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Do banks know if a director opens another limited co?
I am planning on opening a second ltd co, I was just wondering if my current bank Natwest would somehow be aware of this, or alerted to this and if it would cause any probs?
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Bank Fraud! Santander!!!
Hi, i have a santander current account and just 3 days ago i checked my monthly statement and i have found out that £100 has been taken out of my account each week on a tuesday consecutively! It gets even worse... apparently i have taken the money out! as it was a cash withdrawal! I mean i work so i can never be in town on…
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Switching Banks - Not an easy procedure
Hello Everyone! Tried switching banks from Nationwide to First Direct after seeing all the supposedly good reviews. After two days of phone calls, a 12 mile round trip to an HSBC branch to prove my identity and numerous emails it seems that I am not classed as a new customer due to an old ISA account with First Direct that…
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Warning about Smile/Co-Op
I have banked with Smile (the Internet arm of Co-Op Bank) for many years. Recently, in order to complete my tax return, I requested four copy statements via the Smile web site. I could not view these statements online even though they were less than a year old. They provide you with a screen where you input the statements…
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Santander stopping paper statements
I got a notice with my statement today from Santander that last month I was made aware they will no longer send paper statements. Instead they will send an email when statement ready to view. I don't recall this. Can still opt back to paper if I want though so it says. My settings are still on for paper for all accounts…
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Lloyds: interest on account closure
Is interest paid for the day an account is closed or only up to the day before?
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Lloyds TSB - Lloyds Bank & halifax
Hi all i dont know if anyone can help i was banking with lloyds tsb and it has now obviously changed to lloyds. I have an outstanding debt with halifax and i am slightly concerned that all both halifax and lloyds bank both appear under the lloyds banking group that they will be able to sieze the money from my lloyds bank…
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Overdraft fines being applied to account 2 days before payday.
Yet again, I've been stung with a £40 charge by First Direct for some ridiculous £2 overdrawn (for less than 24 hours) at some time in the last 6 weeks...and YET AGAIN it's posted to my account at the end of the month, 36 hours before I'm paid, and automatically sending me into the red AGAIN. Call me cynical but surely…
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free account for semi-dormant company
I have a Ltd company which was setup for a small business I was running, to all intents and purposes it's a hobby. I was advised to set it up as a Ltd company from day 1 in case I ever wanted to progress it from a hobby to a full time business as it would give the company some history. Anyway the issue I have is that the…
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Advice re how to manage a bank account for someone else
Hi all, I will try and cut a long story short and hope you can offer some advice on how best to handle this. My uncle is in his 50's and has learning difficulties and whilst able to live on his own and take care of himself he has the mental age of a young person (sorry not explaining that well hope you get the gist). My my…
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Business account, which director can open it?
I am actually thinking of the Cashplus prepaid card business account If a limited company has 3 directors, can any one of these people open the business account?
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more than £5000 in vantage account?
For a few days a month and a couple of times a month, when my money goes into my vantage account and before my DDs come out, 5 DDs all at different dates, I can have up to £5500 in my vantage account with the DDs adding up to £490 Would you transfer the money over £5000 into a savings account and then the same day that the…
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Moving Direct Debit Dates
I'm trying to better manage my bank account and finances and want to move the dates of all my monthly direct debits so they are all paid within 7 days of my salary going into my account and then I can see how much money I have for the rest of the month. Is this possible? Is it just a case of contacting all the companies…
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Standing orders
I need to move a standing order from one bank to another. Am I right in assuming I just set it up with the same account details and reference with the new bank and cancel it with the old.
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Internal or external transfer ?
My main question is...can anyone shed any light on whether the Santander 123 minimum £500 funding requirement has to be an external transfer in or can be an internal transfer (for example from a Santander savings account) Does anyone know if the £750 Halifax Reward current account funding requirement has to be internal or…
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My HSBC account is getting closed. Has anyone experienced it?
Hi all, I have been with HSBC Premier for a while, with at least £50,000 in my account all the time. I kept getting phone calls from them offering me investment options but I turned them down each time Got a letter today from HSBC today, saying after a review that they will close down my account in 2 months. I called them…
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TSB Enhance Current Account
No local branch anywhere near me so applied on-line some ten days ago. Lady at TSB said letter is on it's way to me - still to arrive. She said she was unable to advise me as to whether I had been successful or not. Has anyone in a similar ( remote ) situation managed to open an account without having to visit a branch ? :D
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TSB !! finally got accounts
a week ago - registered on line "wait 7 days for post" - letter to say "technical probs, go to branch. Went to Branch, listened to all the speel. "we don't approve of 3 new accounts,, we know why you want them !! (so what). Girl checked with Manager who refused to open ANY account as "you already have 3 with Lloyds - I…
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Newbie Questions about bank accounts
Hi everyone I realise that some of these questions could possibly be answered by trawling through banks websites but I wanted some impartial advice really. I have a current account with the Halifax with an overdraft of £1250, which I live in, I am a full time student going into my second year (mature student) and have…
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cheapest way of transferring money from the UK to the USA
Hi and thank you in advance for reading this. I need to transfer a small amount of money (about £100) to a friend in California to pay a phone charge I incurred while staying with him. Has anyone used Azimo, HiFx, Transferwise? I am finding it difficult to ascertain what precise banking information I need to get from him.…
