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Is It Worth Stopping a Lost Cheque?
Hi A few weeks ago; I posted a cheque for a £100 to a relative. They never recieved it. My bank charges a small fee to stop a cheque. Is it worth my while paying the fee to stop the cheque in case someone attempts to fraudulently cash it. Or I am I entitled to a refund from the bank in such an instance in the same way that…
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What do you do with your monthly interest please?
Happy New Year everyone! As per the title, I would appreciate feedback on how you manage interest paid each month please. I have a number of interest bearing current accounts thanks to following the advice of many forum contributors. The interest is paid into the accounts but as I am lucky enough to have the full balance…
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transfer money from Thai bank to UK
DD wants to transfer some money out from her Thai account to her Natwest account in UK. She did send some but the charges were horrendous. Is there any sneaky way to get around these charges? Maybe transfer to a uk branch of Thai bank?
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Tesco Bank Direct Debits (in)
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Annoying internet banking from Lloyds - payments/transfers
The old system with Lloyds was perfectly fine. If i wanted to transfer i would go to my account, look at the list of transfers i had set up, look at the reference & make the payment. But as ever with things that 'aint broke' - people try and fix them & then it just ends up a mess. I'm sure the payment references must still…
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spare money
Hi Guys It's been a long time since i have posted on here, so i'm not sure if this is the right place to post this, but i have 2 questions that have been bugging me for a while... What do we need spare money for? How much spare money should we have at the end of every month? i look at my budget and at the end of every…
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NatWest holding my cash to ransom
Dear All, Does anyone know the legality on this. I tried to withdraw some cash the other day and the branch manager in NatWest refused to allow me to withdraw MY money without giving her a reason for the withdrawal. There were sufficient funds available both within the bank and my account. They were satisfied I was the…
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Better to switch a current account I no longer need than to close it directly?
I have a current account I want to close. I don't have an account offering an incentive to switch it to but wonder if regardless it is better to switch the unwanted account to one I already have rather than inform the bank directly that I wish to close the account? The nub being I want to create the least 'impact' on my…
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Length of time with bank - effect of applying for further products with them
A few weeks ago, I opened a savings account with a bank. So far the length of time as a customer with the bank is less than a month. So I'm not a customer who have banked with them for many months/years. I am thinking of applying for a credit card and a bank account (without overdraft) with them. I do have other credit…
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Natwest and RBS customers hit by another banking glitch
Glad I left them NatWest and Royal Bank of Scotland customers have vented their anger after being hit by yet another banking glitch – this one affecting people using their debit cards in shops. Customers reported having their cards declined at tills and their pins being blocked. It is an embarrassing start to the year for…
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Replacement for Microsoft Money
Hi Been using Money for around 15+ years. Had some issues when i installed Windows 10 but after amending the registry, managed to get it to work. I think its time i moved on :) Looking for a replacement (paid is fine), that will do everything money does plus more, like downloading direct from the banks/credit cards, mobile…
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Wife set-up a pre-approved payment for £5 on a debit card, had £150 taken instead.
Hi all. Hope this is the correct forum! :) My wife set-up a pre-approved card payment with a company for £5 per month but we've found just today that £150 had been taken out of our bank account on the card (this was for a debt recovery firm that I had no knowledge of). The banks are closed today (as expected), but I was…
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Effect on Credit Score of opening multiple current accounts?
We moved house 6 weeks ago and unfortunately first direct wouldn't give us a new offset mortgage on the new property. For the last 8 years I haven't had to think much about what rates our money was earning as it all offset the mortgage, and as a higher rate tax payer that was always the best return. Now I am having to face…
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Logical Communications if suffering Extraneous Admin Methods
A vast number of disabled websites follow the Volunteer Code of Practise for website design and with resources and methods make improvements within some time span . Why is the very sad story of somewhat extraneous communication methods . Of having to telephone call centres then finding that that issues aren't resolved,…
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Couple of strange ones - US Money Orders / Large $ Switch
Morning, We have a fairly urgent requirement to send a US $ Money Order for teacher licensing and have come up short with the post office, our banks (Clydesdale and TSB) and the various cheque cashing places locally. We're in Edinburgh and hoping somewhere relatively local can provide this. Does anyone have any ideas? If…
