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Bill Payment Advice

Everton11
Everton11 Posts: 1 Newbie
edited 29 March 2015 at 12:19PM in Budgeting & bank accounts
Hi Everyone

I have lived with my partner now for 8 months. We have been together for 14 months and everything is great, we rarely have arguments and our relationship is solid so far.

Though my biggest concern (rightly so) is that my partner owes me rent money from December & January.

During Christmas he spent crazy amounts on presents (including mine, parents etc) and didn't have enough money for the bills. It started at £300 and now is at £800. He has paid me £600 in February/March but our bills are around £350 monthly anyway... so he hasn't really made any headway.

He doesn't get paid a great deal, and I understand his situation but I am obviously getting severely worried that this won't improve.

I have brought it up now about five times, and each time he gets annoyed and irritated, maybe because he can't honestly pay me back or maybe because he just can't handle owing me money?

The question is, how do I get it through that this is really important and could potentially split us up?

The £800 isn't going to bankrupt me, but it is a big deal (considering we have only lived together for a short amount of time), especially if the money continues to grow into more than a grand. So what do I do? Can anybody give me advice, who has maybe had a situation like this before?

Comments

  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    edited 29 March 2015 at 1:02PM
    You might be better posting in the relationships / marriage section.

    I do, however, get your angst.
    The question is, how do I get it through that this is really important and could potentially split us up?
    You say "This is really important to me. As partners I need us to manage our finances sensibly and properly. If you're unable or unwilling to do this I think we will eventually split up".

    His response will tell you how soon eventually heeds to be.

    Whatever the outcome, don't let him take you for a mug.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Everton 11 your post is full of contradictions.

    You need marriage guidance - if there is such a thing for un married couples.

    On the one hand you say you are solid and you don't argue then you say you are worried about him owing you rent money.

    IMO accept he overspent at Christmas write off the money owed just tell him no 1 priority every month from now on has to be rent and bills OR face up to the fact you are not as solid as you thought - only you 2 know where you are going with this.
  • pmduk
    pmduk Posts: 10,683 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    What used to be the marriage guidance council (now called Relate, I believe) does offer advice to cohabiting couples. I believe, though bear in mind that those of us choosing to use a money-focused site may over-prioritise money matters, but a couple with such differing attitudes to money - and no agreement on how to deal with this have little chance of a successful future. I'm sorry, hopefully I'm wrong.
  • so is he your partner or lodger? lodger's pay rent partner's work together to make things work. just my opinion.
  • badger09
    badger09 Posts: 11,701 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    so is he your partner or lodger? lodger's pay rent partner's work together to make things work. just my opinion.

    She clearly said 'partner'. Lodgers and partners pay rent.

    She paid their (shared?) rent and he hasn't paid his share?

    Just my opinion :cool:
  • badger09
    badger09 Posts: 11,701 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    OP

    You and your partner really need to sort this one out.

    IMHO the money he owes you is not the main issue. What really matters is that he's willing to spend money he doesn't have, because he knows you will keep a roof over his head. That attitude isn't going to change :(
  • The question is, how do I get it through that this is really important and could potentially split us up?

    put all his stuff into a bin liner and turf him out, you are obviously the sensible one of the two do the sensible thing and give him a reality check

    just my opinion :)
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