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Current Account & Credit Card, Barclays or Natwest please help me choose

AlisonGray
AlisonGray Posts: 43 Forumite
edited 31 March 2015 at 8:19PM in Budgeting & bank accounts
I have 2 Current accounts that I need a bit of help with as I only really want to choose 1.

NatWest
Current Account, Contactless Debit card and Cheque Book, offered Overdraft online, no local branch but can use Post Office to pay in or RBS branch.

Barclays
Current Account, Contactless Debit card and Cheque Book, never offered Overdraft no offers online, Local Digital branch so no counter just paying in machines, but can also use Post Office to pay in.

NatWest
Platinum credit card, Limit £5700 paid off in full each month when used.

Barclays
Platinum Credit Card, Limit £3500 paid off in full each month when used.

Which one is best and why would you choose it ?.

Thanks

Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 31 March 2015 at 9:49PM
    If you can't chose, then both are equally good for you. Why can you not keep both? Having at least two current accounts with different banks is a norm nowadays in case of some technical issues that they often have.

    Also, generally there is no advantage in having a CC with the same bank that you have a current account with.
  • No_6
    No_6 Posts: 835 Forumite
    Part of the Furniture Combo Breaker
    As above :)
    regards
    6
  • badger09
    badger09 Posts: 11,701 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Why not choose a current account which pays you 5% interest on a credit balance? :cool:
This discussion has been closed.
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