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HSBC Crediting Account with more money than I said - Problem ?
When I applied for my Bank Account they asked how much I would be depositing in to the account each month and from where, for example Salary etc. But I will probably me making this my main account so I am likely to be depositing (Crediting) more each month than I said. It will be transfers in from my other accounts,…
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Barclays Current Account Plus Monthly Fee Refund?
Got a random text from 07710409040, asking if I wanted my monthly fee £6.50 refunding for the account fee I pay with Barclays each month? Is this kosher, and is it possible to reclaim this, as Ive been paying for this for over 5 years I can remember, maybe more. 5 years @ £6.50 a month is almost £400. Or shall I just…
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Deposit cash - Halifax which others?
Hi all Are there other banks where you can deposit cash if I have a Halifax account? Thanks
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money transfer
somewhat to my surprise there isn't a sensible place for the transfer of money involving currency differences to be discussed, I'm happy for this to be moved. Anyway having been bitten in the bum over the years by using my bank, a major money transfer business and paypal I'd like to mention ... but now I'll sound like an…
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Halifax switching question
Hey guys, long time moneysaver! Hello to all :beer: I'd like to switch my lloyds bank account to halifax in order to take advantage of the £125 and £5 a month. Only thing is me and the girlfriend currently have a joint account with same halifax deal. It was originally my sole account that we merged to a joint account. Is…
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Debit Card Pending Transactions - Especially Contactless
One of my biggest annoyances is the fact that some transactions show as pending from your available bank balance and some don't. I especially find that most contactless debit card payments do not pend - the merely clear 2-3 days later. Does anyone know why some pend and some do not. The worst offenders for not pending are…
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Tesco Current Account
Hi I m thinking of opening a Tesco current account and apparently there is a monthly fee of £5 for it. Can anyone who has one please tell me if the £750 per month required to avoid this charge can be the same one coming in and going out every month Thank you
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HSBC - Fraudulent account activity
Hi, So my wife called HSBC this morning to update the address on bank account. Checked the account as soon as she was off phone and found a transaction of £150 made. Called up again and it shows the that payment was made by an agent while the customer was on phone call. She has disputed it and explained that she only…
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Advice needed in regards to halifax reward account
Hi guys new to the forum :) Trying to get my finances in shape, as Mr and the other half would like to buy a flat in the next couple of years :) I applied for a halifax reward account in jan but was declined guessing it was because I have a bad credit file just wondering if I was to open a basic account with them and a…
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Nationwide Referral
Hello Looking to open a current account with Nationwide Anyone able to give me a referral as I understand both parties will get £50 on successful opening PM me with the details you need and I will respond
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MSE News: 15 hot tips fight to be your ultimate MoneySaver
What'll triumph in the battle of the savers? The contenders: a year's 2for1 films, Easyjet refund, 16 years free music... Read the full story: 15 hot tips fight to be your ultimate MoneySaver Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to…
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Santander 1-2-3 monthly funding requirement
Apologies if this has been answered before, I searched and couldn't find it.... (edit: got the answer now, see below) in order to get interest on the 1-2-3 current account, "You must pay at least £500 into your account every month" But does that mean there has to be a net £500 increase every month, or do you just have to…
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Abusing paperwork such as KYC to steal your funds
I sent funds from my account at company A to my account at company B. Company B requires incoming funds to be in my name, which has to match exactly. Unfortunately company A used a clearing house and as such, my name was stripped from the transaction details. Company B is requesting the company documents for the clearing…
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Halifax pending transaction
I'm having zero luck with money today! Anyway, I don't finish work until 6.30 tonight so I can't give them a call until afterwards BUT I'm off on holiday tomorrow, need to get some dollars etc. I transferred £1900 to another bank account and halifax have placed it under review. Which is fair enough as it is a lot of money.…
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How long for card authorisation to drop off account?
Is there any set time between a card payment being authorised and that authorisation dropping off the account? Noticed a few times that when I have purchased anything on easy payments whilst the payment screen on the supplier's website says the amount you are paying today (e.g. £20), when you get to the Verified by…
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Money taken from my account without permission
Hi, I was wondering if anyone could give me some advice. At the end of March I booked a holiday with Expedia to Istanbul - I booked it online with my debit card. Two weeks later we had to change the date to a week later - my boyfriend who I'm travelling with called Expedia and changed the booking, paying the £127 to do it…
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coop lost cheque
I received a cheque from eon , with regard to an overpayment on the 15/5 , this was sent to the bank via the royal mail service , envelope and paying slip from PO , handed in and recept for 1 x letter to the coop with my acc no and sort on it. by this method it is supposed to enter there system on the next working day we…
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Were Bank
Has anyone come accross this lot on Facebook? basically it is someone who believes they can set up their own bank and produce their own cheques. He started of using paypal, they stopped his account. Banks are refusing to clear his cheques, people wont accept that this cant work. He is one of those "freeman on the land…
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Bank Statement and Card Opened in the Post ?
I am not sure if this is correct board to put this on, so if not please move it as required, but as it is to do with banking I am hoping it is in the right place. I am basically looking for a bit of advice in what is a strange situation, and I am at a loss to know what to do. For the past 4 years we have had the same…
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Switching bank accounts
Hi, Just wanting a bit of clarity on switching banks to get the free switching money they offer. So my current position is that I have a salary which will allow me to pay in more than £1500 a month, I pay a mortgage to Halifax of just shy of £500 a month. My current account is with Halifax and I get the £5 a month as I…