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Nationwide Debit Card Issue
Hi there, Last year I moved from Natwest to a Nationwide Flex Plus account. I've not had any problems with the service but the only issue I am having is that I cannot use my debit card on a train to buy a ticket. I have no issues using the card any other time and as I regularly commute on the train (and cannot get a ticket…
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15yr Old account & debt found through credit check!!!
:eek: I recently checked my credit report. On there was a debt from an old bank account I thought had been shut 15 years ago. It turns out there was a transaction that went through after I stopped using the account (must have used the wrong card) for around £25 Since then around £2 to £3 a month has been applied in…
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Nationwide flexdirect account 2nd time?
I previously opened one of these 5% interest accounts last year can I open a new one this year? Or is it limited to one time only? My account interest is reduced to 1% next month which is rubbish.
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Cheque Debit Time
Hi If I write a cheque, once the other party banks it, how many days is it for the balance to come out my account? I need to transfer money from other accounts to cover it but obvioulsy dont want it to bounce in the meantime! Thanks Ben
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Unpaid Transaction Fee & Credit file
Hi guys. Wonder if you could help. I think I may have destroyed my credit file. Im looking to apply for a mortgage in the autumn and spent the last 2 years making sure Im in an excellent position so get accepted. Never had a CC before 2 years ago. Ive paid CC on time everytime, no defaults, nothing. My credit file/history…
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HSBC Business Account internet banking experience?
Does internet banking for HSBC Business accounts show transactions going back years rather than 6 months? On my HSBC Personal account I can see transactions for the last 6 months but for further back I have to look through PDF statements. I'm wondering if HSBC Business internet banking is the same. Can anyone with an HSBC…
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Accounts for Euro
My daughter works on a cruise ship and gets paid in euros into her English bank account it is then converted into pounds last year this wasn't too bad but now the euro is so good to the pound her conversion will be very poor. What would be the best account to get for this.
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Clydesdale Bank polymer notes
...being issued now. http://www.bbc.co.uk/news/uk-scotland-scotland-business-32000610
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Clydesdale signature account travel insurance
Worldwide family multi-trip travel insurance policy (excluding Afghanistan, Cuba, Liberia and Sudan) is underwritten by AIG Europe Limited. You and all persons insured must have lived in the UK or Channel Islands for at least 6 of the last 12 months before opening the Signature Current Account for cover to be available and…
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Cycling/switching accounts
Hi, Slowly but surely I'm building up current accounts for switching as well as decent interest rates on my money, I'm also on my 3rd FD regular saver and have just successfully applied for an HSBC advance so that I can get a save together ISA. Anyway, I'm thinking it would be a good idea to get my money moving automated…
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I should regularly check my bank account!
I've just discovered that two insurance policies I cancelled last year have still been taking money from my bank account. I didn't cancel the DDs because I assumed, wrongly, that they would stop taking the money. However it seems that both insurance companies still seem to think they're still insuring me, despite me…
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Minimum opening time for switching an account
Does anyone know if there is generally a minimum length of time for an account to have been active / open before it can be switched? I'd like to take advantage of some switching deals but am quite happy and / or tied into my bank accounts. Hence, I'm wondering about opening some basic account(s) for future switching.
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Tax on interests
I created a few current accounts to get taxable interests (first time for me, before I was just on ISA). I am on the higher income tax band (40%), and reading in the gov website here and here it seems I have to tell how much interest I earned. Is this process a pain? I have never done it and I am looking for opinions. Also…
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Direct debit with Tesco saving accounts
[DUPLICATE] Sorry! Not sure how this has happened. But it doesn't seem I can delete this thread anymore.
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Direct debit with Tesco saving accounts
I have set up the 2 Tesco saving accounts to satisfy requirements for interests for a few current accounts I created. Now my OH is creating her current accounts so she enjoy a 4% interest over a few £k. Does she need to create other 2 Tesco saving accounts on her name for the DDs or we can re-use mine? Thanks!
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Oops! Have I lost a months interest?
I fund my TSB classic plus current account with standing order for £500 once a month on the 28th from my Santander123 joint current account and recycle it back the same day. I have just noticed that no interest was paid in March and I presume it was because the 28th of February was a Saturday that the standing order didn`t…
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Bank current account fees
Hello everyone, thanks in advance for reading I have a current account with a local bank in NI and was just wondering if it was normal to be charged for each direct debit that I have set up in my account? I have made a total of 85 direct debits and it says there is a fee of £0.43 for each one. 'Automatic lodgements' (I've…
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Lloyds monthly saver
My OH ,who is a non tax payer, has had a Lloyds monthly saver for 10 months paying 4% gross.She registered for gross interest on her Club Lloyds current account.Does she have to register for gross interest for the monthly saver as well? Is there anywhere online that she can see if she is registered for gross interest for…
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Switching without changing a main bank account
I love my main current account so don't want to change it, but do need a second current account and thought I might aswel see if there is a way to also gain a switching bonus. So I've been trying to work out a way to do it. If for example I opened a new bank account as a temporary measure, created two direct debits and…
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advice switching to nationwide
Hi I am just looking for some advice on switching my current account from Lloyds to nationwide. I have been angered by Lloyds service and really want to leave this bank, but the sticking point is that I am £2000 into my overdraft. I am completing on a flat purchase next week, so don't have any spare cash and probably wont…
