Super BT or Credit Card Cheque's

little_princess

Hi I'm looking for some advice from the many experts on this site. I am about to purchase a kitchen from a small kitchen firm who does not take credit cards only cash or cheques. As I want to spread the cost of the kitchen over a number of months I have been looking at using a credit card cheque or cash advance (Super BT), however I have found the small print involved with these transactions very complex and although I have rung a number of credit card company helplines, they appear to know less than me about the products they are selling.

Can anyone help find me the best (and cheapest !) way to purchase my dream kitchen.

YorkshireBoy

Does this help?...

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1085355871,12390,

grumbler

little_princess wrote:

Hi I'm looking for some advice from the many experts on this site. I am about to purchase a kitchen from a small kitchen firm who does not take credit cards only cash or cheques.

Be carefull with such companies. When paying by a credit card (not a credit card cheque!) you have extra protection.

As I want to spread the cost of the kitchen over a number of months I have been looking at using a credit card cheque or cash advance (Super BT), however I have found the small print involved with these transactions very complex and although I have rung a number of credit card company helplines, they appear to know less than me about the products they are selling.

Credit card cheques usually incur cash advance fee (about 2%) and higher interest rate without interest free period. Only during introductory offers CCs can waive fee (not always!) and interest. You are about to purchase. Do you have decent credit rating and 4-6 weeks to apply for a new card with 0% interest?

Can anyone help find me the best (and cheapest !) way to purchase my dream kitchen.

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