Virgin credit card application

samtheman_2

I've applied for one of these and it says that they will send out a form in 7-10 days if you are succesful. I want to know if I'm not succesful - just changed job recently so that may affect my chances - does anyone know if they let you know if you are unsuccesful?

grumbler

samtheman wrote:

...does anyone know if they let you know if you are unsuccesful?

Based on my experince I can tell that all CC prividers send a letter in this case, although you can never be sure that the letter is not lost by Royal Mail.

fatboyonadiet

If it's been over 2 weeks a quick phonecall might resolve your queries? But as grumbler said all CC companies do write even if you've been unsuccessful.

dchurch24

They wrote to me and told me I was unsuccessful within the time they specified :-(

No hard feelings though, I got an Egg 0% instead.

Bushwhacker

If you are successful, watch out for a change to the continuation rate. It starts off looking good at around 14%, but towards the end of the 0% period they may do what they did to me and hike it to 22%. They say they notified me - maybe, but I don't recall. The 0% is a good offer, just keep an eye on them! I got caught for a couple of months.