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virgin why?
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ladypeanut
Posts: 85 Forumite

in Credit cards
i recently got refused a virgin credit card
the letter i received told me to contact experian to find out why.. once i receieved the report i couldn't find anything wrong ! infact virgin had not even done a check . . . So i Contacted virgin who says as I have no big debts they cannot allow me a card. . . a strange world

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You can choose which cards you would like to have.
Virgin ( MBNA ) can choose what customers they want.
Virgin turned me down too................................I have put my clock back....... Kcolc ym0 -
They said all the bank accounts I have do not share their information therefore they could not varify I had any money . . .
Other companies manage this task ok . .0 -
MBNA (who holds virgin as well) turned me down too. There was no credit check as well on my report. When I appealed, that 's when they credit checked my experian file.0
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Have you got any other MBNA cards? Could be the reason.2p off is still 2p off!0
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no other mbna cards . . i do a lot of balance tranfers so I try to keep an eye on which company/ cards are from . . . .0
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I was first refused for a Virgin C/C. Recieved a letter from them telling me to contact Experian. As i Knew my file was ok, i sent them copies of both Experian and Equifax credit files and a letter telling them how to search for my address....
Didnt hear anything until i phoned Virgin about 3 Weeks later, was put on hold for a few minutes. Then the lady said "Yes, you have been accepted and you have £3000."
(9 Months B/T @ 0%)
Woooo Hoooo0
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