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14 year old bank account that can be used abroad
My daughter spends time between UK and Spain. She is 14 years old. Is there a bank account she can have here which will give her a card that she can use to withdraw cash at cash points in Spain.
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A business reason to close my account
I have tried today to log onto my bank account and it said that I had to contact the secruity reason, which I did and I was told for business reasons they have closed my account for no reason what so ever! I think it is a joke! Does anyone know on here how to get a reason why? What numbers to call (not 0845) to find out…
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Direct Debit - taking money late
Hi all, I have various direct debits set up to come out of my bank within the first 5 days of the month. I don't touch anything in my bank until the 14th of the month knowing that all my bills have been taken by direct debit and what is left is mine. my home insurance is due out on the 4th of each month, on the 1st of…
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How to pay someone large amount
Hi Guys I hope this is the correct forum We are executors of an estate , we have realised the estate (i.e sold the house left in the will) , there are stipulations in the will , for 5 grand kids to have some cash put in trust until 18 , and two adults to divide the rest equally , it means one person , is due about £137k…
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Nationwide Fexdirect Overdraft limit reduced
I have 4 Nationwide Flex Direct accounts. Two are fully loaded to gain the 5% interest while I use the other two for the free overdrafts (maxed out at £2.5K and £2k respectively) to gain interest 'elsewhere'. My partner is doing similalrly with 3 Flexdirect accounts. However, with 6 months still to go since our accounts…
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Best bank/system for travellers?
I am constantly on the road, especially next month I'll be leaving to South America for 6 months and I realized recently that my old bank account was charging my huuuuuge amounts of fees for withdrawing abroad. So just wondering, other than taking crazy amounts of physical cash with me which obviously isn't safe, what is…
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Barclays - 2 x User ID's
I have held a Barclays Cash Account for approx. 8 months now, with no issues. I applied online for the Barclays Bank Account and received my sort code & account number, but the account isn't showing on my online banking. It turns out that I have a brand new customer ID, I've logged in and all's fine with the account.…
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Natwest - Unfair Default on my account without my knowledge
Hi There, I had a current account with NatWest 2 years back and without an overdraft ,they upgraded to silver account and all of their monthly charges and it camearound £600, which I didn't notice, because I was switched to another accountand I asked bank to close my account , but instead doing anything they simply addall…
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Post Office withdrawals & Santander
I am in the process of changing banks to Santander's 123 account. Much to my annoyance, the Post Office web site shows that Santander customers can withdraw cash at Post Office branches but the local post mistress said it wouldn't work and that only former Alliance and Leicester (Santander now) customers could use the…
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BOS telling me to "sod" basically....
Anyone been told by their bank to "sod" off??? I have basically just been told that. Reasons - I manage my account too well. I deposit too much money into the account, I don't go into debt, I never used my approved overdraft, I don't borrow anything from the bank. On the other hand they have to pay me £5 pm as I have the…
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USA Cheque Cash in
Hi All, I work for an american company and I'm in their sharesave plan, which is paid in dollars when I want to sell. I'm off to the states for Christmas and was wondering if anyone knew the fees and charges if I brought my cheque and got it cashed into dollars to spend there? Would I be able to do it at any bank? Cheers!
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MSE News: Barclays plans overdraft fees shake-up
"Barclays is reviewing overdraft fees and charges as it plans a major overhaul to rid itself of 'any sins of the past' ..." Read the full story: Barclays plans overdraft fees shake-up Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum?…
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Rejected for a nationwide flexdirect account
Afternoon all. Myself and my fianc! just applied for a flexdirect account to take advantage of thr 5% interest rate. We used the online 10 minute application form which asks forboth applicants address (3 years in one address for one and 2 addresses over 3 years for the other) and employers (both the same). It also asked…
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Nationwide card reader
If I got a new debit card because the old one was misplaced but then found, will I be able to use the misplaced then found debit card in the card reader for online banking? I know I could try it but I am worried it will screw things up and I would then have to get another new card and even a new card reader. That way when…
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FIRST DIRECT - £125 credit for opening account ?
Hi all Just opened one if these and looking at getting the £125. Has anyone else done this ? Do you HAVE to use their dedicated switching service ? I would prefer to do it myself as I have two sources of income, both over £1000 month BUT only want to use one source and keep my current Nationwide account open. Cheers
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Do TSB still use Lloyds Credit Policy Decline (CPD) markers?
As the thread title says really. For some reason my current account with Lloyds TSB had a 'Credit Policy Decline' marker (despite a clean credit history etc and credit card/overdraft being offered by Natwest where my other current account is held). Now I have been moved over to the new TSB do they still have/use this same…
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Nationwide overdrafts.
I am enjoying having the free overdraft facility from NW and have it for another 6 months. I keep increasing the overdraft as its interest free and every time the system allow it to be increased. Does anyone know when you reach a certain limit what the system says. Would it get referred to underwriters or just a straight…
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First Direct
Hi guys, Can anyone please guide me to get the £125 incentive for account opening. As far as I can see, there is no requirement to transfer 2 DD/ SO's or easy switch service? All I have to do is to just pay in £1000/m to get the incentive. Please can you confirm if thats the case with first direct or am I missing…
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Barclays Downtime
Barclays have again tweeted that their online, mobile and pingit services will be down between 00.30 and 0530 tomorrow morning (Sunday). ATMs and card purchases will be unaffected.
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FairFX - Lost/ Stolen Card Replacement BEWARE
Just remembered that I reported a fairFX payg Mastercard when I was on holiday. It still had a good amount of money on it and was suprised to have not received a replacement. I was shocked when I contacted them that they dont replace cards as standard or contact people, even when the card contains funds.
