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am i being done?
on my last mastercard statement i had soime funny transactions for stuff i hadnt purchased ie my earlier post about two thane direct transactiones for £60 which i eventually got the credit back. now on my new statement i have even more funny transactions two from river island int for sums of £60 and £40 and one form…
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Store Cards
I had a very upsetting experience in Comet recently which resulted in me signing up for a Store Card without actually knowing about it until after I had signed. :'( Here is how it happened.....I don't regard myself as naive or gullible in these matters and I am specifically trying to reduce storecard debt at the moment.…
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Credit Card Revenge
I'm fairly new to this site but would like to share my variation on Martin's credit card revenge scheme where you get money from them and put in in a deposit account. It only works if you are not in debt and would normally pay off your balance every month and if you have a flexible mortgage that allows you to pay extra…
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Egg Recent 0% Campaign
Hi, I am new to this site, but have enjoyed reading the advice of other people. I didn't know there was so much to know about finance! The reason I found this site, is I saw an ad campaign for Egg that appeared to offer 0% for 9 months for balance transfers and 0% for 6 months for purchases. Egg appear not to remember…
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Balace transfer
I am looking for the best balance transfer deal , all the recommended cards seem to have a 2% handling charge, are there any without this handling charge ?
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MUST READ - NEW SCAM
I received this from a buddy today, have emailed it to Martin too, please read and be aware. Visa and MasterCard Scam. A friend was called on the telephone this week from 'VISA' and I was called on Thursday from 'MasterCard'. It worked like this: Person calling says, 'this is Carl Patterson (any name) and I'm calling from…
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Virgin Card, How long before you get a card?
hmmm, got accepted to virgin 13.9% 9months etc... about 3 weeks ago. Firstly sent the first signature, but they said they never recived it. now, they sent me another one to fill and filled it in and sent last fri. I rang them to chase it up and they still havient processed it. so how long did it take for you guys as need…
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IMPROVE STATEMENTS, TRAIN CALL CENTRE STAFF BETTER
Why is it that on credit card statements they don`t high light important info on their statements and why when i was given the wrong information did they not admit it was their problem. I`ll try to keep this short.My payment for October never got to my c/c company so when we got our statement in nov we had a late payment…
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+£'s on my card!!!
ive just done a bt but when i requested it about a month ago my balance was more than it was when it was completed (due to minimum monthly payments) i now have +63.00 on my mastercard what do i do?
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What makes more cash - 0% purchase or cashback?
??? Hi All, I have cards on 0% making money for me. but I need a card to buy things with. Which will make more money for me (I can't quite figure out the maths) 1.) A cashback card of say 0.8% (to keep the maths simple) or 2.) A 0% purchase card like the current Sainsburys one. p.s. I always pay off my cards in full each…
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Second Barclaycard?
Having got the first Barclaycard (a Visa Platinum) under the ‘0% for life deal’, and very satisfied with that, can I ask what deals people are currently receiving for any second Barclaycards which they hold? The follow on special offers only seem to apply to a first BC and a second BC cannot be the same type [a MasterCard…
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Re: The end is nigh!!
Deja Vue for me.
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Egg Anniversary 0% offer & Double Cash Back
Having had an Egg card for some time, I am using the anniversary 0% for 5 months offer. However Egg keep sending me emails, about double cash back @ 20% for selected retailers. Why this cash back seems to be an excellent offer, the minute you spend on your card, then their high interest rates will apply to these spends, as…
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Problems with goods when buying using a CC
I believe Credit Card companies are obliged by law to help purchasers if there are problems with, for example, defective goods. Is this true and has anyone had any experience of this.?
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Card Tarts article in the Daily Mail today!
Hi all, Has anybody read the Daily Mail today? There is a Card Tarts article on page 47 by Liz Philips. ;D They're referring to us Stoozers as 'Rate Tarts'! They even mention Martin from moneysavingexpert.com ;)
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Advise needed please
Hi there, Sorry everyone, i'm looking for a post by a guy with credit card debt, apparently it's about 8 pages long but i'm up to about page 12 and still can't find it! My mums just said to me today that she's in a lot of debt bless her and she's scared to tell my step dad so i wanted to know what this chap done about his…
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M&S &More Unexpected Bonus!!!
Today, my wife received a letter from &More which reads:- Dear Mrs MLC, We've made your '&more' Credit Card even more attractive this Christmas with our exclusive balance transfer offer. This offer is fixed at 0% for six months from the date of transfer It would be rude not to really... ;D ;D ;D
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Paying off my egg card
Hi to all, I will need to switch my credit card soon, I have an egg card which I had to use for purchases to live off as I was in a mess. The thing is, the purchases 0% runs out by end of Feb (BT 0% ends April) so I need to switch by end of Feb. My question is should I start applying now as I see Martin's tip is that it…
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Virgin card - change of interest rate
Hi! It may just be me who is silly enough not to know this...but thought I would just post a warning just in case! I transferred a balance to Virgin in August, then due to me not being fully clued up on the new statement timings etc, in September my payment was a few days late. I then got a standing order set up to make a…
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NEW!!!!brain teaster! Credit Card Payment history!
Can anyone tell me how long payment history is kept on your credit file, both equifax and experian? ie for barclaycard?? or just in general??? (Really important)!!! also, im a student that has defaults on two different student accounts but at my halls of residents address (in Leicester), which is total different to my home…
