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Phone Call From Egg
Tried to up my credit limit with Egg in anticipation of the anniversary offer coming around for me soon. Got a phone call from them with the usual rubbish questions but then the representative asked me, "I see in your first month you transferred a balance to your bank account - what did you use this for?" Kind of stumped…
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Consumer Credit Act - Section 75
I've always bought goods over the internet with a credit assuming I was protected under Section 75 of the Consumer Credit Act 1974. In December I bought a gift voucher through ebay as a present. After Christmas my boyfriend tried to spend it and found out the voucher was stolen and therefore invalid. I contacted the seller…
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Dismayed at Northern Rock
I applied for a Northern Rock platinum card a while back. It is tied to base rate, so the rate is never going to be huge. I didn't immediately use the card, as nearly all my debt was on 0%. I received a letter from them, saying I could have 0% on balance transfers for three months. I thought I would take advantage of it. I…
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Halifax One Card - can you 'stooze' with this card?
Under the terms and conditions of the Halifax One Card it states.... 2. To make a balance transfer A balance transfer moves an outstanding balance from one credit card or store card to your Halifax One Card. It enables you to switch the balance to make the most of a better interest rate. How to make a balance transfer Step…
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Egg SBTs online Help
Please help !! I have tried to do a SBT on line with my Egg Card having a positive balance on my egg account from balance transfers from other ccs. I cannot find a way to do this . All the settings allow me to pay in from my bank account but not the reverse . Have they blocked this activity or am I missing something ? A…
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Wanted: Longest 0% SBT Offer
Hi, I'm trying to consolidate my debt and am looking to find the credit card with the longest stretch of 0% Super Balance Transfer available on the market. I have around 3500 I want to transfer split between a credit card and an overdraft. Egg only currently runs for 6 months, and I was wondering if there was anything a…
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stoozing question. Monthly payments
I have 3 credit cards im using for stoozing, the alliance and leicester is £5 month, but the other cards (egg and halifax) require about a 2% monthly payment of the total balance. Is it best to take that amount from the stoozing account (savings account) each month and transfer to current account so repayments are met, or…
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Martin on the Radio - Doing cards.
Yes heard it today. Jeremy Vine show this Friday, 11th, just after 1 O'clock. If you can't listen live, listen later via the website, later. Martin hasn't failed to please yet. I do hope we have someone saying it's unfair on the credit card companies. Deep calming breaths Martin.:D :j
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BarclayCard Balance Transfer
Does anyone know when BarclayCard are going to be issuing a good balance transfer deal for existing customers. The 2.9% deal is long gone and I have had to accept 5.9% for life but would do a loophole trick if anything else is in the mist. (Cant apply for new card as poor credit history)
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Stoozing mess-up - please help
Looks like I may have messed up my 1st attempt at stoozing. Can a stoozing expert out there please tell me where I went wrong as I have been charged interest on my Egg Card? My anniversary month is March and my credit limit is £6,300. The recent transactions on the card are as follows: 16 Feb balance 0.00 17 Feb Balance…
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Anyone increased FD credit limit?
Applied to FD, who I bank with, for a gold card last week for stoozing purposes. I asked what credit limit was and they said minimum of £3k, what did I want? Said I was looking for around £10k chancing my arm and they agreed without a moment's hesitation, leaving me kicking myself I hadn't said more. Now am wondering about…
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Advice for Newbie wanting 1st CC
I dont have a clue about most things you talk about on these boards, i've read martins article and it still confuses me. All i want is a credit card to buy things of the internet. As some places dont accept my switch. I would pay it back as soon as the bill comes, becasue it would just go out of my bank straight away…
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Newbie Stoozing Question w/Cahoot
I've borrowed 4500 quid from Egg to put into my Cahoot Savings account. There is a standing order from my Cahoot current account to pay the minimum balance every month. I plan to move the minimum payment approx (90 quid) from the savings account to the current account every month. I will be using both accounts only for…
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Halifax One (Witholding My Cashback Bonus)
Just logged onto the Halifax website to view my Halifax One credit card statement, as it's my anniversary month and my £26.03 cash back bonus is due. Balance still shows £0.00, as I stopped using it after the the 9 months interest free period ran out. Phoned Halifax to ask where it was and was told "Oh, we must have forgot…
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Paying somone with a credit card?
I need to pay somone with my credit card, is there any other way to do it apart from paypal? They take 3-5 days to do it and charge, is there another quicker way? Cheers
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First Direct - Existing Customer Offers
Anyone any idea how FD react to the "id like another 6 months interest free please" trick? They have been kind enough to increase my Gold Card limit to the princely sum of £25,000 and Im a little anxious to use it for offsetting. Any experience?
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Capital One 0% BT to Egg (Loan)?
Evening everybody, long time lurker here but not needed to post anything until now... So anyway, I've found myself an 18 months 0% BT Captital One leaflet, and obviously I want to use it in the best way I can! I have a £5k Egg loan at 7.7% APR which I've only just taken out, and I have £400 on my Egg card (interest free…
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Help With FD,EGG & ING Please
I have £10000 with egg @ 0% which runs out may 1st. I have been given a excellent deal with FD which will cover the above and leave me with an excess on my FD card. I would like the excees to go to my ING account. Is this possible and how do i go about it. Do i pay egg off in may and still keep the egg card to allow me to…
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Virgin & multiple MBNA cards no more
Hi All - FYI As an existing MBNA card holder (£18k) limit i have just be turned down for a Virgin (MBNA) card. I expected trouble due to my existing limit, and tried the approach already suggested elsewhere on this site of asking for some of my £18k limit to be transferred to the Virgin card (obviously so i could get a…
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BT's to tell or not to tell
Being fairly new to this stoozing lark (its just like a big game) I have a silly question. :p I have an egg card :D and now I have a 18 month 0% C1 form :D : Do i put on this form I want to BT £# to egg or is it best to wait untill I get an offer and limit on the card. Will putting an amount on the form affect the credit…
