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Santander - Trying to debit card and refused
i didnt mind Santander until I had a couple of charges appearing on my account. I tried to use my debit card in a shop and unfortunately I didnt have enough money in my account - I used a different card. Checking my statement I was shocked to find charges and was told it was due to these attempts. Is this normal as I have…
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Halifax £100 - how long do i need to stay
hi all, i got the halifax £100 in may for switching. but have found them to not be very good and want to move on again. is there an amount of time i need to stay with them for the £100 offer? i don't want them taking the money back. thanks.
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Santander 123 account - setting up the benefits
So I have my account. I have transferred in over £1000 and setup 3 direct debits which I can see when I look at internet banking. How do I setup the 123 features such as cashback and interest? Is there anything I need to do? I did not use their switching service, I did it manually.
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Nationwide - Contactless Cards?
As many people on this forum have a great knowledge of the banks and some may work at Nationwide, does anyone know if they're planning to introduce a Contactless Debit Card? I switched to their Flex Plus from First Direct, and miss the ease of Contactless.
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Switching account after marriage
Hi all, Just after a little advice really. My wife and I are newly married. The situation is I have recently switched my current account to First Direct. My wife wishes to also, however she banks with Cahoot :( and her account is still in her maiden name. The switch cannot proceed if the names on the 2 accounts are…
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Which is best?
Which is best, 2% gross yearly interest on £250 a month savings or 1% gross yearly on £3000? And how do I work it out myself using Excel?
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NatWest account but won't let me have anything!!!!
I have had a basic Natwest account for 6 years, and last year they let me upgrade to the next account up from the basic. However they have never let me have an overdraft or credit card because I declared bankruptcy in 2005 ...discharged in 2006 and since then I have managed to build up a decent credit rating. I haven't…
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Paying back overdraft/ Reduce Overdraft amount between payments or not?
I currently have an overdraft limit of £1000 on a bank account with Natwest. I no longer use my natwest account as now live in Scotland so have an RBS one instead (I believe Natwest and RBS are all the same anyway).... Anywho I'm in the process of paying back my OD (it started at £1250 but I lowered it to £1000 to stop me…
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Bank won't open a simple current account without closing another (in another bank)?
Hi, Everyone, Is this now a common practice these days and I just need to catch up with this? Tried to open a simple HSBC bank account (to get a regular saver account). Provided the branch with ID and proof of address. As a proof of address I could use utility bill, but used instead a statement from my Santander current…
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Foreign Currency Exchange (not travel money exchange)
Hi to all, I.m looking for some help and advice and maybe some links with my first post. My wife and I live in Malta having moved over a couple of years ago, and we really enjoy our new life here. At present I transfer Sterling from my UK HSBC accounts over to my Maltese HSBC Sterling account via HSBC's Global banking…
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Bank letters with a strange name coming to our house
We keep receiving bank letter for somebody who has never lived at this address. We have returned to sender with 'Does not live here' written on the envelope previously but keep receiving them. Naturally we are worried about our credit rating and or being blacklisted. All the bank says we can do is send the letters back,…
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Nationwide - valid complaint?
My wife opened a cc and flexdirect online. She got offered a high limit so they must have found her on the E-roll. She got a letter asking for ID. It said 1) 1 of UK passport/photocard DL, in branch 2) 2 of non-UK passport / paper DL / other stuff, in branch 3) 2 items of ID (copies) by post She brought her photocard DL to…
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Issues with Natwest Online today (Sat 21 Sept)
Anyone else having an issue logging into NatWest?
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Account needed with no credit check
Saving/ Basic account / cash account where i can put the money in and they do not need credit check at opening. All i need is for statement ? Please advicel
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Extra bank accounts vs savings accounts
Went into Natwest today to open a couple of extra bank accounts to use for keeping certain pots of money aside, eg. a car maintenance fund & a Christmas/presents fund. I already have a few accounts with Nationwide alongside my main one that I use for various things I like to keep separate, like certain bills, etc. Anyway,…
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Change of address on bank account
My mum sadly passed away a few weeks ago. Myself and my 2 sisters are joint beneficiaries of her estate but she nominated her solicitor as the executor. Mum and I had a joint account as she had been in and out of hospital recently. I had a text today from the bank where the account is held telling me that the address on…
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Santander 123 no longer offering car insurance discount?
Hi As title - sorry, not sure if relevant in this or insurance section.
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Thinking about switching from LLoyds to Halifax
Hey all, I'm currently with Lloyds/TSB and have been for many years but I'm becoming increasingly annoyed with them as time goes on. Since the recent separation of Lloyds/TSB, I now have two accounts with the Lloyds branch and an additional joint account and credit cards with TSB, which I find quite irritating when I used…
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Barclays Account - Cheque Clearance on a Saturday?
To anyone who has a Barclays account, do you know if a cheque that is due to 'clear' on Monday will show in my account tomorrow (Saturday) instead? If I have any payments such as BACS going in on a Monday, they always show on the Saturday instead. Does the same happen with cheques? I paid it into my account on Tuesday.
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Overdraft Query
Hi Y'all First post, so go easy on me :o I'm aware that my bank (Barclays) are well within their rights to reduce my overdraft as they feel fit with prior notice. My girlfriend and I are saving for a deposit on a house and a lump some of £6000 has come our way. Happy days. I have been living withing my limit (£3000) for…
