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I need advise as think I've made a boob!
Can any one help. I've applied for two credit cards both offering 0% for 6 months and requested balance transfers. One has gone through OK but today I got a letter to say that the other on has now also gone through and they have transferred the balance. The thing is the two amounts that have been transferred from my old…
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Morrisons credit card 1.5% back?
I don't know if this has been posted before or if you are already aware but here goes: HSBC offer a "your shop at Morrisons" credit card. You get 1 Morrisons point for every £10 spent and need 350 points to get a £15 Morrisons voucher. Not that great I hear you say........ ......however you get a 250 point bonus for your…
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Balance Transfer Advice?
Hi all - sorry if this has already been covered but there is so much info on this site! I'm after some advice on CC deals to transfer my balance to. I have about £4000 on my HSBC card and now that I have a better job I (hopefully) don't need to use it ever again, and want to ignore it. Therefore I want something that will…
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Credit Cards offering price promise?
Sorry to post if this has been done before. Which credit card would give me the difference back on items bought before the sales, after the items have been reduced. I have a Barclaycard but the condition is that the item must have been bought in a DIFFERENT shop (so wouldnt work with Next). If there is a link to another…
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Increasing Credit Limit
Apologies if this has been discussed before. But what is the best way of getting your credit limit increased? I have an income of 32k + and Mint gave me a miserbale £1800 when I signed up. I want to increase this to do more BTs. Any help would be much appreciated.
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MUST READ - New Visa/Mastercard Scam
Visa and MasterCard Scam A friend was called on the telephone this week from ‘VISA’ and I was called on Thursday from ‘MasterCard’ It worked like this: Person calling say, ‘This is Carl Patterson (any name) and I’m calling from the Security and Fraud Department at VISA. My badge number is 12460. Your card has been flagged…
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Newbie Question..
Hi I have just got an egg card and i dont really understand their 0% on purchases thing. Does it mean i pay nothing on the things i buy with the card? Does this include the rolling balance each month? Usually i make it so i pay back at the end of every month. Does this mean i wont get interest on my balance until the end…
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rip off
hi my names nicky ive just joined and am in serious need of good advice ??? im with barclays bank i have a barclays credit card i have used all of my 4,500 limit and i am being charged 110 pound a month most of which goes to interest payments and insurance coverage i am self employed and very worried is there anything i…
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Sentinel Card Protection
How important is credit card protection (not payment protection) ? Am I wasting my money by insuring against loss of cards ? ??? ???
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Experian Credit Expert
I let my 30 day free trial period run out without cancelling, and there goes £60 from my credit card. i am trying to work out how much I would be refunded under the pro rata thing, but i cant seem to work it out, can someone help me? For simplicity's sake, take it for granted that i will be cancelling after two months of…
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Help!!! Credit card fraud victim needs advice
HELP!!!!! Any advice would be REALLY appreciated. :'( My last Egg statement had over £500 in unrecognised transactions, it seems like someone went on a shopping spree. I have already informed Egg, and they have told me the fraud dept will get in touch soon to ask for more details. It happens that I recently applied for an…
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Balance transfers and accounts?
Hiya, i'm relatively new to credit card and their 0% balance transfers. I see a lot of people on these forums transferring balances to savings accounts, when I tried this with my recent halifax amazon card, I was told balance transfers could only be done on store/credit cards? ??? Any help and explanation would be…
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A new way to use cashback credit card?
I have had an idea which might help me make some money while I pay off my CC balance. Currently I have £4.8k stashed on Capital One at 3.9% for the life of the balance and I am paying it off at £200 per month via direct debit. My idea is as follows Apply for a cashback card (whichever is best) cancel the DD to capital one…
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Going Abroad
Hello, I have recently been moving my credit card balance around and now have around 1700 pounds on a sainsburys bank credit card. I am due to start paying interest in Febuary but I am due to start a job in Australia in January on a long stay business visa for four years. I could really do without having to clear this debt…
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mencap problem
For the second time since I set up the payment mencap has failed to take the £1 donation so I've suddenly had interest added to my barclaycard debt that I was paying ff at 0% interest. I know it's tough and there's nothing I can do but does anyone know of a good cause that I can give money to that will guarantee to take it!
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Monument Credit Card
I took out one of these cards about 4/5 years ago and have lost the relevant telephone numbers as I wish to to cancel the card. Does anyone have the relevant Customer Services phone number ? Thanks
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HSBC 0% credit card
Just had some stuff from HSBC through my letterbox offering me a credit card which features 0% on balance transfers and 0% on purchases for 9 months. Looking briefly at the T+C's it looks fairly straightforward and very similar to Sainsburys and Virgin Has anyone seen this offer and if so have they spotted any sneaky money…
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Bank Scam On Purchases Abroad
>:( Like many others I have a card (Nationwide) which I always use for purchases abroad (no commission and better than tourist exchange rate). In Gran Canaria last month I used it to purchase a portable DVD Player/TV Tuner but was livid when I saw the retailers receipt; His card processing agent (Tele-Banco I believe)…
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Credit Card Score
I know theres lots of topics on credit score this is some of the info i got from consumerreports.org (note its US though references Equifax and the other one): Clean up your credit score Your credit score doesn't affect just your ability to get a loan and what rate you'll pay. It may also determine how much you pay for…
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SBT - Sainsburys Visa - check statements!!
From my exprience (outlined below) check your statements very carefully in relation to interest. I took a 0% SBT from Sainsburys Visa in June for five months and was told on the phone the five months was from that date I carried out the SBT - taking me to mid November. The letter regarding the offer reflected this period…
