-
HSBC website down
Not ideal on the first working day of the month! I have had notification of their intention to release a new app later in the year; this pleases me as the existing one is creaking. I cannot remember the last time I was able to see a fast balance. Yesterday I moved some money around and they were the only bank who insisted…
-
Standing order timings & holidays
So I use some standing orders to move everything around the interest bearing accounts. So far, so normal. The money comes out of Santander, into TSB and Nationwide, from which it goes into regular savers. What with the holidays, all the standing orders are dated today (usually it leaves Santander on the 1st and then comes…
-
Tsb classic plus
I have just checked my account today and no interest has been added as yet for the December period. Has anyone else received theirs yet.
-
M&S 6% 12 month saver finished
Anybody come to the end of their 12 month 6% saver yet. Have you had any decent offers or is it just move the money ? 6
-
Contactless payments?
I'm looking for advice on using debit cards for contactless payments. I've haven't tried it yet but am considering it for top-up shopping etc. and wondered if it's a good idea - or is it risky? Just trying to gauge opinion based on people's experience. Apologies if this has been covered before (I'm guessing it probably…
-
Someone help please. Santander pending debit card payments
Hi Guys, I checked my 123 account balance early this morning finding it was -£94.74, I got straight on the phone to find out why. As I'm careful when using my debit card. Every week when my wage hits, I pay the bills I need to pay and the rest is mine. After checking the account yesterday I was £1.60 in credit, (I took £40…
-
Santander direct debit query
We have a 123 account, I've just noticed we aren't getting cashback on our PlusNet broadband. Should we be? I would have thought this comes into the same category as phone calls. We get cashback from BT and mobile phone company.
-
Is there a decent budgeting app?
Hi, I am struggling to find a money app / program I can access on mobile or tablet, and wondered if anyone knew of one please? Basically, as a family we are living on a very tight budget and I have to plan carefully to avoid getting into debt. I used to use a money manager pc program (I think it was Microsoft) and got on…
-
Direct Debit Question Please
Hi, linked to another thread, I have just opened sole Club Lloyds accounts for my partner and me. We have some direct debits we can allocate to these accounts but some of them are for bills in my partners name only which have always been paid from one of our joint accounts. Can anyone please tell me if is possible for the…
-
Bank of Scotland application outside of Scotland?
I've just tried opening a Bank of Scotland account online but the application gets stuck on the "Local Branch" bit as no results are returned for my area (West Yorkshire). I gave them a quick call and the lady on the phone said I need a scottish address to open an account, is this correct? It seems wrong as I wouldn't…
-
Lloyds or Nationwide account opening assitance
Good afternoon: I'm after opening either a Nationwide Flex plus account or a Lloyds Platinum account due to the benefits on offer. On paper nationwide seems a better deal but due to my adverse credit i rather spread the risk in applying for them both if one doesn't accept. I appreciate know one will actually know the true…
-
Best use of accounts
Hi I got 3 basic accounts with natwest, nationwide and Halifax before I just used one bank for everything like wages, benefits, direct debits etc. is it best now to use my bank accounts wisely like one for direct debits, one for wages and benefits and the other for spending like when I use my card etc
-
New account required previous adverse credit
Hi there, I've been with HSBC for over 15 years and have used my account well, never had a overdraft never needed one. This was mainly a second bank account until 2010 when I made it my main account as fell into financial difficulty with Barclays bank and a few credit cards as I was unable to pay back fully what I…
-
Best place to temporarily stick 50k
Hi, I have inherited £50,000 and and planning to use the money to purchase a larger property (and hold back around £5,000 for savings). I am planning to put our current house on the market this month, so the likelihood is that I'll be moving this year, but until that happens I am unsure of the best place to keep this…
-
Natwest PIN locked
I went shopping at Tesco yesterday, when I tried to pay with my Natwest debit card the reader said PIN locked. I went to the bank today and was shown how to unlock my PIN using the cash point. I asked why my PIN was locked in the first place and was told I'd probably entered my PIN wrong. I assured the staff I was…
-
Barclay's or Lloyd's - What would you choose ?
Just a Quick Question Lloyds or Barclays, either as a Gut feeling or your personal experience. I bank with both, but really want to choose just one. Both Accounts are Premier Accounts, so: With both I have a cheque book With both I have a Visa Debit card (Barclays £990 a day from ATM’s, Lloyds £500) could never see me…
-
No padlock in address bar for Lloyds (Firefox)
I spotted the lack of any padlock symbol on my usual login for Lloyds. Should there not be one there?
-
New additional barclays account
As part of my 2016 savings resolution I have opened another Barclays current account however I have been sent all new membership numbers for online banking. I wanted this account linking to my original so I could do all my transactions online. Any idea how I get the two accounts on the same banking login?
-
Halifax Cardcash Overdraft?
I'm hoping for some advice please on behalf of someone else who has one of these Halifax Cardcash accounts (they say it's for 16-17 year olds). We weren't aware she could use an overdraft and she went to the bank today and found she was £8 in the red, so her two previous transactions should not have gone through anyway.…
-
Question for bank employees, please!
I have just got a job with RBS and they offered me the choice of applying for one of their accounts to have my salary paid into. Is this a good idea? Given the choice, do other bank employees do this? I don't like the idea of people I work with being able to access my account. I also feel paranoid about being off sick and…
