Capital One Classic

chloe_87_87

Hi

I was wondering if anyone could help me...?

I just got a credit card aplication accepted (Capital One Classic) and they have sent me all this information and stuff about the card and some paperwork for me to sign, but reading through the ' Credit card agreement ' there is one bit which is frazzling my brain...

Total Charge For Credit....£74.58...does that mean, for me to have the card, i need to pay £74.58 or is this something to do with interest? The fact i dont know this is possibly a sign i shouldnt get one!

Im not planning to use it that much (thats what they all say!), just for when i need it most (When i run out of petrol and have no other means of paying, or when its the end of the month and a few days before payday!) but, if im gona have to pay £80 for the privelidge, is there any point!?

Thanks for your time!

C

YorkshireBoy

Same question asked recently. Does this help?...

http://forums.moneysavingexpert.com/showthread.html?t=108138

chloe_87_87

Yes, Thank you it does!

Sorry for posting, i should have looked a bit harder! *slaps wrist*

Thank You