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Debit card overlap period
I received new Co-op debit card this morning, valid from 09/18 and used it for a small contactless purchase in a shop. A couple of hours later, I made a payment through the Barclaycard app, (where details of debit cards are saved) and used the CVV from my old card valid to end 10/18. In the past I've always destroyed 'old'…
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Account Switching
If I open a current account and then immediately switch it, does someone in the first bank see that I opened an account with them just to switch? Is there actually a person sitting there, frowning as he gives the second bank my details, or is it just computers? In other words, is there a person in the bank I'm switching…
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Nationwide switching offer
Hi If my friend already has a nationwide account, is he still eligible for the switching offer if he switches his other account to his existing nationwide account? Has anyone tried this?
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Top packaged bank account to stop insuring over 70s unless they pay more - MSE News
Nationwide is to lower the maximum age covered by its packaged bank account travel insurance from 75 to 70, while raising the surcharge paid by older customers from £50 to £65...Read the full story: 'Top packaged bank account to stop insuring over 70s unless they pay more' Click reply below to discuss. If you haven’t…
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Halifax Online Banking
Hi guys been trying a few different banks to see which I find suits me best, Halifax however seems to have poor security all you need is a username and password to login which i find odd. Barclays seems the most, requiring my pin-sentry which i feel the most secure using I haven't tested it properly yet but I could be…
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direct debit options advice!
Hi all, I've spotted a few threads discussing this but nothing up to date. Can anyone give me the latest on the best options for setting up low pay out direct debits to myself. I used to have two Tesco savings accounts which worked well and would love to find new similar options. I'm looking for two for my Club Lloyds…
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Bank of Scotland Classic Vantage Replacement for £5K wanted
Hi, I have not been keeping up with interest rate changes on accounts, originally opened this account for 3% on upto £5K last year, its now 1.5% gross interest. There must be a better paying easy access account now, any recommendations for the full £5K? Would rather not lock away for a year. Thanks :)
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Barclays switch incentive returns.
I see the Barclays Double rewards switch incentive is back,tried opening account online,told to make an appointment at local branch with a community banker for I D etc. Phoned to be told there is no appointment for the whole month,reminded the call handler this is only the 3rd,suggested to go along to branch on chance,this…
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M&S bank switch now requires 4 DDs
FYI - I just noticed that the T&Cs for the M&S bank switching bonus have changed... they now require FOUR active direct debits! Not sure how this will affect existing customers... they sure don't want to make things easy for us anymore :( The 5% regular saver seems to still only need 2 DDs for now, but you need to switch…
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NatWest £125 switching bonus
Just in case anyone is interested, NatWest has brought back their £125 switching bonus. It looks like it might be a while until it pays out (they state they'll pay by 8th Feb 2019!!!!!), but its open to new and existing customers who haven't had a switching bonus from NatWest/RBS before. T&Cs below:…
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Active direct debits
Sorry if this question has been asked before. I'm trying to set up 2 Direct Debits in a bank account so I can do a switch to another bank. One of the DD's I was going to use is to a credit card I don't often use, so there wouldn't always be a payment each month. I'm presuming this would still be considered as a valid DD?…
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How to see everything in one screen?
Hi, Id like to be able to see all bank accounts and credit cards one one screen to see my actual cashflow position more easily. Do you use an app to do that and does it work well? thanks
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Just Switched - Dilemma
Hi there - I’ve just switched bank accounts from Halifax to NatWest (last Monday) to find out today that they are offering a £125 switch incentive. Bummer!! Do you think I would be eligible? I understand that the bank wouldn’t have been able to tell me (or know for that matter) but I was in no rush to switch (and thought…
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Had an account with First Direct 3 months ago - am I eligible for the switch bonus they're offering?
I expect the answer is probably no, but I've searched and cannot find anything that says I'll be ineligible.
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HSBC Overdrafts
Hi Guys, Are all HSBC Overdrafts credit checked when you do then online, even for smaller accounts like say £500? Any info would be appreciated, don't really need it would be a nice thing to have as an emergency but don't really want a full blown credit check for £500.00.
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Council letter as valid proof of address
I applied for voter registration as a commonwealth citizen (new to UK) and I received a letter from Sutton council that my name will be available for voting and credit checks from 1 December 2018. Can i use that letter as a proof of address to open a bank account or do I have to wait for another letter confirming my name…
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Re Tesco bank
Hi Guys, can anyone tell me how I change my password in my Tesco online banking. I reckon to have done it before, I like to amend them occasionally, but cannot find anywhere after logging in, that even mentions it? Unless I am needing new specs:) :beer:
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More than one joint bank account with same bank
Hi, Are there providers that allows more than one joint (current) account? If not I'll have to look into multiple providers. The purpose is to setup separate pots for budgeting that myself and OH can both access correctly.
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Monzo Bank in meltdown???
I had my salary paid into a Monzo account on Friday. About 15 minutes after it arrived I tried to transfer some money to a Lloyds account to pay some bills. The transfer failed. I contacted the customer services number, actually spoke to a person, who assured me that a specialist was looking into the issue and they would…
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Accessing bank data for analysis with open banking
Hi, open banking aims to make bank data securely available to other banks and software providers. This is an EU/government initiative to improve competitiveness amongst banks. One advantage is that it enables data to be downloaded directly to various software apps to enable budgeting etc. The more established software like…
