-
Money paid into our account incorrectly
Hi This is my 1st time using this forum so apologies in advance for any mistakes etc. I run a business with my father and towards the end of November 2014 we had contacted one of our buyers to request payment of an o/s debt which they had failed to pay and was in the region of £1800. A few days before xmas a sum of £1800…
-
Opening an individual and joint Santander 123
Is their online application process easy for a joint account ? If I open a joint and an individual account is it better to do the joint first or the sole ? Sorry if it sounds a bit thick but it's been years since I opened any other account than savings .
-
Irish Pension
Could someone offer me some advice please, I am based in the Uk and I am paid a Irish pension, this is transferred into my uk bank account and I am loosing quite a bit on currency conversion each month, does anyone know if I could open a euro bank account in Ireland here in the uk? or open in a euro account here in the uk…
-
Bill Payment Advice
Hi Everyone I have lived with my partner now for 8 months. We have been together for 14 months and everything is great, we rarely have arguments and our relationship is solid so far. Though my biggest concern (rightly so) is that my partner owes me rent money from December & January. During Christmas he spent crazy amounts…
-
cahoot bank no interest
cahoot bank will stop paying interest on their current account and do not offer contactless. Is this normal for current accounts ?
-
First Direct Internet Plus & M&S
afternoon all I use FD internet Plus to access all my accounts. I have just added M&S but it doesn't appear in my list of accounts, all the others are working fine although Sainsburys seems to be playing up a little today. M&S uses the little Digi pass pin code which I guess is what the problem is, is there a way round it?…
-
Renting/Budgeting
Good morning! Would you consider paying £480/£500 on rent on a £1050 take home salary? I would be living alone. I would not be entitled to any benefits. I have never been in debt, have nothing on finance. I will also be getting three small (very, very, very) increases in my take home salary through the year with the tax…
-
co-op bank
looking to swap one of my accounts to co-op as topcashback are offering money and also there is the £100 switch bonus. If I stay with them for say 2 months then move to another bank like first direct, can they do anything about you moving after just giving you £100? going to do some bank hopping for free money lol but…
-
Euro Bank Account
Can anyone offer advive on where I can get a free or low fee Euro current account as a UK resident?
-
General Budgeting Advice
I wasn't sure where to put this as it seems to fall into so many categories. Apologies in advance for the length, I'm not really sure where to start so I'll explain my situation before asking my question. To cut a long story short, I'm looking at having a severe drop in income for a few months followed by a drastic…
-
bank that doesn't require pin to deposit money
As above I do most online but cba set up on YB so will be withdraw £500 come april
-
Can I open a HSBC now if I had past problems with First Direct ?
In 2006 I ran into financial problems with my First Direct Current Account and Credit card, all my own fault and I take full responsibility for it. They kept on applying fees and interest and I kept on repaying but it got out of control and was eventually passed to a Debt Collection agency. It was passed from various Debt…
-
I got a letter from Santander, luckily this came with it
http://imgur.com/gFPxrtH
-
Can I open an account in trust for an adult child?
I am looking to open a bank or building society account for my 18 year old but to be held in trust or administered by me as she is very young for her age and I deem her too vulnerable to manage the money wisely. She has just had a baby and her partner has a criminal record and I need to make sure the money is used for…
-
M&S switch - applied just now - will reply within 48hrs - left it too late?
Have just applied for the M&S current account in my name. They will reply with 48 hours by email with a yay or nay? Have I left it too late to switch? When they reply by email, will I have enough info to start the switch? (assuming I am accepted) The other reason I ask, is that my wife was going to do the same in her name,…
-
Switching
You guys that have been on the switching bandwagon have you ever been challenged for using a donor account which evidently isn't your 'main' current account? I notice some of the banks t&c's say 'switch main account'.
-
Help me find the best accounts for the rest of my savings
My current breakdown of 11k savings: 1) TSB Classic Plus: £2,000 x 5% 2) TSB Classic Plus: £2,000 x 5% 3) Nationwide Flex Direct: £2,500 x 5% My Nationwide Flex Direct account will reach maturity next month so I won't have the 6% interest. I also have £4,500 in a nationwide ISA which will mature next month then I will take…
-
Perhaps I've finally gone too far (for now)
M&S actually rejected me for a current account this week, so no extra regular saver for me. I think perhaps I should calm the switching frenzy for a few months until the dust settles, especially as I just started stoozing with a 0% purchases CC. This time last year I had 2 current accounts, both with Santander. Now I also…
-
Graduate overdraft about to end
I graduated last year and have a graduate account with the co-op bank. At some point this year the £2000 interest free overdraft limit will be disappearing, even though I am a considerable way into it. I have been to speak to other banks about switching (as almost all offer a better graduate deal) however the problem I am…
-
Setting off debts
Hello, I wonder if can answer this. I have a coop savings account. That is the old fashioned bank account with no cards, no online facliities etc. Someone wants to pay into coop account via internet banking. So I got a sort code, coops account number and my reference number. Here`s the snag, I note that the sort code…
