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FirstDirect: Claiming Incentive after removing my name from joint account?
I am a FirstDirect customer and have previously claimed the £125 incentive. My wife and I have a joint bank account with Halifax... If I removed my name from the account, would my wife then be able to switch the account to FirstDirect and claim the £125 incentive?
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Typical Overdraft Waiting Times
Good day fellow MSE members, I would just like to ask the question with what experience people have had, that have had to wait for overdrafts (no overdraft given at account opening). How long did it take you to become eligible and for what amounts with which banks? I know the typical guideline given is 6 months, but I…
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Blacklisted by Revolut
I have had a Revolut card for around a year and used it often. Just been on a business trip and in the last few days the card was blocked as was access to the app on my phone (it would only allow me straight to online support). When I asked them to reactivate my account they fobbed me off with the same message of account…
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Cass
I'm looking to use the switch incentive offer from another bank (say HSBC), but wish to keep my old account open. In order to use CASS, will it work to open another random current account (say HBOS), switch 2 of my DDs and my salary to the HBOS one and instruct HSBC to close that account through CASS rather than my current…
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Money transfers
Hi, I have a Santander 123 account with a savings account linked to it and was wondering is it possible to have money transferred to the savings account from places like Paypal or Amazon (only very small amounts of money) or is this only possible to a current account? :beer:
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Getting first direct switch bonus & savings rate without changing my main current account
Hi all Currently I'm with Halifax with their rewards current account getting my £3 a month rather happily for now. I'm looking at opening a regular saver to get the ball rolling for any big purchases later in life (such as a house), at the moment I have a Tesco instant access saver with about £1500 in it, at %1.36,…
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Best no hassle donor accounts?
Hi all, Soon I will be creating accounts for the purpose of switching. My first task will be with Nationwide Flex, so I get the £100 friend referral bonus and use account for a year (5% rate) I don't want to mess around with my current bank, Santander. Any suggestions on good hassle free banks to create donor accounts…
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New switch to First Direct.
Hi everyone, I have just done an online application for a new FD account and switch into the new account, been accepted and await the next steps. Can anyone with recent experience give me an idea of what is likely to happen next, and in what timescales before I receive the new account details please?
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Email address and phone number has been flagged as high risk for online purchases?
Hello, I'm attempting to purchase something through a retailer online that uses SagePay. The retailer keeps cancelling my order. I've phoned up today and apparently SagePay is reporting that my email address and phone number is high risk. I phoned up SagePay and they said that their fraud screening is managed by a third…
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Halifax current account switch incentives
I have a question about the Halifax current account switching incentive of £135, It says in the terms and conditions: You are not eligible for the offer if: You are switching to a Basic Account, Expresscash Account or a Student Current Account; You have previously received any other offer or benefits for switching to a…
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I already have a first direct account. How can I get the £125 for switching?
Hi everyone, I have a first direct account that I don't use. How can I get the £125 for switching? Can I close it and reopen it switching or can i get the reward by switching the one I already have?
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Advice regarding a basic bank account please.
I am in a position where I need to pay a payment for childcare weekly (amount varies each week). I've been doing it online but my current bank account is a pain to do it with. It takes me a relatively long time to log into the website, then to do the transaction - for what should be a quick task. I'd like to be able to do…
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Account Closed.
I've been quietly visiting these forums for some time as I've had trouble with debt for a few years now. After leaving the armed forces some years ago I had serious problems finding permanent, full time work. Being the fool i am i racked up credit card debt, loans and overdrafts. Eventually I found a stable job and opened…
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Best bank for joint account with sister to manage fathers estate
My sister and I need to open a joint account to manage and merge my deceased fathers various accounts and would like to work out which one is best. We are both the only executors and recipients of dads will. We will also eventually have a rental income paid into this account of around 800 to 1000 per month. The caveat is…
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Lloyds bank say they can't add first name to letters
2 people in the same house have the same initials and last name. This means any statements or letters all look the same and its impossible to tell which letter is for who. I called lloyds bank to explain this and that its causing privacy issues, They said the are unable to update the system to use your full name over…
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Nationwide Flex Plus Account Fee
I recently (3rd December) upgraded my flex account to flex plus to take the benefits of the insurance and breakdown cover. On the website it says that the £13 a month account fee will be taken at the end of the month. Having had the account for a month and still nothing taken out, does anyone know if there's a set date…
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HSBC vs first direct
Hi, Does anyone have experience of how HSBC compares with first direct? I have switched banks several times to take advantage of the switcher incentives and have done virtually all of them I believe, except Natwest and HSBC. I'm looking to settle with a bank now to keep things stable, as I'm looking to remortgage later in…
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How to get the best exchange rate for USD account?
Hi, I have a US Dollars bank account here in the U.K. and I would now like to transfer my money into Sterling. My bank is offering me a rate of 1 USD to 0.771071 GBP, which I don’t think is particularly good. How can I get the best rate? The amount I want to convert, is approximately 10,000 USD. Thanks.
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tesco second account?????
hi all brand new to this...still got a bit of wrapping around my box. Can anybody please advise me how I get a second Tesco bank account in order to take advantage of getting the maximum interest from them. I am a huge technophobe....I have looked on their site, but it does not seem obvious to me cheers
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Unarranged overdrafts
Does anyone know if there is a general rule on how much a bank will let someone go overdrawn? I'm asking because on a joint account we have a £5000 overdraft and I'd like to not have it, but I don't want to ask them to remove it if in a couple of months time one of us (I don't wish to go into details here) overspends and…
