We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Coronavirus Board

Archives for August 2020

Terrible time to go Schedule-D?
Hi! I hope this is ok to ask - I've just been promoted and in negotiating pay the question of PAYE vs Schedule D has come up (ie they'll consider paying me more if I move from PAYE to schedule D, obviously due to the NI costs). Given the covid situation and the 'gaps' in support, is this a risky time to move to schedule-D?…
Can’t get in touch with Travel Republic
Hi i have an upcoming holiday to Turkey next month. I would like to cancel it but Travel Republic’s phone lines are permanently closed. And they are not answering emails or messages on Facebook. Please help!
Travel By Inspire
I booked a trip to EuroDisney at Easter with Travel by Inspire. I had a £500 voucher from The Family Fund for my disabled child and contributed £530 myself. I have been waiting since April for my refund. The Family Fund will not help me. Travel by Inspire insist they haven’t had the refund from EuroDisney so can’t refund…
Change to maternity criteria for self employed
Has anybody heard back from HMRC when they have filled in the form to see if they are now eligible for the SEISS grant. I completed it this week but trying not to get my hopes up.
Bounce back loan from HSBC - 10 weeks and still no word...
Has anyone had major issues with not getting an answer from HSBC? I've been a customer with them for over 20 years, and I applied for a small bounce back on 15th June. I received the application ID via email that day, and snice then... nothing. I've called several times and it's always "you'll get the money this week",…
Holiday booked and then FOC changes advice - Travel insurance still valid?
Hi all, My son is due to go off on holiday to Tenerife at the end of Sept with his pal and his parents. The holiday was booked after the Foreign Office lifted restrictions so they thought it would be OK to go. Now that advise has changed and the FO is now saying essential travel only so I have dug out his travel insurance…
last years insurance & covid
Am i right in thinking my insurance that ran out in may won't cover me deciding not to go to my spanish hotel in september (booked last october) because of FCO advice? I'm sure this has been covered many times but i can't find it.
Ltd Company / Sole Trader Furlough.
Hello I am new to the money saving expert forum. I was just wondering if anybody knew the answer to this. I run a limited company with one other person. Our company has been adversely affected by COVID-19. As a result we have been on furlough for the PAYE section of our pay for the majority of this period.. Are we allowed…
lastminute.com help with problems
To all those having trouble with Last minute.com refunds or Vouchers,I hope this will help .After 4 months trying to contact them,I wrote directly to their COO & CEO and received an answer the next day from the escalations team! Good luck email :marco.corradino@lastminute.com ukescalations@lastminute.com
Upcoming travel
Hi all, I’m hoping to get some advice on what is best to do about an upcoming city break to Amsterdam I have had booked with last minute.com before coronavirus. It is booked for the first weekend of October and I originally booked by paying a deposit of £80 and chose to pay the remainder (£265), a month before travelling.…
KLM Travel Insurance Claim Help (how to do it)
We have a return flight booked from Manchester to New York (via Amsterdam) on the 20th September which we booked in February. It seems highly likely the flight will go ahead. Having read many posts it seems the FCO advice not to travel and even the presidential proclamation stopping us from entering the US are not KLM's…
STA travel - trying to claim refund
Mu daughter was due to fly out to Argentina on 2nd July for a month of language and tango lessons; a post A level and post cancer treatment adventure. She planned, booked and paid for it herself and was excited. Then, like so many, the visit was cancelled due to Covid. She asked for a refund of all travel paid for and…
New Money Navigator Tool (coronavirus tailored help)
Along with charities such as StepChange, Citizens Advice, Shelter and Turn2Us, we've created a tool called 'Money Navigator', which gives you tailored money tips, and points you to coronavirus government schemes. We would love you to try it out and spread the word if you think it's helpful.…
Airbnb Valid Extenuating Circumstances
We are booked in a New York apartment on the 20th September booked through Airbnb. I have been looking at Airbnb's extenuating circumstances and believe that the FCO advice is not a valid enough reason to receive a full refund. Does anyone know if the presidential proclamation that stops UK residents entering the US is a…
Event refunds
Hi everyone Back in January 2019 I purchased tickets to a theatre show for September 2019. Nearer to the time, the theatre wrote to inform that the producer had a set back on the launch of the show and could not meet the dates I had booked, and instead rescheduled extra dates at the end of the tour in June 2020 which my…
Lastminute.com full flexi voucher,
Hi,I may have sent post to wrong place.I'm new to forum.May I ask views regarding extension on full flexi voucher.Was issued last Sept as we were unable to travel to Australia. Due to expire on 11th Sept.Unable to make contact with lastminute.com, despite many efforts.Wont respond to e.mails.Cant extend it online..Wonder…
Desperate
Hello. I need help fast, sorry if this sounds desperate but I am. Another coronavirus tale but I’m really really worried. Prior to coronavirus, I was earning almost £2500-£3000 per month. Had two jobs and was doing alright. I have debts, total approx £20,000 mainly loans and a credit card debt. Then, March 16th, I became…
Ryanair flights to Majorca in October- when to cancel?
HI, in October 2019 (pre covid!) i booked flights for our family to go to Majorca in October 2020, we now want to cancel these as can't run risk of quarantine due to work etc. If I cancel just now we will lose full cost, should I hang on and hope Ryanair may cancel or is that very unlikely? Is there any way for us to…
Please Help, Flight Times Changed
Good Afternoon Everyone, I have approached this section for some advise regarding my family's including myself situation, if you have experienced such complication, all help would be greatly appreciated by one and all. Myself and 3 others ( aged between 40 and 70 ) are due to fly out to Portugal on 24/09/2020 and to return…
On the beach
I am set to depart in 6 days, I have been messaging On the beach for last 5 weeks as I was due to go to Spain but have asked for refund or rebooking due to FCO advice saying essential travel only and also with spike in cases I wouldn’t feel safe, plus this is a group booking where majority of us can not afford to take 14…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Coronavirus Board

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Coronavirus Board

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free