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Money to spend on myself
Bit of a random question here. I was just wondering how much everyone has to spend on themselves each month? I am self-employed, so my income fluctuates month on month, so we decided the fairest way to do things would be for my hubby to pay all the bills and monthly living costs (he earns around twice what I tend to earn),…
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MSE News: Current account holders can access data to help find their perfect bank
A tool to help consumers compare current accounts to get the best deal has been launched by comparison site GoCompare ... Read the full story: Current account holders can access data to help find their perfect bank Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all…
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Always get a debit card for donor accounts
I opened an account with Bank A in November 2014 to get an incentive. As part of the application, they asked whether I want a debit card. I chose "no", thinking I wasn't going to use the account and would then switch away after a few months, and it's one less debit card to store and potentially get stolen. I'm now…
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Switching bank accounts
I have been with natwest for the past 9 years and want to stay with them as i know it looks good on credit file as I want to improve it. I was wondering if I could open another bank account then switch that to get the welcome bonus of one of these bank accounts which offer the cash rewards. I could easily transfer some of…
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Natwest cheque clearance
Hi, I am aware of the rules regarding cheque clearance and what the Natwest website states for cheque clearing times, I was just wondering if anyone else with a Natwest Select Current account had recent experience of cheques funds being available in 3 days, as they used to ie: pay cheque in tomorrow, funds available…
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HSBC and Internal Scoring, and Advance
I've had an HSBC current account for over 12 years. I've recently been a bit more interested since they launched the Save Together ISA. Anyway, a few months ago I asked if I could have a contactless card on my account as I was going to use that account for small spends. I was declined, which was a bit of a surprise as I…
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Lloyds club - "LOST INTEREST DIG3"
Has anyone else noticed this transaction on their lloyds club account?
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Can't get savings from bank.
Hi, First post. I have been in a battle with my bank for around 6 months trying to get my savings back out from a savings account. I have encountered obstructive responses from them including non-returning of calls, missed appointments and broken promises of pay,net. They say (at this juncture I will not disclose the bank…
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Swap from Halifax to Santander 123. CCJ on file?
Hi all, I currently bank with Halifax, from which I earn about £100 a year interest/rewards etc. I have just completed the Santander calculator and it suggests given my situation I could receive £318 a year in interest and rewards from them. I have a 'settled' CCJ against my name which still has about 4 years left to run…
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Santander 123 - Interest conditions?
Thinking about opening a 123 acc purely as a secondary savings account. I am wondering how strict the conditions are to receive the 3% interest? I understand 2 D/D's must be active, though im not keen to bring these across from my main long standing current account. Can (& how?) I simply open up 'phantom' D/D's for the…
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Transferwise - what you see is not what you get
I've got a moan about transferwise - The wesbite showed me how much I would get, so I went ahead with the transfer, but when the money arrived it was £30 short. Apparently it's always like this, the deal isn't fixed when you place the order. OK I can now understand why they do this, but they should surely make it clearer,…
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First Direct Switch - Declined
Hello, sorry to dredge up a much repeated topic. I spent the majority of my spare time yesterday reading old threads on here of various members who had applied for a FD account and been knocked back when they had seemingly good credit reports and scores. I applied to switch from Natwest to FD on monday and was straight up…
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Halifax reward switching account
Hi Just wondered if anyone knows if there is an end date to switching accounts to Halifax reward account. I have noticed today that there is a comment saying start the switch by April 5th, does anyone know if this means the offer is finishing? Thanks Gill
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lloyds
have not been able to log into lloyds for a week now, have an apple pro and it comes up with the message safari cannot open page as server dropped connection can any one please tell me how to put this right
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Santander 123 Account
I presume that I can withdraw euro's from my 123 account using my Santander debit card with no transaction fees & no currency charges. From a Santander cash machine only. Just looking for clarification !! TIA
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Debit Card Declined, flight price increased
Hello all, I recently tried to purchase flights to Argentina through Faregeek.com but received an email a few hours later saying that my card had been declined. I called Santander and they informed me that the expiration date had been entered incorrectly and that is why the card was declined. In the email from Faregeek.com…
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Paying bequest to friend in USA?
Help please MSE folk. I lost my lovely Mum a little while back and am finally close to sorting out all the financial fallout. One outstanding task is a small bequest (£1000) to be paid to an old family friend who now lives in the USA. I'm looking for advice on the cheapest way to send this securely.... It's just possible…
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Implications of being turned down for a current account
My partner has just been turned down for an M&S account. I am not sure of the exact reasons at the minute, they will write to tell us in due course. But what effect could this have on opening up further current accounts (working our way through the switch incentives at the minute)? Will it put a mark against his name? Can…
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Halifax / Lloyds 08000 327329
Has anyone received frequent calls from 08000 327329. I believe it is Lloyds/Halifax inviting you to make an appointment for a review. I could swear I asked for no marketing by all methods a while back.
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£25 to make same day payment online to family member. Do all banks charge this?
My son has recently moved house and I wanted to transfer some money into his current account to help with the ongoing expenses of the move. To do this online from my current bank account (Barclays) will cost £25 for a same day payment. Otherwise it will take 24 hours. Do all other banks do this as well?
