Best NEW accounts (not switch)

helpplsmane

Hi everyone, I’m looking to open a new bank account and keep my current Halifax account open (not switch accounts) and was wondering if anyone knew where to find a list of the best deals on offer. I’ve obviously tried googling it, but ‘best new bank accounts’ is filled with results about switching and, of course, when I search ‘best new bank accounts WITHOUT SWITCHING’ it draws on the word ‘switching’ and shows me results about, you guessed it, switching.

Some details about my situation: I’m 22 and in my last 6 months at uni (full time), I earn around £1300 a month salaried at work, almost max student loan of just over £10,000, rent is £750 per month, plan to deposit £4000 into new account. In August I plan to move abroad, before then I hope to have amassed a minimum of £7000 in the new account. Final graduate debt will be around £60,000 san interest, which obviously I will begin paying off from abroad when I earn over the threshold.

All help appreciated, thank you!

cjv

You can open all the accounts that offer an incentive without switching your account, you just won't get the incentive.

Have a look at the current accounts that pay interest on a limited balance, Nationwide, TSB, Tesco etc. which require a certain pay in per month, direct debits etc

Also consider savings accounts instead, if you do not actually need another current account

helpplsmane

Hi, thanks for the reply. I realise that you can open those accounts and not get the switch rewards, but I’m asking if there are any accounts that offer rewards in a similar fashion without switching.

Willing2Learn

helpplsmane wrote: »

...but I’m asking if there are any accounts that offer rewards in a similar fashion without switching.

So you want to have your cake and to eat it too...

Just open a second 'dummy' current account with Halifax and use that to switch and claim your reward from the second bank.