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Best bank for online use
I'm after a new bank that offers a great online experience. I've been with Smile for a few years and their online interface is pretty poor. I like to be able to bank on the move and Smile offer pretty poor options. Amazing really considering they are an internet only bank! Does anyone have any suggestions please?
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HSBC and ATM withdrawals
Hi everyone, I need some advice, I have trawled the forums and can't seem to see anything similar. I have an overdraft of £560 with HSBC. I received my statement to see HSBC had allowed me to withdraw CASH from an ATM with a total of £300ish over the overdraft, charging me £150 in fees. I am now £920 overdrawn (I had 2…
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need a fresh pair of eyes re: overdraft
Hi there, I'm new to the site so pls forgive me if this is in the wrong place. I am also on my mobile however we have 1k overdraft of which we used 800 last month, we have an out going cost of £1187 and an income of 1700 so we should have disposable left and wouldn't need the overdraft at all. Now the money has gone in we…
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Can I pay money into a bank account at the local post office?
At present I'm looking at possibly changing our children's savings accounts, from the halifax (which has a paying in book), to the co operative, as their children's accounts come with a basic bank card. The reason for this is due to to the idea of letting them pay any money they receive into the account via our local post…
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Online shopping transaction failed, but over £2k deducted from my accounts
Hi all I tried to place an online order today with my debit for just under £400. The order failed and I was advised to call my bank. So I thought I'll try my credit card which I did but this failed to. So I decided to ring my bank who provide both the credit and debit card. Bank advised they couldn't see any attempted…
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Which bank account has the quickest set up time?
Hello, Basically i need to set up a dead basic account to cash some cheques, however i need it to be set up ASAP. Does anyone had an idea who would be able to set up an active account the quickest that'd allow me to cash them in and withdraw the money when they've cleared? My mate said halifax got him his account set up…
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stripe card payments
Don't know if this is the right forum for to post this, maybe someone can help? Basically, I have setup a new company and set up a stripe Account to enable me to take the odd card payment, This was Setup nearly 5 weeks ago and part of the registration process was to provide proof of address ( drivers licence Or passport)…
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Opening a bank account as a non UK resident
Hi all, I am a UK Citizen & Passport holder although i currently live in Cyprus, i would like to open a bank account in the UK due to the current financial mess that is occurring in Cyprus. I have contacted a bank and they have advised me that i need to be living permanently in the UK in order to open a bank account, i…
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RBS sells branches to Corsair
Let's just hope this transfer goes a lot more smoothly. http://m.bbc.co.uk/news/business-24304526
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No More BACS?
The teller in Lloyds has just told me that if I want to transfer money over the counter I have to pay £30 for a CHAPS, is that right? All I was looking for was a free alternative to the £10,000 a day limit on telephone banking.
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Halifax Cashback Extra
Just logged into my Halifax account and noticed a new profitable incentive. With Halifax Cashback Extra, you can now earn very significant cashback simply by using your Halifax debit or credit card at various retailers. It is just a click away, so please activate this fantastic incentive when you log into your account. In…
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bank changed my address
i'm looking for some advice about a recent blunder / breach of confidentiality by my bank (I have been a current account customer with this bank for 9 years) a few weeks ago i opened a NEW joint account with my partner but my bank card/pin etc for this NEW account hadn't come through. when i contacted the bank they said it…
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Cashing a Cheque
Hi Folks, Can anybody help out there ?? Deposited a halifax personal cheque into my Bank of Scotland today.I though silly me that it would clear right away but its hasn't.Is it not the same bank ? thanks for reading.
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DD fraud - any way of finding out who?
Hi I wasn't sure where to post so please feel free to move if I'm in the wrong place. I volunteer for a Registered Charity and we are coming to our year end and formalising the accounts we have found two Direct debit Instructions totalling £250 payable to the RAC which have been set up fraudulently. The RAC have been MOST…
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Indemnity refund & direct debits.
Hi, I have recently (today) received a indemnity refund through my bank against BT. Should I immediately cancel my direct debit with them. Will they attempt to take the money again if I do not ? Many thanks Tempu27
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cashing a cheque
im sorry if this is not in the right place but im new here :D i was wondering if anyone could help me. i get paid every 4 weeks from by boss by cheque and it really is a pain having to wait a further week for it to clear...what i want to know is ive read somewhere on a forum that you can take it into the paying bank and…
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Nationwide Internet Banking FAULT.
Just for Info: You can log on to Nationwide Internet Banking, but what a surprise. You may find you accounts have vanished. They have a 'technical problem' at this time, and don't know how long it is going to take to fix. Call them at your peril, it's one very long queue. Hope this helps
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Repeat FD incentive
Hi post #690 from Yorkshire Boy reminded me of something I had in mind since my FD account passed its 6th birthday. I wonder whether what is said by YB meams that such a repeat is unlikely? If any of the ahead-of-the-game MSEs have tried already, I'd appreciate some feedback. Thanking you in advance, s_s
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What's best for me and my budget?
I am currently on job seekers allowance. Prior to this, I was in university and with it I had a Student Bank account with a £750 overdraft:j. Anyway I went to my branch last week and asked to change my account, as I was no longer eligible. I got told I would be put on a basic account which offers no overdraft, because I…
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Direct debits
Can a direct debit in my name be paid from an account in my wife's name?
