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Utility bill fraud
Hi hope someone can help, I bank with Lloyds and don’t do online banking, so I get paper statements every few months, I noticed that on the 15th December a payment to sky has gone out for over £150. I’m so annoyed at this I don’t or never have been with Sky. Lloyds were ok on the phone but didn’t really answer my questions…
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Fraudulent debit card use - verified by visa
When checking my recent transactions, I noticed a £150 payment to a charity/crowdfunding site that I definitely didn't make. I contacted my bank, who said that a 1p payment had also been made to a car park company, I didn't make that transaction either. They initially seemed dubious that I hadn't made the payments myself…
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Forgotten about Direct Debit
Hi all, first time post here. I've recently gone through all my direct debits and standing orders for my First Direct bank account(s) and found one from Haymarket Publishing for £9.55 that comes out every two months. I didn't recognise the reference and haven't received any magazines of any kind for years so called them…
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Joint bank account - switch bonus
My wife and I have a joint bank account only. Anyway to get a switch bonus to other banks at all?
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Monzo
Morning, Just wondering if anyone uses Monzo? I've had the pre paid card and just upgraded to the full account. Just wanted to know peoples thoughts, Thanks.
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Nationwide locked card over £200
Sent my daughter money to buy a new phone as an early birthday present (current one is almost useless). A day or so later the new phone was ordered. Nationwide have now cancelled the new phone order and blocked the card. All because they could not contact her immediately. Has anyone else come across this? Whilst it may be…
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Can't Open Nationwide Basic Account?
I have recently agreed a token payment on a loan account with my current bank RBS however in order for that to be confirmed they said they will make my accounts "non-operational" and told me that I should arrange other banking facilities. They also asked for the return of my debit card. That's fine but of course I now need…
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Anyway to get the hsbc switch offer again?
i got it two years ago and closed about 18 months ago - all switch offer now seem to have a restriction on being a new customer and not having had the offer before....I want to try hsbc again......any way around it?
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current account switch not supported
hi all, I tried a couple of months back to switch my current account from intelligent finance to first direct. I was told that intelligent finance was not part of the current account switch service. does anyone know if this is correct? as you may be aware intelligent finance is essentially being wound down and I am keen to…
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Halifax switch chasing money that was paid
We are after some advice from either experts or others who have experienced this and can shed some light on what’s going on. I bank with Halifax and in recent years also had a joint account with my husband with Halifax. We switched the joint last year to Santander. Switch was ok but we didn’t realise the Halifax were going…
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Are there any rules re switching back?
Hi, I switched from a Club Lloyds to HSBC Advance last year for the £200 incentive and regular saver rate. Now the year is up, HSBC offer absolutely nothing worth staying for so I was thinking of switching back to Club Lloyds as I did like the benefits of that account. My question is, would they place any restrictions on…
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Bankers draft
How long does bankers draft last for before depositing to bank account? Thanks
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Squirrel Fund Account
I'm feeling the need to have a bit of a small secret squirrel fund in a bank account that my partner does not know about. Its not for dodgy reasons as I'll explain... My partner has one, a secret small stash of cash from various bits and bobs and they spend it on various bits and bobs. I'm not a cash person, everything I…
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Mule account set up- how soon can I switch
Hi, I have just set up a mule account with Barclays to allow me to switch bank accounts without losing my main First Direct account. How long do I need to wait to transfer this now to a new account with an incentive? Do I need to have used teh Barclays account at all (apart from some small direct debits which I will have…
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Cheque deposit now available on Halifax app
I noticed last week that the Halifax app is now offering mobile cheque deposits (photo both sides of cheque, clears on next working day). Maximum £100 per cheque, maximum £500 per day. Seem like a good service in principle, but still feels like it is under testing. Not had much success so far: * Metro Bank cheque…
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TSB no long able to send payments to Nationwide
I use TSB as my basic every day bank account, I have had the account since I was 17 originally it was Lloyds but they automatically changed me to TSB a few years ago. I had no problems I use the online banking a fair bit and I often transfer extra money from TSB into my Savings account at Nationwide. This has worked great…
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Barclays Blue Reward question
I'm scratching about looking for direct debits and have just read the T&C's of Barclays Blue Reward:- "We’ll give you £3.50 cashback monthly for your first 2 Direct Debit payments. You’re eligible if you pay in at least £800 to your account and pay the £3 fee each month." As far as I can see the T&C and summary don't say…
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Eligibility for HSBC Bonus
My main current account is with 1st Direct but there are others.... I was considering switching one of the others to HSBC for the bonus. BUT I am unsure whether technically I would qualify - because of my 1st account. Naturally if I ask HSBC I am likely to get a negative answer. On the other hand my most recent switch was…
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EAR interest rate help!!
Hey all, I'm considering switching to the first direct account as I've heard loads of good things about them, the only thing is I cannot work out if I will be charged more for my overdraft (which I am paying off, but only just started a new job so it's taking time)... So, for example I currently pay £1 a day for everyday I…
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Santander 123: Does active dds mean every month?
Sorry if this has been discussed recently, I couldn't see the answer on a quick search or Santander's website. I was wondering if a credit card counts as an active direct debit if it is only collecting a direct debit every 2 or 3 months or if both direct debits need to be debited every month?
