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Nationwide Flex Direct options
I have had the dreaded letter from Nationwide telling me that in 2 months time my 5% interest rate is ending, so I am looking at options going forward. Having read the T&C's I think I have understood it correctly that if I was to open a joint account it would be eligible for the 5% again for 12 months. Can anyone confirm…
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Rbs overdraft usage fee of £6 per month
Hi, All RBS have levied a£6 pm overdraft usage fee on my arranged overdraft in 2013. I had a balance on my overdraft of £1900 and the only transactions going through were the interest charges. I was not using the od as such. I could not pay anything off it at the time so kept the paying the interest charges. I have now…
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M&S Bank Freepost address
Hello My wife has applied and been accepted for an M&S Bank account and they have send her some documents requiring her signature. They ask in their letter to send the documents back in the enclosed freepost envelope. The problem is that there is no such envelope. Yesterday she spent nearly 30 minutes on hold on the phone…
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Barclays Refer Stream
What's a Refer Stream - 180. I assume 180 is something similar to 'do not touch with a barge pole' (out of 1000 perhaps???). Just curious. They printed my statement out and it has that on it. Along with an uncleared cheque which has been added to my balance but I'm not sure if they'll let me draw on it (I didn't try!)
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How does Nationwide process payments
Hi. With Nationwide being a building society how do they process cheques etc. Do they share systems with another bank.
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Possible to get a list of CPAs?
If I go into my bank and ask for a list of continuous payment authorities is this something they will be able to produce for me? It is not clear to me from reading the various guides on CPAs that this is possible. Basically I want to be able to check exactly what is set up on my bank account and debit card but CPAs seem to…
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Single account-is it possible to have 2 cards?
Hi, I am moving in with my boyfriend next month, he doesn't have a good credit rating, mine is better but not great so we want to work on improving them before getting a joint account. In the mean time, I want us both to put money into an existing account which is in my name for food shopping/things for the flat/joint…
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Handelsbanken
Has anyone had any recent experience with Handelsbanken? I see from the forum there are a few reports for 2012/3 ish but no more recently. They seem to be one of the few to want to offer me a mortgage, but want me to transfer my current account over to them at the same time. I am wondering if this is a good idea, as HSBC…
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Pay in euros Into uk account help !!
I really need some advise.. With the euro being so bad at the moment it's the worse time to be paid in euros. I'm currently working for a Luxembourg employer but get paid straight into my Uk bank account.. Uk citizen living here but luxembourg employer Each month I'm losing more and more money, is there any good euro…
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Santander Interest question
Maybe i am been a bit thick here, i am not a die hard banking fanatic hence my question. for the monthly 3% interest i meet all the criteria and keep my account in a positive state, my santander account i use for everyday bills debits etc. Now when the interest for feb was due i had this 25/02/2015 INTEREST PAID AFTER TAX…
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Euro account
Which is the best bank for holding Euros in?
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This is odd, anyone else?
I recently got a co-op current account in addition to my cashcard account. With my basic account, everything is reported in 'real time' ie if I spend I can see straight away the amount available and the amount yet to come out. Works brilliantly on my phone. The current account doesn't do this... any idea why? It's a bit…
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Banking problems- Ask the Ombudsman
If you find yourself in a bit of a pickle with your bank do you know that we can help? We can look into a wide range of queries relating to your bank, things like; · if you’re having money problems and you think your bank isn’t doing enough to help · if you’ve had a problem with a direct debit or a standing order and can’t…
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MSE News: Technical glitch leaves NatWest customers without money on payday
NatWest customers have been left frustrated as their wages have not been paid and transfers aren't going through ... Read the full story: Technical glitch leaves NatWest customers without money on payday Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read…
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Moving to HK - Sending money across
Hi guys, I am moving to Hong Kong for work and I wanted to see what is the best way to send money across to my parents as that what I currently do right now. Any recommendations on which High street banks to use or alternative system to explore? HSBC seems to be the most obvious one but it comes with a £25 charge if I am…
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Bank family trees - is there one handy?
Does anyone know if there is a 'banking family trees' type document available? Something that shows the major banks and their relationships to other banks. It might be useful for multiple current account holders to have all the info. collated into one.
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Santander has lost my money
Hi im new to this forum so if this dosent end up where it should please accept my apologise. i applied for personal independence in October 2013 for a medical condition i have and at the time we banked with Santander. In January this year 2015 we received a letter from the dwp to say that my claim was successful and a…
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International Bank Transfer
Hello I am awaiting a payment from a relative who lives abroad (within the EU) The payment left her account on Tuesday morning (3 days ago) but it still doesn't show up on my bank account. Another transfer of a much smaller amount (same country and bank) has been done on Wednesday evening and the money was in by Thursday…
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Only partial refund from Natwest for Adv Gold acct
Hi all. Today i received a letter from Natwest. They confirmed id had my acct from Dec 2007 to August 2012. They agreed i had been missold the account but had only refunded my fees up to March 2010. This was because i had apparently applied for an overdraft in March 2010 but was unsuccesful. Within 60 days after that date…
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Switching headache
Hello, I'm wondering if anyone can help me. I set up a Halifax bank account a few weeks ago, with the intention of switching my Norwich and Peterborough account over in order to get the switching bonus. But I have just been told that you cannot switch a N&P account for some reason. I also have a Nationwide account, but do…
