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Nationwide Classic Credit Card 0% on new purchases for 9 months offer
Nationwide are attracting new business on their website with an attractive 9 months interest-free shopping at 0%. The problem is that they are not giving this offer to exhisting account holders. I have been told today by Nationwide that at the time that I opened my Classic Credit Card account their would have been a…
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Got refused for credit card
hi, I applied online for a credit card today and got refused from both Nationwide and RBS. I cant understand why I would be refused!!! I am homeowner in permanent full-time employment earning avg wages, never ever had any default/missed payments for mortgage, bank loans(x2) or car insurance repayments. Has anybody any…
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Capital One BT 0% interest until 1st Jan 2007
Not sure if this has been posted here before, did a quick search and couldn't find anything, so mods please move etc. if you feel the need. Capital One seem to be doing their offer of an extended interest free period on BT's again. This time it's for 13 months, until 1st January 2007. You also get 0% on purchases for 3…
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Capitalone credit card minimun payment
I have transfered all my other credit card balances to the Capitalone card to take advantage of there 0% intrest offer until 2007. The outstanding balance is just over £10.000. I have paid the 2% transfer fee on this amount. However, with the other cards that i transfered from were also 0% but coming to the end of the…
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I'm not sure which cards to close..
I have made full use of martins advice and done some stoozing and some life of balance transfers. i have 2 credit cards with a life of balance at 4.9 and 3.9%. i have an egg card which i use for purchases and pay off balance every month. i also have 3 cards with a 0 balance and i wondered if i should cancel all 3 or should…
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0% credit card for purchases made abroad
do foreign purchases benefit from 0% ? i will be in france for a bit that thinking this type of card will be useful for cashflow reasons. any tips appreciated. thanking you in advance.
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Mydv-be careful-goods don't arrive-they take more than agreed from credit card.
We bought a digi camera from uk web site Mydv. They took payment same day-took more than agreed and we never got the goods. The money taken from our credit card was in dollars and amounted to £25 more. Can I get help from the credit card company as it seems now to be a USA based company. I have phoned Tesco credit card and…
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Liverpool Victoria Credit Card changes
Noted an interest charge on my account. I called to query the charge, as I pay the full statement balance every month and have never paid interest before. I was told that Liverpool Victoria had informed ALL of their credit card holders in their September statement, that Cash withdrawals would have interest accrued…
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Egg Savings Account.
Probably not the first to notice this but Egg are doing 4.9% in thier Savings Accounts so if you have a positve balance on your Egg Money card, you CAN (I checked) transfer it to the Savings and get an extra 0.9% over the Money card. :beer:
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Vanquish. I'm disgusted
...disgusted that there is not one single Vanquish thread on the first page of this forum. :D Are people learning to use the search facility or are they (Vanquish) throttling back on their mailshots? Either way thank the Lord!
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bad credit- where to get a credit card
i have a very bad credit rating and currently am in the throws of of an IVA. is there any way or anyone who would consider giving me a credit card? my bank will only provide me with a cash card not anything more!!!! can anyone help me please???
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Misquoted payment rate by Virgin
Help! I hope someone can help, I was completely misquoted a payment rate at Virgin credit card and so agreed to balance transfer a substantial amount of money. This has resulted in me becoming liable for a minimum repayment four times what I was originally quoted. All transactions were carried out verbally and so I have no…
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Old Credit cards
I suppose this question has been asked a million times before, but hopefully plenty of people will know enough to give me sound advice. I have been tarting for a couple of years ans have bulit up a fair collection of credit cards, unused. What is the best thing to do with them? Cancel, cut up... Thanks for help in advance.…
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95% or 100% BT with a positive Egg balance
I have a positive balance of £3k on my Egg Card (green). Can I do a BT for the full amount or only 95%?
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Tesco Creditcard -clubcard link
Just received my new tesco creditcard and see that it is also usable as a clubcard. I entered my original clubcard number on the original application so are they now linked or will I now have 2 clubcard accounts, i.e. one with existing points in it and then new one on creditcard?
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Nationwide Visa abroad vs Egg Money
Hello everybody, my first post here. I have a Nationwide Visa card that I used to use for everything (when it was 1% cashback, monthly balance transfers for stoozing when they allowed it, and use abroad on holiday). I stopped using it for everyday use when I got the Amex Platinum with better cashback, and have stopped…
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How long should I keep statements?
I was wondering if anyone could tell me how long I should keep credit card statements and bank account statements for before shredding them? I presume I would need to keep bank statements for a longer period of time than credit card statements. Thought I would ask before I regret shredding ones I should have kept! Thanks…
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Card Protection Plan
Can anyone help? A few years back I had cover with CPP which covered my bank/credit cards and valuable documents (eg. passport) in case of loss, theft or change of address. I have thought about taking this policy out again. Is this worth me doing (I have recently read Martin's article on Card Protection Insurance)? If so,…
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Credit Card Questions...
I am in a situation where I expect money to be available shortly but cash is needed before that date, as a loan is not an option for me - I would greatly appreciate clarification on these Credit card questions..... :confused: Considering the number of 0% introductory offers on purchases and balance transfers, is it…
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Unauthorised Debit?
A friend stayed at a hotel and paid the bill by credit card when she checked out. The hotel subsequently took a further amount from her credit card without contacting her. Her credit card company refused to remove the debit, saying that hotels and care hire companies are entitled to make unauthorised charges in this way.…