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Club Lloyds interest a little later (than normal) for anyone else?
Normally I wake to find it's been paid but no sign yet today as yet. No panic as they've got the rest of today but anyone else? T&C's: When is the credit interest paid? If you earn the credit interest, it will be paid into your Club Lloyds current account by the second working day of the following calendar month.
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Do I have grounds for a complaint?
The other day, my bank's fraud detection system kicked in on my debit card because apparently I'd made some "unusual" purchases. That was about 11.30pm at night and I wasn't able to access anyone in the bank until around 8am the next morning when they contacted me (automated message) and I confirmed the transactions were…
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How to open a new account without switching
I want to open a second account for my elderly MIL (I am power of attorney). Can anyone offer advice on how to do this and not get switched? This is very important. It sounds obvious, you just say you don't want to switch - but I did that with an ISA a few years back and the b*****s moved the whole ISA, even though there…
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Looking for a joint account
I have just bought a house together with my partner and we want to open a joint account to both put a percentage of our wages into and pay all the household bills from. We don't want to switch our existing accounts into the joint account, we just want a pot to put into and pay out from. What accounts do you recommend?…
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Credit card iPhone app
Hi, this is my first post and I hope you guys can help. I and a nightmare when it comes to managing my finances and need to get on top of it before it gets on top Of me. I have recently seen an advertisement on itv about an app that you can put all your credit cards and store cards on so you can manage repayment from one…
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Can Bank of Ireland reject my application because I live in England?
I am in the process of moving to Northern Ireland and I decided to switch banks from TSB to Bank of Ireland. I filled out the switch form online and I was told my switch was starting but this morning I got a letter saying that they were no longer able to process my application online or over the phone. I gave them a ring…
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HSBC account; standing order definition
I switched to HSBC last month to get the £150 bonus, and I hope to get the additional £50 after 12 months. I am paying in the required monthly deposit. Just wondering if anybody could clarify what HSBC mean when they stipulate 2 direct debits or standing orders. Specifically, could I qualify for the bonus by simply having…
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Overdraft help
Hi all, I have an overdraft of £700. I had a Nationwide FlexDirect account for 1 year with an overdraft which was interest free but have been unable to clear the overdraft before the interest charges start up again later this month (which will be 50p per day) I have been thinking of switching to First Direct which has an…
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Pockit pre-paid card - 99p monthly fee from March 2019
I’ve just had an email from Pockit regarding “improvements” to their service - one of which is the introduction of a monthly fee of £0.99 effective March 2019. Bit of a shame as I have a couple of these into which my children’s pocket money, birthday money, etc. goes but will now be closing them and using something else…
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Struggling to control budget - advice welcomed
[FONT="]Hi all[/FONT] [FONT="]I am struggling to keep our spending in line with our budget.[/FONT] [FONT="]I have calculated our family monthly/weekly/daily budget pretty accurately based on all incomings and outgoings.[/FONT] [FONT="]After all the bills are paid we have £50 per day budget (for groceries,…
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HSBC switch question
I’m thinking of switching to HSBC for the bonus. After I receive the £150 can I switch again? The criteria talks about needing to keep paying in £1750 for six months. Is that only if I want the additional £50 bonus or I switch and close before six months will they take the £150 back from me?…
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Best NEW accounts (not switch)
Hi everyone, I’m looking to open a new bank account and keep my current Halifax account open (not switch accounts) and was wondering if anyone knew where to find a list of the best deals on offer. I’ve obviously tried googling it, but ‘best new bank accounts’ is filled with results about switching and, of course, when I…
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Euro account, any advice please
Can anyone suggest a reasonable way to set up a bank account in Euros please? I'd like to be able to access it when I travel abroad. Thank you.
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Barclays 'Anti-Gambling' marketing ploy... lies!
Barclays are being praised for offering a service that doesn't work so don't be fooled by it. I put it to the test today. After signing into the Barclays app i then needed to go on to live chat as there was no shortcut to block gambling. I was then informed that it wasn't possible to block gambling by the app (it may well…
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Expired Bank Notes
I have some old paper £5 and £10 notes. Will the bank still exchange them?
