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Do all high street shops accept visa electron ?
Anyone know what shops don't accept visa electron ? Just got a visa electron and want to check which places don't accept
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First Direct Switch
Hi all, I've been reading up on the first direct current account and what is involved in switching to it. My understanding is that I can switch and as long as I pay in £1000 a month I will not get charged the fee £10? I don't need any direct debits? Is this correct? If so, can anybody recommend any quick to setup bank…
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Debit Card Charges
Hi all, I've made several purchases in the last few months from the website Aliexpress. I used my debit card since I don't have a credit card and just noticed on my bank statement that my bank charged me several fees for each transaction. These seem to be foreign currency charges since the transactions were in US dollars…
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2 Tesco accounts 1 online account?
Is it possible to combine two Tesco savings accounts into one online account or do I have to remember two sign in names and passwords and still have two DDs for my Reward account?
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New bank a/c cash bonuses-do I have to switch ?
I have a few accounts with the Natwest. A current, a saving a/c (earning practically nothing in interest) and a joint account with Mrs Spiritus. I am interested in taking advantage of some of the deals being offered to new current accounts at various banks but it seems every one I have explored requires a full switch of…
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Setting Up A Standing Order
Hi, GOt something thought he mail for a betting tips service, but they want me to pay via standing order. However, I have never set one of these up before, so I scanned it and hope you would tell me if there's anyway I could get scammed by going ahead with it? Thanks a lot. i62.tinypic.com/m835sk.jpg
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Santander Debit Card Upgrade
Hi Went to pay a cheque in to the local branch yesterday. While I was there I asked about the possibility of upgrading my debit card to a contactless one(Been with them since last october) No problems on the account and no overdraft. The assistance tried to order one but the system would not allow it she said she would…
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Santander 123 Mini Current Account Upgrade
Hi There, I have a Santander 123 Mini Current Account (Formerly Santander Youth Account) since I was 12, I am now 17 and due to turn 18 in July. I want to upgrade this account to the 123 Standard Bank Account, with Santander and I wanted to check if they will be a credit check. I believe I don't have a bad credit, as I…
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Secure Trust Bank Account Monthly Account Fee
Hello fellow money savers, I am very new to this and might be asking a silly stoopid question, but here goes.... We swapped our bank account to Secure Trust a couple of years ago, they charge us a monthly account fee of £12.50, is there a way we can prevent this apart from the obvious and switching bank accounts, Thank you…
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Which to pay off first O/D or CC?
Hi fellow money savers. I'm new here and I apologise if my question is in the wrong forum. I'm hope some folks can help advise me with this one. I'm getting a bit muddled (I'm not the brightest spark!) Situation: I have a bit of cash flow problem this month after my car was stolen and I had to use Aqua Credit Card and…
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european banks accounts for non-residents
which european banks can open an account for non-residents in euro? with the same governmental securities and guarantees for the deposits?
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Cash machine charges abroad
Hi been travelling around Europe now for sevens months ,living off savings and money from my rented out apartment . I have a visa debit and a visa credit card ( never used before ) .Had been using the visa DEBIT card now in France for five months .No problems ! ( Except for an extortianate charge of 15 pounds for each…
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Why is HSBC so slow after opening account - A bit of help please.
I opened an account online with HSBC at the end of April, a week later I got a letter asking for a copy of my signature which I sent back, then another week I got a letter and form to complete to be sent a Telephone security password. Today 23rd May I get a welcome pack dated 12th May !. When I try to call them they wont…
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What happens to business bank account during liquidation
Hi, What happens to a ltd company bank a/c during the liquidation process, ie. is the account immediately frozen upon going into liquidation or does this only occur after liquidation has closed? For instance would a client lodgement for such a company still go through successfully or be returned? Many thanks, bshelley
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Online banking
I have been trying to set up online banking today with the Halifax. Had no joy whatsoever, followed the instructions completely but still keeps coming up with "username or password not known" ????!!!!! I seem to remember I had the same problems with trying this last year for my mother, who has recently passed away. Has…
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Cash question ?
I was thinking the other day about the following scenario. Suppose you lost a twenty pound note out of your wallet, for example the wind blew it away. Could that twenty pound note be traced back to the atm or bank where it was initially withdrawn from along with the account number,date,time etc of the withdrawal using the…
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Expat banking (minor dilemma)
Not sure if this is the correct forum but seems the closest.. Essentially, I've been offered a contract abroad which is expected to last circa 6-12 months but ive also applied for residency for Canada which should be processed (successfully or not) whilst I'm away. Not sure what to do as haven't updated my address yet but…
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2 DDs to 1 Tesco account
I have a Tesco account with 1 DD from my Reward account. Can I set up another DD or will I have to open another Tesco account? I am only going to be using this Tesco account to satisfy the 2 DDs required for my Reward account.
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Which Halifax account for new baby?
Morning! I just need a bit of help as my brain is suffering badly through severe lack of sleep due to a new addition to our house! I am wanting to open a bank account for our new baby and have decided that Halifax is the best option - unless anyone can suggest otherwise? At this stage we are looking for a bank account that…
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Is it worth staying with HSBC Advance for future mortgage or switch for incentive?
Good evening, I'd like to get some useful insight on this matter and advices would be highly appreciated. I was considering switching bank account for recently offered incentives for a while. (i.e. cash back from Santander etc.. tried the first direct long time ago but gave up on their 'too demanding and old' procedure on…