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card shuffel with same company
Hi all, Can anybody suggest a cheap any easy way to do a credit transfer between 2 cards. Before you all say "just transfer it", read on. I have a Halifax classic card with about £1500 pounds on it. Current rate 5.9% I would like to transfer it to, if possible, to an offer from Inteligant Finance who are offering a…
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missed payment with Halifax..
hey guys, i missed my payment for the halifax 'one' card and only 3 months in on the 0% balance transfer. the reason payment was missed because dad had a heart attack and i practically lived in the hospital, went home today and realised payment was due on the 19th so i quickly paid today by internet banking. rang them up…
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Card Protection - Nationwide cheapest?
Have been with Barclays for ages and my 3 year £55 deal finishes in the next month or so. Just noticed that Nationwide provide the same cover for £12 a year. Anyone use this? Recommended?
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Visa debit cards for business
i just come through with some information that visa card offering visa debit cards for business , but when i spoke to visa card company they reffered me to some banks who are dealing with if you are starting up ur business ... but they couldnt provide me much information about this business product .. if you see this…
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informed credit rating was poor by t- mobile
I would like to some advice to the following situation i find myself in, in relation to how i was treated by t mobile on trying to purchase a phone from them via buymobile phones. To cut a long story short i was accepted by the above internet company to purchase a phone on an 18 month contract. The following day i received…
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Avarage salary for credit cards
can some body post which company need how much yearly earning before you can apply for credit card i couldnt find these information . like what are the earning conditions by the cc companies. who need what ? Thanks
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EasyMoney Card (& Maybe Others) closed down & replaced by Lloyds Platinum
I have been a holder of an EasyMoney Credit Card for about 18 months now after it was reccomended on here. Today I recieved a Lloyds TSB Platinum card that I did not apply for. Upon ringing them I was told that the EasyMoney Card had been stopped as had a lot of cards that were owned by Accucard and they were all being…
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Balance transfer with poor credit
Hi there, I currently have a capital one credit card with about £500 on it being paid back each month and not being spent on but I was looking to transfer my balance to a 0% card and tried for the liverpool fc credit card but I was declined. Does anyone have any advice for me to be able to transfer my balance to a 0% or a…
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credit score problem
Hi everyone, Its a long story but I had 2 contract with 3 for jan-dec (2006).i had a direct debit for my bills. In dec i finished my contract but last week i received a letter from 3 that "you will have to pay £1000 outstanding amount".i contacted them so they told me that 'They were charging all my bills from somebody…
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Balance Transfer Charges
I have just done a bit of tarting and transferred a balance from an RBS card to a Capital One card. I was expecting to be charged by the Capital One Card for the transfer but I was also charged by RBS for the transfer, is this the norm for, I have never been charged on both sides before. Thx
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Chip & PIN Again
You might like to listen to today's You and Yours for some cases where people have lost money through fraudulent use of their Chip&PIN and had the experience of the bank refusing to pay up. http://www.bbc.co.uk/radio4/youandyours/listenagain/monday.shtml ""In France people are now cloning chip to chip"" ((The chip & PIN…
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Egg problems following fraudulent use
I had the misfortune to have my card used fraudulently where no chip & pin was available. Following this I have had major problems. The fraud team refused to speak to me at all at one point and I made a formal complaint. Balances were put right in chunks with no breakdown so I never knew to what they related. Purchases…
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Need help with interest free period!
Hi, As a debt free wannabe, I'm getting much better at just using my Egg card for monthly purchases and paying off my balance in full each month. Can someone please clarify to me how I should make the best of the interest free period? What is the first day that I should be using the card to put off the payment as long as…
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Barclaycard Problems with Charges
I called in a local branch to complete an application for 0% interest for 10 months. I've been given conflicting advice, when I telephoned Barclaycard, they advised me I had to return the application in branch to qualify for the no charge on BT fees. The branch tell me they don't know anything about this deal and that…
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Nationwide CC, is this still the best one for foreign transactions ?
I'm off to France on holiday later this year and I'm thinking of getting a Nationwide CC to use while in France. Is this the best course of action ? The NW Classic card also offers 0% for 9 months on purchases which will be handy as I can then spread the holiday spending repayments. I'd like to take as little currency as…
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Top of credit card statement?
Have been asked by a merchant to sent top of credit card statement to show proof of address for the address where the credit card is registered to - will not accept copies or faxes. The merchant says that they need this before they will send my goods out. They say that this is to protect both parties against fraudulent…
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Egg is scrambled: again
Anyone got a problem with Egg Money Manager? :mad: I have been getting the following messege for the past 2 days. "There's a problem with viewing your external accounts which we're currently trying to resolve".
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Apply for 2 credit cards - but which first (worried about credit rating)
I want to apply for a Post Office to do a balance transfer and also a Nationwide (also 9 months 0% spending) to start bookings hotels/car hire/etc for a trip in New Zealand at the end of the year. Just wondering if I should do one before the other as it may effect my credit rating and I really want both. All I have at the…
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Super BTs question
Hi I'm new to this forrum and very new to this money lark. I need a small loan and am trying to find a way of borrowing money (3k) without the annoyance of paying interest on that. Having done my research a credit card with a 0% on purchases and 0% on BTs seemed the way to go, however if I buy on the credit card there will…
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BTing Loan onto CC?
Can I balance transfer an existing loan onto a credit card? I just went to apply for the 0% GE Card and it just gave me options to transfer credit cards or store cards?
