📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

BT's to tell or not to tell

Options
Being fairly new to this stoozing lark (its just like a big game) I have a silly question. :p I have an egg card :D and now I have a 18 month 0% C1 form :D : Do i put on this form I want to BT £# to egg or is it best to wait untill I get an offer and limit on the card. Will putting an amount on the form affect the credit limit they will offer :confused:

Thank guys
Carpe Deim- Fish of the Day

Comments

  • smartsaver
    smartsaver Posts: 968 Forumite
    It's up to you really - sometimes it hastens the transfer. Credit limits are set according to your credit score, income etc, so there is no guarentee you will get the credit limit you want to transfer.

    The MBNA group charge 2% to do a BT or SBT unless you request the transfer in advance when returning the signed credit agreement so it is important to make sure the BT is done then. By then with MBNA you know your credit limit.
  • Mark200
    Mark200 Posts: 14 Forumite
    Many thanks smartsaver, I will send the form in then state the BT requirements on the return docs :)
    Carpe Deim- Fish of the Day
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.