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Warning re interest charges
First post! Hi all I have just received my latest card bill and it had an interest charge on it despite me paying in full on the due date by telephone banking -instant debit/credit. It was aparently because when I paid it, it was allready tomorrow at the call centre in INDIA To pay took an age, as I was having problems…
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GUARANTEED CREDIT CARD regardless of credit history???
Hi guys I just saw a few ebay items of offering GUARANTEED CREDIT CARDs regardless of credit history??? What on earth.... http://cgi.ebay.co.uk/GUARANTEED-CREDIT-CARD-regardless-of-credit-history_W0QQitemZ6439547683QQcategoryZ48463QQrdZ1QQcmdZViewItem What kinda cards are these? sighz... :cool:
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Oldndim
I'm now retired and have tried getting a credit card for shopping on the internet etc, but have been refused presumably because my income is not sufficient. I don't want to keep getting tuned down as this may go against my credit rating. How can I get round this? Are some banks more lenient? :confused: :confused
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Info needed - Urgent!!!
Hi all, Does anyone know whether UK residents can apply for the Ulster Gold Card? or only NI residents? Thanks,
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Mint Cashback/Favourite Shops
Originally this card was called RBS Advanta, when in late 2003, I applied for favourite shops to be added to get a discount. Such as Tescos Morrisons etc. So that when i used credit card i got a discount off my spend. But remember reading on this site that cashback had now been stopped. So i stopped using it, however…
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Halifax 'One' Card
Hi, I applied for the above and was instantly accepted. I had the paperwork arrive this morning but I don't undertand this part under 'Other financial information' ; '3.1 The total chrge for credit is £100.90. Consisting of £100.90 interest. This is based on credit of £1500.0 being borrowed at the start of the agreement…
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Am I being ripped off??
Can someone help me out, just did some BTs onmy new Lloyds TSB platinum, received today and activated today, and been told by the adviser that there is a 2% fee!!!, Read Martins article on BT and it says NO FEE in the first 6 weeks, How do I go about it???? Help please :D
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End of 0% period, what next?
:D Hi just wondering whether any1 could help me, I am coming to the end of my 9 months 0% period on my Virgin and M&S cards, and wonder what i should do next? Does anyone know if these providers offer something like anniversary offers, or are likely to extend 0% period? One more question I also have a lloyds tsb CC and…
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barclaycard - free nectar points
i recently called to cancel my barclaycard because they are ending the nectar points association. i was offered something like 4000 free nectar points to keep my card open, which i actually declined (in hindsight perhaps not a great idea). So, if you want some nectar points give it a go.
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Chance of getting a late payment fee refunded?
I am very annoyed this morning after getting a credit card bill from American Express with a late payment fee on it. I always pay my bill in full so I am not happy. The reason last month's bill was not paid is because I didn't receive a bill. As I haven't been using the card lately I assumed I hadn't gotten a bill because…
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Balance transfer question - right up to the limit?
I've searched for the answer to this, but can't find it. My apologies if it has already been asked and answered. When making a balance transfer to a newly-acquired card, it is OK to transfer funds right up to the credit limit on the new card? (Assuming that the terms and conditions permit this, of course.) In my case, the…
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Britons spend double their estimate on credit cards
An interesting article: http://investing.reuters.co.uk/news/newsArticle.aspx?type=personalFinanceNews&storyID=2005-10-14T121929Z_01_NOA243325_RTRUKOC_0_BRITAIN-FINANCIAL-CARDS-SPENDING.xml&archived=False
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Can anyone help?
Hi everyone this is probably a stupid question but....here goes... A friend of mine has just been diagnosed with a serious illness and as she doesn't have a credit or debit card I just used my debit card online to pay for her to join a relevant support and info organisation. I filled out her name/address etc Which was all…
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Where are the Amazon points?
Apologies if this subject has been discussed elsewhere, but the search does not give me anything and three times sent me to an error page. When Martin told subscribers Amazon was giving £15 with the first purchase if you used their credit card, I took out one and have been using it for some time. The problem is: the points…
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Barclay Card
A few years ago I took out a Barclaycard Alpha, guaranteed fixed 9.9% . Yesterday I had a letter informing me the rate as from next month will be 14.9%. Any one else with this card feel as furious as me. ? When I phone all I got was 'it's company policy' and 'we have had many other complaints'
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one or two c/c's to apply?
Hi, My sainsbury's 0% deal expires on 3rd Dec and I am applying for the Ulster Gold to BT £2,800. Should I also apply to another 0% purchase card and cancel my sainsbury's one? or should I wait the 9 mts on Ulster and then apply to a new card? cheers!!!
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TSB 0% credit card ...how long does it take
to process? it is now 14th october and i need to get a new 0% credit card all sorted by 11th december. i asked for my credit rating yesterday by internet so this should sent out to me within the next 7 days where i can review details. i believe my credit to be all ok but should i wait for this before applying for the card?…
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when self employed ...what to day about income?
as the year is not finished yet but i need to request a new credit card - thinking of TSB 0% offer - what does one say about income if at present i've had more expenses than anything else and hopefully should make more money nearer the end of the year. also does this info go down on credit scoring/rating with experian /…
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Anyone remember this???
ACCESS CARD :) Access was a credit card introduced in 1972 in the UK by four major banks, NatWest, Midland, Lloyds & The Royal Bank of Scotland as a rival to the established Barclaycard. It was also issued in the Republic of Ireland, by banks including Ulster Bank, a NatWest subsidary, and Bank of Ireland, a public limited…
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Egg Money Card
Basically the new Egg Money card where you put 'spending money' on it and use that instead of cc or debit cards. According to the calculator on the egg page I will be approximately £100 better off with it. So basically is it worth it? Is it a good thing to do?
