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fraudulent transactions - how to get money back
Hello fellow moneysavers, i used my credit card to pay (around £130) for cleaning services of my house. this was done on mbna mastercard (if it is relevant). this happened last august. the service company charged me the total amount. the next month they charged me £115 twice (again - without any reason). i noticed this in…
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New Application for Capital One Credit Card Shows Huge Charge for Credit
Hello I applied for a Capital One Platinum Card and was turned down. I sent in further information and documentation, and then received a telephone call during which I answered their various questions, as a result of which they told me they would reverse their decision and WOULD issue me a card. They have now sent me an…
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HSBC £20 bonus for opening credit card?
I applied for the HSBC card over the Easter weekend which offered a £20 credit into the account. After much to-ing and fro-ing I got the card but no sign yet of the £20. Anyone any idea when this will be paid & how?
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New Car Order Delayed - Can The Deposit Be Claimed Back?
Hi. I ordered a new Ford Focus ST2 last november from an Internet Broker, placing down a £500 deposit. The car was estimated to be delivered in March 2006. There have been severe delays in sourcing the car, and so now 7 months later I still do not have a build or delivery date for the car. It is an ongoing wait.... I asked…
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Can I reopen a MBNA card?
Can I reopen a MBNA card that was recently closed? I do not wish to apply for a new one.
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Credit card solution to pay off debt?
Hi, as posted in the debt forum, I am currently in the process of obtaining settlement fees to pay off my creditors (approx 2k) I plan to do this by paying it on a credit card and then paying off a single credit card bill over a few months, so cutting out 4 seperate interest charges and debt management fees. I do not plan…
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Same company second card
Question if you applying 2 cards from same provider. suppose: if i have mastercard by barclays which they gave the limit of £1000 and if i apply for the visa card with the barclays ,what are the chances how much they will set my limit , same like master card or they will do some variation. Thanks.
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balance transfer or not???
I currently have 2995 on my lloydstsb gold card but i want to transfer it to a card what offers la low life of balance. I wont be using the card again for purchases, i just want a low inrterest rate so i can pay it back quicker and possibly reduce my monthly amount i pay now. Is there a card what does not charge you for…
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MoreTh>n changing to Lloyds TSB - New Card is NOT cashback
I've got a letter saying that the More Th>n credit card is stopping and that I’ll get a Lloyds one instead. The wording was “..will be temporarily withdrawn from the market with effect from 30.06.06.” After reading the small print it seems that the new card is not a cash back one. I phoned them and was told that I could…
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visa mastercard pre pay for car hire ?
has any one used these cards rather than a full credit card ?
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How do I cancel repayment protection with Egg?
Not that I asked for it, but they've happily applied it to my account. I called the customer services number and he said he would cancel it, however I don't believe him, he was trying to convince me I should keep it.
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Hlp me Please - Dumb BT Question!
Hi can someone please help with the following Query. I have an existing SBT of 6k which expires shortly. I have applied for a BT and have been offered upto 7k on 0% (e.g 1k more than the existing SBT i need to repay) So can I get 7k paid into my personal bank acc. from the new provider and tell the existing provider to…
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Calling all you BT Guru's
Hi guys I've currently got 3 credit cards, one of which is 0% until January 07. Virgin 2000 @ 13.9% Barclaycard 2000 @ 21.9% and 4600 @ 12.9% Virgin have offered me 0% for 9 months if I transfer a balance, and I was thinking of transferring the 2000 @ 21.9% from Barclaycard. This will cost me £40 transfer fee. The plan is…
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Can they change the offer
In April Amex Blue card sent me an offer for 0% balance transfer for the life of the balance. Its in writing and established. I took up the offer in late May to fund a car purchase, then last week I thought I would have a bit more! Shock horror the customer service agent say Amex made a mistake and the 0% was infact only…
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Cahoot Monthly Payment Problem - Mim paymeny only taken AGAIN!
To cut a long story short, for security reasons I used my cahoot card on the net to buy a bike rather than my switch with the intention of paying it off straight away. My regular repayment is set to (or should be) pay the balance fully and until further notice and as been for months. But not for the first time they have…
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Closing an 'in credit' credit card.
Hi, could really do with some advice!!! I recently transferred £1800 from my fathers HSBC credit card to mine in order to get another 6 months interest free. At the same time my father paid £1800 into his HSBC account to avoid paying interest meaning his HSBC credit card account is now £1800 in credit. We didn't worry…
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Barclaycard - Positive balance
If I have a positive balance on my Barclaycard, can I transfer this to my current account?
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Skycard help anyone?
I ordered £703 worth of foreign currency from travelex website using my skycard on 21 May and on 22 May there has been a cash/chq handling fee of £20.75 applied to my card. As the fee is 2.95% and the amounts tie up, I'm guessing that the fee is related to this purchase. Are they allowed to do this??? I'm in shock!! I'd…
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Conran (MBNA): 0% until 01/04/07 (3% fee) for existing cardholders
Just noticed this when checking my account online. This is about 4% effective APR. Not good for stoozing, but not bad for borrowing and switching debt. Money can be transferred to a current account.
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Egg Money
Apologies if this has already been covered. I am about to put £2000 on an interest free nationwide card for 9 mths and will pay it off after 9 months with money I will deposit in an ISA (a slow stooze). I also have an egg money card and wondered if the payments to the O% card both the minimun payment each month and the…
