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Current Account & Credit Card, Barclays or Natwest please help me choose
I have 2 Current accounts that I need a bit of help with as I only really want to choose 1. NatWest Current Account, Contactless Debit card and Cheque Book, offered Overdraft online, no local branch but can use Post Office to pay in or RBS branch. Barclays Current Account, Contactless Debit card and Cheque Book, never…
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Someone else taking money from my Savings Account !
I have a Bank of Scotland Current and Savings account, the Savings account was a old card based one (I have the card for it somewhere) that I never take out off but just add to it as and when I can, it’s really just for a rainy day and for any emergencies. It appears in my online banking and I have never had any problems…
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Citibank Payment Problems
Has anybody had problems making online payments from a Citibank account in the last few days please? I made a payment yesterday and got a message saying "Your payment cannot be processed at this time. Please do not resubmit your instruction. Please call CitiPhone Banking for further assistance". Citiphone Banking tell me…
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Ist bank account for my 14 year old son
Hi all, need some advice. I want to open a bank account for my 14.5 year old son that has a debit card. It will be his first bank account and so hopefully teach him a little about saving and spending responsibly etc. Do I need to apply for an account for him with the bank I am currently with (Santander) or does that…
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Removing CVV numbers from credit/debit cards?
Does anyone else remove or obliterate the CVV number on their credit or debit card? This is a key part of CNP fraud and if it isnt there,it provides a good safeguard. If you have removed/obliterated it, have you had any issues using your card(s)?
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slightly over my overdraft limit
Hi I have a business account, a joint husband and wife account and a personal account with Nat west, I also have a joint account with my brothers and sisters, I went slightly over my overdraft limit (direct debit caught me out by a week) the bank sent me a letter saying if i didnt resolve it, i did at the first…
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Automated Payment Question
What are the automated payments called that use card details to take a fee instead of bank details. In my case it's a gym membership. Is it just an automated payment? I'm sure I've heard it called something else. Standing orders and direct debits are set up with bank details if I remember correctly. Do they have any impact…
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Halifax rewards
how many of these accounts are we allowed? I read it used to be 3. I was creating a donor account and must have applied for a rewards account - so I now have 2. Im thinking if this is allowed I might actually keep it for the free £10 you can make. using this donor for FD switch incentive. FD application was successful,…
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Overdraft fees on Flex Plus
Hi I have a nationwide flex account and was interested in upgrading to Flex Plus as I was particularly interested the mobile phone insurance aspect as I had a phone stolen recently and have two teenage sons so wanted to ensure I'm covered in future. What I don't understand is that if I pay the £10 per month for the upgrade…
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Am I allowed?
This might sound really silly but I still don't know much about banks and accounts. At the moment I have a current account with Nationwide and an ISA with Skipton Building Society. Am I allowed to open a Savings account with Nationwide as well or am I only allowed so many types of account? Thanks in advance -T xx
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Natwest ibpimport what does this mean
Hi, new to this site and looking for some help. I received a payment today under with payment reference ibpimport next to it. I'm with natwest. Any ideas if it would just be my wages? For 8 months it has Normally come up with my employer name as reference. So don't think this is my wages and obviously the amount does not…
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Money management Software
Hi Guys, Since Microsoft money seems old and now unsupported, what good alternatives are availbel for managing personal finances. I want something that will automatically drag info in from my online banking so I can categorise spends fore cast and generally track my money. Thanks Scott
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which card to withdraw euros in Italy?
I have a Santander 123 debit card, a BoS Vantage debit card, a Halifax Reward debit card, a Nationwide FlexAccount debit card, a Nationwide FlexDirect debit card and a TSB debit card. The only accounts that have any money in them are the Santander, Bos Vantage and TSB accounts. The Nationwide Flexaccount has no balance,…
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Cashing an international cheque
Hi, I have a cheque arriving soon from my Australian Super fund from my time living there, obviously in AUD and for around $15000. I'd like to access the cash ASAP however my bank has told me that there is a wait for 28 days for all AUD cheques. Can anyone advise a quicker (and secure obviously) method of obtaining the…
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Faster Payment Transfer Missing
Hi Sorry if there's already a thread regarding this. I'm after some advice. My wife and I have a joint account with Lloyds which both of our wages get paid into, and she also has a Santander account which she still has some direct debits coming out of. Last night (Sunday) I transferred £500 from our Lloyds account to her…
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How would you have answered?
I am opening a new current account with Halifax (to get the switching bonus) and having done the initial account set up successfully online I phoned to check something. I was asked some security questions: 1) What is your authorised overdraft? Yep - I can answer that 2) How many accounts do you have with us? I said "Well…
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Cheap ATM use in Spain
Trying to figure out the cheapest way to withdraw cash at ATMs in Spain. I've found a list of all banks with various charges and only I think Metro Bank and Peterborough BS not charging. I don't have an account with either though. I am a Santander 123 current account holder and it seems to me that using a Santander bank to…
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Switching from RBS
Hi , I am thinking of switching my current account with RBS (mainly to gain from the switch offers out there offering cash). I have been with RBS for 40 years. Do you think it would be worth calling them to see if they would match the amount i could get for switching from other banks? Anyone tried this? Thanks in advance.
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YBS Money Manager acting up?
Any YBS Money Manager users out there having problems with Sainsburys Bank and Santander? (Via Internet Explorer.) Over last few days it doesn't seem to like either of them.
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Online Transfer Money Missing
Hi, I wanted to get some advice from anyone who has been through a similar situation. I recently did an online international money transfer from my UK barclays accounts to a bank in another country. Its been nearly a month now and the money has been debited from my barclays accounts but has not been credited to my other…
