get a cc without being on this? or how do i get on it?

poppy_f1

depends if you hvae any other credit ie contract mobile/catalogues
i know when i turned 18 i got credit no problem cos i was on the electrol roll but my friend who wasnt found it hard
being on the electrol roll is handy as it verifies your addess in a way for cc companies i think

Moggles_2

If you are eligible, I would strongly advise you to register, as not being on the electoral roll has other consequences, aside from obtaining credit cards.

If you key the name of your borough plus 'electoral roll' into google, it'll take you to the relevant page on your council website. Most local authority websites are set up so you can apply online or download a form.

happyformonths

I agree. Not only does not being on the electoral roll mean that obtaining credit is more difficult, it also means you don't get a vote. Whatever you may think of politics, a vote is something worth having (ask anyone in countries where they riot to get it).

Just my little soap box!

Oh and do be careful about a credit card "just in case". Just in case is an excellent attitude, but if I were you I'd keep it in a safe place at home, not in your wallet - otherwise "just in case" may turn into "just in case I fancy buying this thing I know I can't really afford"!

HFM

BexTech

It's pretty simple to be added to the register, we just filled out a PDF form and emailed to our local office, was added pretty quickly, this was about 3 years ago.