📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Virgin & multiple MBNA cards no more

Options
SRD
SRD Posts: 29 Forumite
Hi All - FYI

As an existing MBNA card holder (£18k) limit i have just be turned down for a Virgin (MBNA) card. I expected trouble due to my existing limit, and tried the approach already suggested elsewhere on this site of asking for some of my £18k limit to be transferred to the Virgin card (obviously so i could get a cheap balance transfer). However, the Virgin rep. told me that this was no longer possible and MBNA were no longer allowing people to apply for multiple cards.

Needless to say i will be cancelling my MBNA card shortly once everything is cleared out this month (i currently use it as a regular spending card) and making an application to another MBNA affiliate in 9-12 months.....

Hopefullly this info will help some people out there - if you have a different experience (from now on with new applications) with MBNA then post it here.
Britain's Best Money Saver

Comments

  • Chadsman
    Chadsman Posts: 1,113 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    When I phoned MBNA about a week ago they said I was allowed to have more than one of their cards :confused:
    Maybe if you have certain varieties of MBNA card you are not allowed to have a different card.
    Chad
    God save the King!
    I'll save Winston Churchill, Jane Austen, J. M. W. Turner and Alan Turing.
  • fatboyonadiet
    fatboyonadiet Posts: 5,400 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    SRD probably best to do this, but when you eventually get another MBNA card ask them to transfer the credit limit from your now closed account, they did it for me and more than doubled my limit!
    2p off is still 2p off!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.