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CC without being on electoral roll???
Does anyone know of a credit card provider who will offer cards to people not on the electoral roll??? I am able to provide proof of address through current account bank statements and proof of earnings through wage slips. I have not held any form of credit in the last 6 years.
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NatWest - 0% BT Ever Available?
I have had a NatWest credit card for over 10 years (originally for Airmiles, now wondering why I bothered as I have enough to go to Bognor and back by cargo if I am lucky :) ). I note on their website that they have 0% on purchases for 6 months on normal, silver and gold cards but wondered if anyone had spotted a 0% BT…
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Alternative for plonking 0% on high interest bank account
Hi Guys, This is my first post. Read today in the Times about https://www.zopa.com. It is being touted as the "financial eBay". Basically, if oyu have money to lend, then you can lend to a borrower through this site. You put up the terms of how much to lend and for what rate you would like to recieve. There is quite a nice…
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Who's got the biggest 0% CBT credit limit?
Hi Am looking to buy a car on my existing bank card and transfer the balance to a 0% card, and so. Preferably somewhere I can get a £15,000 limit. I work for a bank and hopefully my score is excellent! but just wondered where I should apply first. I know I could use 3 cards but 1 would be easier and it would leave me two…
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Is conran still %1 cashback
Hi, Just read Martin's articles on cashback cards and was thinking of changing my Goldfish card for something better like the Conran card; but from the MBNA website it doesn't actually say how much cashback you get. Has the deal changed; how do I know if their 'shares' are still worth at least 0.8%? regards, Kevin.
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Citibank and Identity Fraud
In view of all the talk about Identity Fraud recently I rang Citibank (use the 0800 number -not the 0870 one) to find out if I could access my credit card account online so I could check it regularly. But they said this wasnt available at present but would be in a couple of months time. However when I mentioned Identity…
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HSBC 0% Credit Card
HSBC took over two months to process my credit card application. I had to chase them three times to get things moving, not good when you are a rate tart! Of course this long time processing meant that the 0% period was shortened. Be aware that the 0% period is now only 6 months (until 1st June) rather than the previous 1st…
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Swapping MBNA Account
I currently have a BMI Platinum account which is run by MBNA the introductory offer is running out and i was wondering if i was to contact MBNA whether they would let me change the card to a MBNA Plat Plus for the 6.9 % on purchases. Anyone done this or no if it is allowed ? Cheers Dave
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Online Balance Transfers
I have an oppertunity to transfer 10k for 6 months @ 0% from my A&L credit card. How do i actually do this online? Do i go to balance transfers/pay bills and then enter MY bank account details there. I did fill in my details,but did not submit incase i had done it incorrectly. Anybody already done this?
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Capital one question
Can increase a credit limit with a default on ur Credit History?
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How many cards?
Hi All As above - how many credit cards is it advisable to have? I currently have 7 cards with a bout 30k limit total. Only one now has interest free on Bt's which is all i use them for (car ins, servicing etc). It it worth while to start cancelling some so i become valid for new offers in the future? (they hate it when…
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Help with Barclaycard please
Heres the plan. Ive just been accepted for a new C/C I want to transfer the 1200 credit limit from my Barclaycard onto this and then back as a balance transfer to save me some intrest. So that shall be a transfer of £1200. Also id like to transfer £400 from another card to my Barclays. Would the £400 pay off the £1200. I…
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Current Offers for Halifax One or Virgin?
Does anyone know if the above have any offers on (points, freebies etc). About to aply but thought I would check first. Also, can you have a Halifax One card and a Sainburys Bank card as I understand that HBOS are behind both? Kind regards Anon
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balance transfers
Hi, I'd like to transfer my partners credit card balance over to a credit card that offers at least nine months 0% interest, that would be applied for in my name. Is this possible? :confused: Andy
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Virgin - No you cant...yes you can!
Applied for a Virgin CC the other week. Was a bit miffed to receive on Monday a letter informing me my application was unsuccessful. Today I have just received a letter with an agreement form to sign and my card will soon be with me! I'm not complaining thou and figure I'll just sign it rather than ring and query it. Just…
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Free £10 for EGG online account/card holders
Hope this isn't repeated, but i can't spot it elsewhere; EGG account and card holders who manage them online can get a free £10 from egg if they download their free money manager to their account and add another existing account to the system. Money manager allows you to view the details of your accounts with other…
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American Express from Blue to Green
My blue Amex card was changed to green with no explanation. I did not give it a second thought (decided the MD preferred green - or something! ). However, just recently I have discovered that there are a number of different coloured charge/credit cards and wonder if anyone can tell me the benefits of any one over the…
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Which card? Free flight to New York with £500 Spend
Does anyone know which Credit card is currently offering a free flight to New York for new signups before 26th March 2005 that spend £500 or more using this card by 14th June 2005? An eBay profiteer writes: "rest assured that this offer is by a very reputable credit card company, one of the largest in the USA, so you get…
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Whats the best option?
I have just managed to pay off all my Credit Cards. Now I have a superb credit rating, my score is 881 on Experian records. Marked as Good. So I was going to keep 2 cards out of the 5 and hand the rest back so they show settled on my credit file. However, would that be the best option, or keep the cards but dont use them…
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Martin - Amex MoneyBack - Breach of T&Cs
Martin, Thank you for all you do. You’ve certainly saved me some money! I have been having a long standing battle with American Express over fraudulent charges on my account and now they are trying to rip me off (and all their customers) regarding their cashback. I would like your opinion and possibly your help. I believe…
