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SCANDORCOM ? who are they
Just checked my credit card online and noticed scandorcom had taken £70.57 in euros.Phoned barclay card who said they would look into it and send me out the paper work as i am sure i have not brought anything over £50 since xmas.I am very carefull where i buy from and the details i give out so its worrying me. Anyone know…
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Newbie stoozer needs help!
I am coming to the end of an interest free egg balance transfer but in the finest traditions of "card your normal cash purchases now at 0%, pay it later" techniques, I am faced with a situation where I will start to pay interest on the "purchases" element from 1 April, with the payment of interest on balance transfers due…
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Lloyds TSB Trustcard? (visa & mastercard)
Got a letter from my bank the other day explaining that because I do not use the cards as credit cards they will not be reinstating them after they expire. I have had this TSB current account for 22 years and had the credit cards from around the same time. Am I being pushed out because I don't max out my limit and pay off…
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2 Different MBNA Cards?
I already have an MBNA card, is it possible for me to get another from that group, ie: Virgin or Alliance and Leicester?
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Minimum Payment on Virgin Card
I noticed in various messages that people have referred to the minimum payment on the Virgin card as £5. The T&Cs that accompanied my application state 2.25%. Have they changed or do they only take £5?
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Not Quite Stoozing But....
Will this work? We move house in May so I thought I could apply for 1 of the 0% cards soon. Then pay a cheque for £4000 from my existing card into my current account.A few days before that, BT the money from my new card into my existing card account minimising the interest charges payable. I can then use the £4000 to lower…
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make free cash from credit cards
I am interested in following Martins guide to the above. However my present mortgage agreement runs out in December. Would having a supposed debt (money in reality will be sitting in the bank gaining interest) stop me moving to a new mortgage provider? Would it also stop me fom taking out a real loan? If anyone has…
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credit card cheques for off set mortgage
I would appreciate any mathmatical guru giving advice on the following scenario. I have an offset mortgage with halifax £46,000 at a rate of 6 percent and I have approximately £35,000 on deposit (all the money has been acquired via bal transfers/super bal transfers. as i pay off some of the credit cards they are now all…
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stopped sending me mail
Hi all I have a credit card with a balance of a couple of thou: They stopped sending me mail due to a ****-up by the post service, and I phoned the CC company to tell them this had happened. They said they needed written confirmation that I had not moved, as the mail had been returned. I said I would not waste my time…
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Citibank Credit Card - God theyre slooooooooow
With my somewhat dodgy credit history, but as far I am concerned, is now pretty good, and been declined for Sainsburys, and Egg card, I decided to try Citibank. Applied on the 21st Feb for their platinum card and was accepted online, so thought WOOHOO, but they did say if you apply for the platinum you may get offered an…
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Pay off 2.9% credit card or save it?
I got an offer from Citicard for a 2.9% life of balance transfer card. I applied for it and now I'm hoping to transfer my car loan onto it via other credit cards I have. The balance on the Citicard will probably be around £8000. Would it be best for me to keep up the £237 monthly payments to the card that I currently pay…
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WARNING - LloydsTSB 12 Month Balance Transfer
Just a word of warning for those who applied for a LloydsTSB Card just before they ended the 12 month balance transfer offer. I applied just before it ended (thanks Martin for the tip) and after receiving the card I then got a letter confirming that they had actioned the balance transfer. I gave them a call to confirm the…
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QUESTION re FirstDirect Black to Gold
Further to various other threads on this subject, I have a specific question which hopefully somebody may be able to answer for me -- If you upgrade a FirstDirect black card to a gold one on-line, do you AUTOMATICALLY get a further 6 months at 0% ? Or do you have to ring up & ask ? And hope for the best ? (My FD black is…
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Egg credit limit - advice needed please
Hi, previously posted re my first dabble with stoozing. Just trying to sort out credit limits with first direct and egg. At current my husband's limit with FD is very low, but we are in the process of returning forms which will result in him getting a gold card with a £17k limit. We are trying to squeeze a higher credit…
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Where can I find the day to day credit card exchange rate?
I today purchased something in Euros and rang Egg to find out what todays exchange rate was. They advised that they use the VISA rate which can be found on https://www.visa.com. I have had a look and its not obvious as to where this info is on the site. Does anyone know whether this is published everyday and where. The…
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£10 cash back with egg
Got this email from egg today! Don't know if any other egg customers can take advantage, but worth giving it a try!! "We've noticed your Egg Card hasn't been out and about much recently, so we wanted to give you a little incentive to take it shopping again. After all, that's what it does best." Spend £50 or more on your…
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GM Credit Card gives 3% Cashback
GM being General Motors give 3% cashback on all purchases, against the purchase of a any new Vauxhall. I purchased a Zafira and saved £2,400. You have to plan ahead, but they'll give you £100 towards a new car purchase, just for successfully applying.
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Egg Card - Free £10
Egg are offering £10 if you register with the Money Manager feature on their Credit Card website. All you need to do is register with Money Manager and add one none Egg account to the Money manager list. You will recieve the £10 into your Credit Card account by 6th of May. Seems like a good deal for not doing very much.…
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Virgin - Dont choose black
If you want a Virgin CC quickly do not choose the colour black. I got a letter off them today saying my application has been approved but they are out of black credit cards. They are going to send me a red card in the next 10 days until the black cards become available. So if you want a quick turn around don't choose…
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stoozing and mortgage applications?
hi :) i should be applying for a mortgage within the next 6 months or so, would it be adviseable to not partake in any stoozing activities prior to getting the mortgage? or would it be ok providing i clear the card/s before the mortgage gets agreed? thanks, darren
