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Packaged Bank Accounts - claiming for late mother?
My late mother had a Lloyds Premier Account. She was upgraded without her consent and did not qualify for insurance on age grounds etc. Is it worth my while trying to reclaim ? Is there a time limit and how should I go about it as I do not have any statements ?
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Switch Question
Hi, New to the forum, just wondered if anyone could answer a quick question for me. I have a nationwide Flex Direct and a standard Flex account. The Direct account is just finishing its 5% one year. Is it ok for me to switch just the Direct account, ( Halifax) are Nationwide likely to stop my monthly saver etc. So I guess…
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Morrison's Pay @ Pump doesn't take half my cards ?
Hi I live right next to a Morrison's fuel station that has Pay at the Pump. They accept all the cards I have, as it states on the pump itself. Trouble is, it doesn't accept my Santander Select Debit Card, MBNA Etihad AmEx or Starling Debit Card. It just says "sale cancelled". I asked inside why, and was told "mustny have…
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Android Pay becomes Google Pay
Google plans to merge its payment services in to a single entity called Google Pay. https://www.engadget.com/2018/02/20/google-pay-launch/ https://inews.co.uk/news/technology/google-unites-online-mobile-payments-google-pay/ https://inews.co.uk/news/technology/google-unites-online-mobile-payments-google-pay/
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Overdraft charge
Hi I don’t know if anyone can advise. I have been charged £22 by Santander for going over my overdraft limit. I’ve not done this before (or if I have it’s been years as I can’t ever remember it happening before). I paid money in as soon as I was notified so we are talking same day (possibly minutes). I have emailed them to…
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Changing bank account for iva
I'm in the process of getting an iva and have been advised to change bank,do all switching sevices close accounts or won't it work as my account is overdrawn. Will I have to do it all manually
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Metro Bank - problems logging in?
Anyone else having problems logging in to Metro Bank internet banking and making a payment to payee previously set up? First I couldn't log in but now have been able to, then when logged in unable to make a payment then unable to log out. Thank you in advance
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B £250 Incentive not being paid!!!128547;
I have finally got hold of someone in B today to enquire regards the whereabouts of my £250 incentive for switching accounts. It appears that I had sent the initial £1k payment (qualification was 2 payments of £1k plus 31 days apart after 'opening') one day befire the actual switch happened. As it was a new account I had…
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Arghhh Bank Account frozen by FRIEND!
Hey Guys, I hate to be writing this post as it sounds pathetic, However, after a night out at the weekend with my husband and some friends. One of our friends got let's say very very merry and ended up vomiting in our cab home. The cost of cleaning plus our fare came to £104.78. I paid in full as my friend was in no state…
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Santander App
Has anyone updated to the latest version? I did this morning and apart from moving into the present with fingerprint recognition I would say the new app is crap. A bit like their customer service. Can anyone find out where you view pending payments.?
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Best budgeting app?
Does anyone use a budget app they would recommend? Ideally it would link to my bank accounts so I don't have to keep inputting data. It would alert me when direct debits are due, when more money needs to go in, when there is sufficient money to move to savings... Thanks.
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Bad Credit Rating - Switch Banks or Not?
Hi everyone, Straight to the point, I have a poor credit rating because of some defaulted payments on credit cards. I think I'll be clear by around March 2019, but I'm not 100% sure. I tried to switch energy provider recently but was told I'd failed the credit scoring test (no idea why, I've been squeaky clean for a few…
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Wedding fund bank account
Hi Does anyone have any advice on what we should be looking for? Basically we want to open a joint account that we can both put cash into and both have a debit card for. To be able to save for our wedding and book and buy things when needed. Apologies if this has been covered before, it's all so confusing! Thank you
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Nationwide refer a friend
Hi, Anyone know if this is possible with the nationwide refer a friend scheme? Currently have a joint flex account in mine and my wife's name. None of us have an individual current account. Can I: 1. Refer my wife from the joint current account (100 for joint, 100 for wifes new current account) 2. Refer me from my wife's…
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Use of personal bank account as a sole trader
Many of my colleagues see no issue with using a separate personal bank account for their sole trader business. My tax advisor has said it’s best to have a business account even in low turnover businesses. I appreciate different banks may have different policies on this. What’s the answer - a fee based account for business…
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What's the best way to be paid in Euros?
Hello, my husband is paid by his French company in Euros into his Yorkshire Bank current account. We have realised that against the XE exchange rate, we are down about £170/month due to the poor rate used by Yorkshire Bank. Can you tell me the best way of being paid in Euros (we do need it transferred to £ rather than paid…
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Best bank account for pensioner
Looking for an account for my Mum. I hold POA for her, she currently has Santander everyday current account (should have been 123, but error made at Santander and complaint being looked into. Long story...) The account is used for her pension to be paid into, and then a standing order going into a joint 123 account with my…
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Looking to leave halifax, best account to move too
Been with Halfiax for about 10 years and been happy with them most of the time that is why i have never moved, however they are now changing the telephone system and will not have people answering the phones during the midnight hours and that is when i do all my banking (anywhere between 10pm and 4am). Being on benefits i…
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Gratuitous switching
Having run out of accounts that I want to switch it occurred to me that one might open an account with some other bank just for the sake of it. Then after a discreet interval switch the thing to someone offering a bonus. This does not seem entirely ethical but neither does the way savers have been treated for the last…
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Struggling to budget
Any tips for someone who really struggles to budget? Ie stick to my budget! I’m permanently at my overdraft limit (which is just over a third of my monthly income) and sometimes over by payday. I desperately want to get back in the Black and reduce the OD limit but can’t seem to touch it. After all direct debits have been…
