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Argos and Abbey
:mad: :mad: :mad: :mad: :mad: :mad: Not sure where this goes, maybe a Mod ought to move it to a more appropriate section for better responses! But............... Here's my story in short, and I was wondering what all you Money experts would do!? We went into argos one day to buy a Sofa Bed. Got to the til, and swiped the…
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Capital One security deposit
I managed to get a Capital One credit card (after putting down the £200 security deposit) as a way of repairing my credit. My question is - does anyone have any idea when this is likely to be returned? The limit is only £200 and I am managing to pay it off every month. Not desperate for the money, but would rather it in my…
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Make money surfing the web
There's this website called www.studiotraffic.com that pays you to look at websites (surfing). You get $10 free for signing up and that is your account level, you get 1% of your account level daily when you surf. You can upgrade your account to make more money each day. You can compound your earnings and add it back into…
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£14000 debt-what do i do
thanks everyone-can this post now be deleted.
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Prepay credit cards - thoughts
I've been looking for one of these in the UK for a while, as I only have a Visa Electron on my bank account. (makes online shopping difficult). I've just applied for this card: http://www.mycashplus.co.uk/ Does anyone have any experience with them at all? Would this be accepted as any other Mastercard would? I'm willing to…
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Egg money cash advances
Just wondering if anyone knows if the Egg money credit card has a fee or commsion for withdrawing money? I've gone to their website and in the FAQ and "rates and charges" section and it says "Q:Is there a fee for cash advances? A: No." Is it as simple as that? Do you get cashback on it? What about taking money out abroad?…
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Closing a Credit Card account?
I've had a Capital One card on 0% for a few months now and since the offer was due to expire (18th November) we balance transfered the outstanding balance to another 0% card (HSBC until April 06). Now my Capital One statement is due any day and I'm considering closing the account with the view to re-apply for one in a few…
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Halifax one card 0% for 12 months
Just looked at the Halifax and found the Halifax One CC are offering 12 months 0% on balance transfers and 3 months 0% on purchases. Might be of interest to someone.
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Late Payment Charges
Folks I recall reading an article in the Guardian Money matters a few months back relating the to practice of credit card companies charging late payment fees of £20-£25. It advised customers who had incurred these charges to challange the card company who will usually refund the charge on the first offence. It went on to…
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has anyone tried waitrose credit card...?
i think i read it offers 0% for 3 months with no balance transfer fees. may be useful for 3 months - though short period. any tips? thanks in advance.
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if you have arrived from Europe can you get a credit card easily?
friends of mine have just arrived from france where they have been living for the last 2 years before that in ireland. how easy is it for them to get a 0% interest free card? what should they do first? thanks in advance.
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virgin why?
i recently got refused a virgin credit card :( the letter i received told me to contact experian to find out why.. once i receieved the report i couldn't find anything wrong ! infact virgin had not even done a check . . . So i Contacted virgin who says as I have no big debts they cannot allow me a card. . . a strange world
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Is this the worst CC rate ever? Or even legal?
I received a mailshot today for a Visa card from the Vanquis Bank Ltd quoting a typical APR of 58.6%! FIFTY-EIGHT-POINT-SIX PERCENT! Not only that - but it's for a credit limit of £250. For a limit of £150 the APR is an astounding 69.1%! PLUS there's an annual charge of £19. Shylock would be jealous. Buried in the small…
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Credit Card Good Customer Service
I would just like to advise all readers that I have received exceptional customer services from Sainsbury's credit card - when you ring you get through each time within 5 minutes (without the hassle of going through various options) and the people on the other end of the phone are extremely helpful. Hard to find these…
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barclaycard mastercard current offer??
HI just been offered a barclaycard mastercard, is any1 aware of their current offer? i need a 0% for BTs for as long as possible, has any1 applied or been offered one recently??? thanks :D
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Egg Card Offer
Egg are offering £10 if you register an account on their money manager at the moment. They are also offering 5%-20% cashback on purchases from certain websites. Worth a look.
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confused on credit rating
I have never paid interest on credit card debt for 3 years!! and it is helping to lower my debt. But my current situation is difficult and i'm worried that if i apply for credit i may get turned down as i am no longer on the electrol role. My situation is... I rented out my and my husbands house 4 months ago and moved in…
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£9,000 Tsb
I have only recently realised that my long service 30 year old Lloyds TSB card has a credit limit of £9,000 on it and I cant think of any way to make use of it. I wonder if I would be better off paying it off and getting a new one. Although I notice on the T&c's for the Platinum card it says 2% for BT's. Any thoughts…
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credit card cashback
with credit cards is if you spend say £1000 on betting and put £999 back do u get the cashback or the points that companies offer
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credit card charged more than advised
Could someone just clarify for me please. I placed an order online with Boden, a clothing company. I had a discount code that went through fine giving 10.00 off a 30.00 spend and free p+p. I placed an order and had confirmation that the offer had gone through and I would be charged 24.00. :j They then sent confirmation of…
