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Virgin credit card application

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I've applied for one of these and it says that they will send out a form in 7-10 days if you are succesful. I want to know if I'm not succesful - just changed job recently so that may affect my chances - does anyone know if they let you know if you are unsuccesful?

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  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    samtheman wrote:
    ...does anyone know if they let you know if you are unsuccesful?
    Based on my experince I can tell that all CC prividers send a letter in this case, although you can never be sure that the letter is not lost by Royal Mail.
  • If it's been over 2 weeks a quick phonecall might resolve your queries? But as grumbler said all CC companies do write even if you've been unsuccessful.
    2p off is still 2p off!
  • dchurch24
    dchurch24 Posts: 1,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    They wrote to me and told me I was unsuccessful within the time they specified :-(

    No hard feelings though, I got an Egg 0% instead.
  • If you are successful, watch out for a change to the continuation rate. It starts off looking good at around 14%, but towards the end of the 0% period they may do what they did to me and hike it to 22%. They say they notified me - maybe, but I don't recall. The 0% is a good offer, just keep an eye on them! I got caught for a couple of months.
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