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Credit Cards at 2 Different Addresses
Dont know if this is the correct forum but any help greatly appreciated. Most of my credit cards and stuff are registered at my home address however my Egg Card & Egg Loan is registered at my brothers address. I recently checked my Credit File and none of the Egg stuff show up. Any ideas? Does that mean any credit…
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Virgin Credit Card WARNING
Hi all Thought everyone should know this. Applied for a 0% balance transfer Virgin card (advice from MSE). In the blurb the continuation rate was stated to be around 14%. Looking at my statement after the end of the 0% period I discover a monthly rate of 1.7366% WOW, that is very nearly 22% p.a. Had a long discussion with…
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Capital one 29.9 apr
Hi guys. Been looking around this site for a while now so though id better join in on the action. Now I have been looking to improve my credit record and I thought applying for this card what put me in the right direction. Anyway ive been accepted online only minutes ago and I was looking through the online credit card…
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credit card house buying
The mortgage product I had on my flat has ended, so I'm due to get a new one as the rate is not competitive. But I'm thinking i'd like to buy another house. I already own 2 'Buy to Lets' and these are doing well. It'll cost me around 10k to buy another buy to let, (50k purchase price), I'm very good with my finances, I…
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Wrongly timed BT - will Nationwide repay me credit balance?
I stupidly got my dates wrong applying for my new 0% BT (HSBC) card and left it a bit too late. My application (on which I requested a BT to meet the end of my Nationwide 0% offer) has been successful and is in the process of being set up. However, my Nationwide offer ends at the end of this week so I'm paying it off…
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Super BT or Credit Card Cheque's
Hi I'm looking for some advice from the many experts on this site. I am about to purchase a kitchen from a small kitchen firm who does not take credit cards only cash or cheques. As I want to spread the cost of the kitchen over a number of months I have been looking at using a credit card cheque or cash advance (Super BT),…
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Confused Credit Card Person!!
Hiya I wonder if someone would be able to help me with regard to which Credit Card I should go for? For the last 12 months, I've had 1 Lloyds TSB c/c on 0% interest for balance transfer only - balance now: £1900. I've also had a Sainsburys C/C for purchases, also 0% for a year, balance now: £1950. These are both ending in…
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PLEASE HELP! Major Capital One Dilemma....
:money: My partner has a Capital One CC with about a £2,150 debt on it that seems to continue growing no matter how much we pay it off. They always trick us with payment dates so that the money arrives late and they fine us even more. We pay back £100-150 per month. I have got £1,600 in an ISA and am about to receive a…
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Barclaycard Credit Limit - Should I Increase?
I've had a Barclaycard Classic for just over three years now, it was and still is my only credit card. At the moment, I use the card and then pay off the balance in full every month - its just used to tide me over until pay day. I only have a limit of around £700 and am wondering whether to ask for an increase. It would be…
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Debenhams Visa card
I currently have a debenhams store card. Whilst I was shopping at the weekend in Debenhams, they offered to upgrade me to their new Visa card, explaining that their long term plan is to gradually change all store cards to Visa cards. In actual fact, the "upgrade" was simply a new card application (unknown to me) with…
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Virgin credit card application
I've applied for one of these and it says that they will send out a form in 7-10 days if you are succesful. I want to know if I'm not succesful - just changed job recently so that may affect my chances - does anyone know if they let you know if you are unsuccesful?
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Can I Get A Refund On My CC If I Have Been Scammed?
I subscribed to what I thought was a legal music download company. the site was 360share when I went to buy the product it took me to Limewire and when I purchased it took me to MP3Download.Com. I have submitted a post on these on the Techie board as apparently I am illegal. I have tried to contact the company but it is…
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Best credit limit on the top 0% BT cards
which of the best 0% BT cards generally seem to offer the most generous credit limits?
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cancelled cc
hi does anyone know how long it takes for a CC company to tell the CRA that your CC has been settled.?? thanks :D
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Amex Platinum annual charge waived if balanced transferred?
Amex Platinum levy an annual fee of £15 if spending is below £500 pa. Does a BT constitute spending? ie will a BT of £500+ mean that there will be no annual fee? TIA
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Easy Credit Card competition
Hi all I posted this on the competition board the other day, but I thought it might be of interest to you credit card buffs! http://forums.moneysavingexpert.com/showthread.html?t=117447 Aargh! Think I posted it twice (blondie!). Anyone know how to delete the other one?
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Capital One Classic
Hi I was wondering if anyone could help me...? I just got a credit card aplication accepted (Capital One Classic) and they have sent me all this information and stuff about the card and some paperwork for me to sign, but reading through the ' Credit card agreement ' there is one bit which is frazzling my brain... Total…
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credit card cheques report
Looks as they could be on their way out according to a Beeb report: http://news.bbc.co.uk/1/hi/programmes/moneybox/4473980.stm
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Nationwide Cashback card - Nasty Catch
Angry Nationwide cashback - nasty catch I have used the Nationwide cashback card for the last couple of months. When I get paid I go onto the site, check the balance and pay it in full - this has worked for my previous cards - no interest, however on the Nationwide card interest has appeared. On checking the notes it…
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a stupid question!
im waiting for tescos to send me my credit card. in the mean time, im wanting to start my christmas shopping. as i only ever use my CCs like debit cards, im not entirely sure whether this would come under a balance transfer or not, so please forgive my ignorance! could i pay for the goods on one card, then pay off the…
