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M&S 6% 12 month saver finished

Anybody come to the end of their 12 month 6% saver yet.
Have you had any decent offers or is it just move the money ?


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Comments

  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    For me, it's just rinse and repeat for another 12 months.
  • No_6
    No_6 Posts: 835 Forumite
    Part of the Furniture Combo Breaker
    Is that open another new MS account
    or did you get another 6% offer on the existing.
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Same MS current account. You only need one. You don't need an offer for their RS - it is a regular product offering for all their customers.
  • planteria
    planteria Posts: 5,322 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    i am into my first M&S RegSaver.. but am into my fourth with HSBC. just start a new one from the day after the existing one comes to an end.
  • DragonQ
    DragonQ Posts: 2,198 Forumite
    Part of the Furniture 1,000 Posts
    My First Direct one comes to an end soon. Not sure if I'll open another one because I may well need the money during the year and I'd rather get 3% interest for half a year than none at all.
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    DragonQ wrote: »
    My First Direct one comes to an end soon. Not sure if I'll open another one because I may well need the money during the year and I'd rather get 3% interest for half a year than none at all.

    Nationwide and TSB have fully flexible Regular Savers paying 5%. Lloyds similar, 4%.
  • DragonQ
    DragonQ Posts: 2,198 Forumite
    Part of the Furniture 1,000 Posts
    Archi_Bald wrote: »
    Nationwide and TSB have fully flexible Regular Savers paying 5%. Lloyds similar, 4%.
    Already using them. ;)
  • mrssjs
    mrssjs Posts: 628 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Mine is due to mature on Friday. The standing order that I have set-up will that then continue to pay into the then empty regular saver and thus start again, or do I have to physically open a new one? Thanks
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You will have to set up a new SO because it will be a new account.

    You can, and should, cancel your existing SO if it is still going
  • mrssjs
    mrssjs Posts: 628 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Archi_Bald wrote: »
    You will have to set up a new SO because it will be a new account.

    You can, and should, cancel your existing SO if it is still going

    Thank you I will do.
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