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Sainsbury's credit card
Have one of these on order and intend to buy a car on it (c. £6000). But dealer tells me if I buy by credit card I will pay 2% extra. That's a hefty £120 and defeats the whole object of being able to get a year's free interest period. Can anyone suggest a means of getting round this somehow?
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BARCLAYCARD BT HELP/ADVICE NEEDED
On the 21 Oct I did a bt on Barclaycards web site. However I wanted it to go into my bank account and there is no provision on the site to incorporate sort code and account no. Rather than phone them I just entered my debit card card details and expiry date thinking it will still get to my bank account. Their system…
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Tricky Sainburys transfer thingy
Scenario..... Have a sainsburys cards 0% 12months purchases only, that I have maxed out to the £1300 limit set in 3 months. Just taken out a capital one card with 9 months 0% for purchases and BT's. Question, is it possible to BT the sansburys balance to the Cap one and then continue to build up the sainsburys card for…
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M&S &more credit card balance transfers
I received a letter from M&S today saying that I could have 0% interest for 6 months on my %more credit card. (Offer is valid until end of year) I phoned to make a balance transfer and they verified all my details and that I was who I said I was, BUT before I could make a transfer I must be in possession of the card (he…
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MBNA - No maximum on BT fees
Seems MBNA are changing their fee structure for BT/SBT's again. I did a SBT last month and it was 2% capped at £35.00. On 1st November it increased to 2%, capped at £50.00. I was just looking at the application form again for someone else and noticed it now says: Elsewhere it says which state: Whilst I presume this is for…
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LloydsTSB disaster!
Just back from stoozing hols in Antigua. On 1 Nov I paid off Mr Smartsaver's LloydsTSB Platinum card £8815.00 as 0% deal ran out 12 Nov. ;) We returned to a letter from Lloyds advising 'Your account is seriously over your credit limit by £8715.00'. This was on his Advance card. Ughhh !! :o :o I thought I have got it wrong…
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Re: balance tranfers
can't think of any reason why not. The BT should be OK. Cash withrawal often costs though.
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statement is honest about minimum payment!
just thought i'd mention this because it's something i've never seen before from a credit card - my texaco statement actually says in large bold capitals: IF YOU MAKE THE MINIMUM PAYMENT BY THE DUE DATE YOUR ESTIMATED INTEREST WILL BE £6.31. SEE OVERLEAF FOR FURTHER DETAILS. IT WILL SIGNIFICANTLY INCREASE THE TIME TAKEN TO…
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Quick question !
This is quite a simple question and has probably been asked before but i cant seem to find it in previous threads...... If your application for a credit card is refused, is it registered on your credit file? I have had varying answers from friends etc. and was looking for a definitive answer !!!!! Thanks in advance.
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Warning : Companies outside the UK...
Take a read of this: http://forum.moneysavingexpert.com/cgi-bin/yabb/YaBB.cgi?board=Questions;action=display;num=1100525881;start=0#0 The High Court has ruled that legal protection for UK credit-card users does not apply to foreign purchases. This is bad news if you use your card abroad or buy from overseas websites! Tip:…
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-=- Bad news -=- Using your card overseas!
Oh !!!!!!! :-[ http://www.fool.co.uk/news/comment/2004/c041115d.htm The High Court has ruled that legal protection for UK credit-card users does not apply to foreign purchases. This is bad news if you use your card abroad or buy from overseas websites!
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HSBC ONLINE CARD - BE CAREFULL
Hi guys with regards to the new online hsbc card it says its rate is 9.9% variable but make sure you read the small print which i didnt. I was accepted and it came through the post at a whopping 18.9% interest which is far worse than some i have now. Paul
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Asda Credit Card and Storecard?
Anyone know anything about these/signed up for them? They have been signing people up in my local store for a while now but I havent had the chance to stop and chat with them to find out more. I cant find any info online either? I spend about £200.00 a month in Asda so would be keen to know of any potential money saving…
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Morgan Stanley Swipe and Signature Card
Fair play to Morgan Stanley. I have a credit card through a building society with Morgan Stanley which expires next month. They have previously sent me chip and pin replacements that I binned without activating and continued to use my swipe and signature card, with my card expiring end of next month I would have had to…
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End date for 0% on MBNA cards
I have a Virgin card and my husband has an MBNA Platinum card. The end dates for 0% balances orginally showed as 24/05/05 and 03/06/05 on the online account maintenance screen. Now they are showing as 01/05/05 and 01/06/05. Has anyone else noticed this? ???
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Help - Barclaycard 2.9% Offer
Can someone tell me more about the 2.9 % offer. I currently have a Barclaycard & last month was unable to pay off the balance! Is it just a case of phonong up & asking for it? Their interest charges are crippling! :'(
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When to make the SBT?
I note the tips pages suggest arranging 'super balance transfers' at the application stage (to avoid charges incurred by using credit card cheques etc.) However, the Virgin Card (and I assume other MBNA cards are the same) only refers to balance transers from other cards during the online registration process. What if I…
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multiple bal trans from one card??
Sorry if this sounds like a "thick" question to some. I applied for a Texaco 3.9% life of the balance card which came today. At the time of the application I requested a balance transfer from a Lloyds credit card which has gone through. Is there anything to stop me from transferring another balance from my Lloyds card to…
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Should I close the card once offer's up?
Hi all, 2 questions actually....I'm just getting into the whole "Card Tart" thing to move the debt from my recent wedding ( 8) ) . We have had the balance on the Halifax 1 card and it's 0% is just about to end. We have taken out an Egg card to transfer it onto for the next 9 month at 0% but..... 1) We don't intend to use…
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Legal question about joint card holder
I have an additional card on my husbands credit card account. We have just separated and I just wondered if anyone knew if I am now responsible for jointly paying his credit card bill? ??? Or is this up to him?
